Inheritance

You start the game with an additional 50 Silver, or an item worth up to 15 Silver pieces. This can only be taken at character creation.

If an item is chosen in place of the money, you gain a +1 bonus to skill checks so long as this item is within your possession. If you would otherwise lose this item, you receive a -1 penalty to all skill checks until the item is regained, or until the GM chooses to negate the penalty and remove the trait from the player.