3 cups prepared chili, or 2 cans
1 block cream cheese (I used light)
3 oz. Velveeta cheese
1 can black beans
chili powder, cumin, or cayenne to taste
cilantro for topping
tortilla chips for dipping
In microwaveable safe bowl, melt first 3 ingredients.
Stir well until blended together.
Add black beans and seasoning, if desired.
Transfer to a mini-crockpot for serving.
Serve with cilantro and chips!