3rd Grade Math Unit 6

Big Idea:

Understand how to make decisions about saving and spending.

Student Expectations:

Priority TEKS

3.4(C) [Supporting] Determine the value of a collection of coins and bills.

Focus TEKS

3.9(A) [Supporting] Explain the connection between human capital/labor and income.

3.9(B) [Supporting] Describe the relationship between the availability or scarcity of resources and how that impacts cost.

3.9(C) [Not Tested] Identify the costs and benefits of planned and unplanned spending decisions.

3.9(D) [Supporting] Explain that credit is used when wants or needs exceed the ability to pay and that it is the borrower’s responsibility to pay it back to the lender, usually with interest.

3.9(E) [Supporting] List reasons to save and explain the benefit of a savings plan, including for college.

3.9(F) [Not Tested] Identify decisions involving income, spending, saving, credit, and charitable giving.

Ongoing TEKS

3.4(F) [Supporting] Recall facts to multiply up to 10 by 10 with automaticity and recall the corresponding division facts

3.5(B) [Readiness] Represent and solve one and two step multiplication and division problems within 100 using arrays, strip diagrams, and equations.

3.8(B) [Supporting] Solve one- and two-step problems using categorical data represented with a frequency table, dot plot, pictograph, or bar graph with scaled intervals.

Student Learning Targets:

• I will determine the value of a collection of coins and bills.
• I will explain the connection between human capital/labor and income.
• I will describe the relationship between the availability or scarcity of resources and how that impacts cost.
• I will identify the costs and benefits of planned and unplanned spending decisions.
• I will define credit and explain how it is related to interest.
• I will list reasons to save and explain the benefit of a savings plan.
• I will identify decisions involving income, spending, saving, credit, and charitable giving.

Writing Prompt: Tell me how you would explain spending, saving, and credit to a friend.

Stem: I would….

Writing Prompt: How could you earn, and save money for something you want.

Stem: I could earn money by…. I could save…

Essential Questions:

• What financial understandings are needed to make responsible money choices now and in the future?
• What parts of everyday life involve money?
• What types of choices must be made in order to meet one’s wants and needs?
• What is the purpose of money?
• Why are coins an important form of money?
• Why are bills an important form of money?

Extra Information:

Adopted Textbook: Pearson - enVision Math

District Grading Policy

Texas Gateway Online Resource Center