2010 06/16-06/22

MANILA MAIL COMMUNITY

Arnel Pineda, middle, with right, Archie Mendiorro, Executive Producer of Lighthouse Entertainment and Nanette Labrador, Line Producer

Mrs. Dee Balale, shown here with husband Don, held a retirement party at the Moose Lodge in Daly City last Saturday to celebrate the beginning of her life after working for more than 30 years at the CPMC-St Luke's Campus in San Francisco, CA.

Fresh graduate of Santa Clara University School of Business - Miss Hillary Sy of San Francisco, shown here with parents Henry and Myrna Sy and brother Hensley.

.Nicholas Vea, turning 16, part-Filipino boxer with 9 straight knockouts to his credit and a future US Olympian, was spotted by Manny Pacquiao when he was 9 years old practicing at the Wild Card Gym in LA. Seven years later, his whole family says thank you to Pacquiao Filipino trainor, Ben Delgado, by attending his own gym's inauguration last Sunday, June 13th at Baldwin Park, CA. His father, Steve Vea, 3rd left is half-Filipino from Ilocos Norte.

Summer, daughter of Lilwyn Lucas of San Jose, CA celebrated her birthday over the weekend.

Your 'Short Pay Refinance' single resource person - Rodel Flores of Tracy, CA.

(L-R) The Honorable Consul General Marciano Paynor, Jr, with wife and San Francisco Commissionerfor Entertainment Al Perez graced the 112th Philippine Independance Day celebrations held at theIntercontinental Hotel Downtown San Francisco last Friday night.

The "Effie Nanas School of Ballet" dancers rendered a couple of well-received dance numbers during the Philippine Independence Day shindig at the Intercon last Friday night.

Arnel Pineda in Reno – his last Solo act?

TO-BE SEEN IN THE CITY

Is it true that Arnel Pineda’s Reno concert, titled “Arnel Loves to Rock: The Concert” with Rachelle Ann Go at the Peppermill Resort Spa Casino, Saturday, July 3, 2010 at 8:00 P.M. will be his very last ‘solo’ concert while he is under contract with ‘Journey’?

Apparently, his exposures to these solo shows are being frowned upon by the team behind the Journey band.

Discovered in YouTube singing Journey songs, Arnel is bar none, slum dunk to closest in voice with the departed Steve Perry. He sings with such ease, hitting the notes and delivering songs so hauntingly close to Steve Perry. Arnel may never be able to win every single ‘Journey’ diehard fan (which is never possible) but what matter most is that he stood his ground and convinced many that he deserves...to be where he is now. He never stopped believing. He remained faithful to the Journey music and the band.

He deserves a lot of credit for pulling himself up, working hard and delivering great performances one after another. Now, he’s living his dreams.

Watch him fulfill his promise to his original Ammo Band to bring them to the US and perform with him in “Arnel Loves to Rock: The Concert” with Rachelle Ann Go at the Peppermill Resort Spa Casino, Saturday, July 3, 2010 at 8:00PM. It is being produced by Lighthouse Entertainment.

For ticket call, 510-552-1546, 510-828-4792, 510-648-7278 and 877-525-7469 or logon atwww.peppermillreno.com

SEEN IN THE CITY

Introducing…Rodel Flores, your Short Pay Refinance guy

I recently got a call from an old friend from an old business – Rodel Flores of Tracy . The recession has produced the best and the worst in many of us. It also separated the men from the boys in the real estate and mortgage business. Many had left the real estate and loan business altogether. But there are a few seasoned ones who opted to stay by mere passion to help. Just like Rodel.

Many homeowners across the nation are negative on the equity of their property and are into different scenarios. It’s either they’re having a hard time trying to keep up with their regular mortgage payments, or they realize that their property can’t be considered an investment anymore with a possibility of walking away even with a good credit score. While some are thinking of the best possible solution that may help them lower their payments, retain the ownership of their home and not lose all the money that they have put on it. If you are in any of these situations, but still want to keep your property, we can help you with a SHORT PAY REFINANCE!

Rodel explains that a Short Pay Refinance is having the ability to refinance your home to its current market value. In this transaction, we negotiate with your current lender to accept a reduced payoff on the existing loan that they carry and refinance it with a new lender. Will the current lender agree to refinance the property? Most banks today are suffering big losses due to many short sale and foreclosure properties. In a short pay refinance, they will make more of a dollar than to a short sale or a foreclosure. Which route do you think they’d rather go then?

A Short Pay Refinance is a lot better than a loan modification as well. The latter targets only on making your monthly payments affordable “temporarily”, without a reduction in your principal loan balance. With a Short Pay Refinance, you get to keep your home but with a new loan, new lender and a permanent change to your loan terms.

Not only are we the pioneers of this program but we are getting them done and have closed transactions to prove! We have been successful in dealing directly in Loss Mitigation in just about every bank and have built relationships with them as well.

To know if you qualify for a Short Pay Refinance, contact Rodel Flores either by calling (925) 474-8115 or email rflores@ofloan.com

He will provide you all the information you need to know and educate you for a better understanding on how a short pay refinance works.

PERSONAL NOTES

Congratulations to Miss Hillary Sy, 22, daughter of Henry and Myrna Sy of San Francisco who recently graduated from the Santa Clara University School of Business – Major in Accounting.

Belated Happy Birthday to Summer, the lovely daughter of Lilwyn Lucas of San Jose , CA . And Happy Graduation too, by the way!

Good luck to Mrs. Dee Belale, RN of San Francisco who recently retired from the California Pacific Medical Center - St. Lukes Campus.

QUOTE OF THE WEEK

“They use it as a wedge.” – by Arizona Republican Senator Russell Pearce, referring to the US Constitution’s 14th Amendment that states that "all persons, born or naturalized in the United States, and subject to the jurisdiction thereof, are citizens of the United States. No state shall make or enforce any law which shall abridge the privileges or immunities of citizens of the United States ." It was intended to provide citizenship for freed slaves in 1868. Inspired by the recent poll’s public’s support on the recent sweeping changes in immigration reforms in the State of Arizona, the Republicans, spearheaded by Pearce, will likely introduce their next new bill – this time against “Anchor Babies” (the words being used to describe children born in the US to illegal immigrants). The next controversial immigration law is targeting these kids - the legal weights that anchor many undocumented aliens in the US .

This column also appears online at www.FilipinoVillage.com andhttp://sites.google.com/site/adkinsmmcevents/Home/ with readership in 82 countries now, according to the latest Google Analytics report.

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