Allocating Help:
System recognised it correctly – they are just TRANSFERS or DEPOSIT to be allocated to Westpac #6766 account (as they are paid from the main account) – please record
Payments received into the account are just transfers from the main account so record either as TRANFER of DEPOSIT to Westpac #6766 account. $15 is Bank Fee (as I stopped coming on regular basis to schedule payments, it looks that the credit card repayment was done after the due date). $49.95 – you need to see what the description on the bank account says and then perhaps put the name into google to search what it was. If you can’t figure it out, then put to Beneficiary Loan – Sandra Forster. If it was an expenses on behalf of Tranquility (house expenses like Repairs & Maintenance), just recorded to Beneficiary Loan – Tranquillity.
Once again, as all the payments of cards come from the same bank account Westpac #6766, please record money received as either TRANSFER or DEPOSIT to Westpac #6766. 1 cent transaction was probably some testing that Sandy did, just record this to Beneficiary Loan – Sandra Forster.