Medical/Dental/Vision Coverage

Contact PEHP Medical/Dental at (801) 366-7555 or (800) 765-7347

The surviving spouse and/or dependents will be eligible for COBRA.

• COBRA Qualified Beneficiary: An employee, the spouse of the employee, or dependent children of an employee who are covered by PEHP and who experience a qualifying event and subsequently lose their coverage. Each qualified beneficiary has the right to elect COBRA independently of all other qualified beneficiaries.

• COBRA Qualifying Event: A qualified beneficiary covered by PEHP who loses their coverage due to an employee’s death may be eligible to continue coverage under COBRA for up to 36 months

• COBRA Notice Requirements: The employer must notify PEHP within 30 days of an employee’s death

• PEHP: After receiving notice of the described qualifying events, PEHP will send employees and their dependents an election notice

• COBRA Election: Members have 60 days from either termination of coverage or the date of receipt of the COBRA election notice to elect COBRA. If no election is made within 60 days, COBRA rights are deemed waived and will not be offered again.

Term Life

Contact PEHP Life at (801) 366-7495 or (800) 753-7495 to claim death benefits.

• Minimum Coverage: Provided and funded by the State in the amount of $25,000 for each employee

• Basic Term Coverage: This is a guaranteed issue amount if applied for within 60 days after the employee’s hire date. After the initial 60-day period, employees may apply for Basic Term coverage at any time by submitting Evidence of Insurability.

• Additional Term Coverage: Employees may apply for Additional Term coverage at any time by submitting Evidence of Insurability. The employee must be enrolled in Basic Term coverage to apply for Additional Term coverage.

• Line of Duty Death Benefit: An additional $50,000 Line of Duty Death Benefit is provided to all employees who are enrolled in Minimum Coverage. This coverage is provided at no additional cost to the employee, and enrollment is automatic.

• Accidental Death Rider: An additional $20,000 Accidental Death Benefit is provided to all employees who are enrolled in Minimum Coverage, subject to the provisions of the PEHP Group Accident Plan. This coverage is provided at no additional cost to the employee, and enrollment is automatic.

Accidental Death & Dismemberment (AD&D) Family and Individual Plans

Contact PEHP at (801) 366-7495 or (800) 753-7495 to claim death benefits. AD&D provides benefits for death due to an accident, subject to the limitations of the policy. An employee can select a coverage amount ranging from $25,000 to $250,000.

Flex$

Contact PEHP at (801) 366-7503 or (800) 753-7503. If an employee makes Flex$ contributions and dies during the course of the year, his or her estate can make claims against the balance of the contributions. The date of death is the termination date for the Flex$ account. All claims must be dated before the date of death. The surviving spouse and/or dependents are not offered any type of continuous coverage.

Retirement Plans (urs.org)

Defined Contribution – 401k, 457, IRS, Roth IRA
Contact URS Defined Contribution at (801) 366-7720 or (800) 688-401k
This is how the beneficiary can access funds.

Defined Benefit/Pension Benefits (Retired or Eligible to Retire)
Contact URS Defined Benefit at (801) 366-7770 or (800) 695-4877
This is how the beneficiary/spouse can access the pension and/or life insurance benefit:

• If the employee was a member of the Retirement Systems, his or her Social Security number, date of death, and death certificate must be provided. When there is no continuing benefit, that is all that is needed.

• The surviving spouse may be eligible for a continuing or lump-sum benefit or a life insurance payment. If so, the necessary forms will be mailed to the surviving spouse once URS is contacted. The surviving spouse should then complete and return the forms to URS.

• If the deceased employee was already retired, an explanation will be given to the surviving spouse or designee concerning what to expect regarding his or her final monthly benefit check. Because of varying provisions among the several retirement systems, specifics may not be available immediately. However, as soon as a determination is made on the nature of the benefit due, the surviving spouse or designee will be contacted. A continuing benefit of a retired member will usually begin the month following the date of death. If you were the member and your deceased spouse was not, you should fill out a new beneficiary designation.

• If the spouse is the designated beneficiary, in addition to qualifying for a career benefit, the spouse will be required to select the option of a lifetime monthly benefit or a refund of the employee's member contributions.

Death Benefit Insurance to URS Non-Retired Members
Contact URS Defined Benefit at (801) 366-7770 or (800) 695-4877
This is how the beneficiary/spouse can access death benefit insurance:

• Death Benefit Insurance: If the employee is a non-retired member of the Retirement Systems, at the time of death, the beneficiary will receive an insurance payment representing 75% of employees highest annual salary (pro-rated for less than 12 months of service)

• Accelerated Death Benefit: This provision allows the employee to take an advance payment of 75% of their death benefit coverage if the employee has a terminal illness and a life expectancy under 18 months

Sick Leave Retirement Benefit
Contact the Courts HR Department at (801) 578-3801
An employee who has retired or is eligible to retire may have a sick leave benefit available to them that can be passed on to the surviving spouse upon death.

Medical Insurance upon Retirement
Contact PEHP Medical/Dental at (801) 366-7555 or (800) 765-7347
An employee who has retired or is eligible to retire can purchase PEHP medical insurance or a medicare supplement, depending on age. This benefit can be passed on to the surviving spouse upon death.