Understanding and knowing your retirement benefit options is helpful in planning for your future after you have retired from a career with the State of Utah. Eligible employees can start investing and planning for retirement when they begin working for the state.

If you are a new hire, you are most likely part of the Tier II retirement system. The Tier II retirement system has two different retirement plans to choose from, the Hybrid Plan (pension & 401k) and the Defined Contribution (DC) Plan (401k only). You have up to one year to make your final election between the Hybrid Plan and the Defined Contribution (DC) Plan. Facts and circumstances specific to your personal situation should be carefully considered before you make your choice. If no election is made, you automatically become a member of the Hybrid Plan. This video gives excellent information about the retirement plan choice that Tier II retirement system participants need to make during their first year of employment. Tier II Retirement Plan Portability

Tier I retirement systems are reserved for URS retirement plan participants who were active in the Utah Retirement Systems before July 2011. 

It’s important to know which system you are eligible for to help you understand and explore your benefits. If you are unsure if you are Tier I or Tier II, contact HR at (801) 238-5409.

Online Access: Eligible state employees may access the Utah Retirement Systems (URS) website to view information related to retirement accounts, update beneficiary information, make changes to contributions, and update their personal information. To learn how to create a myURS account, watch this quick tutorial.

If you're a new justice or judge, you may review the Tier I Retirement System Highlights to learn more about your retirement system.

Create a myURS Account

New Member Checklist

URS Savings Plans

Understanding Your Employer-Provided Benefits

Increase my Savings Plans Contributions

Roll Over Old Retirement Savings Accounts to URS

Comparing Tier II Plans

Tier II Hybrid or Defined Contribution?

Tier II Hybrid Plan (pension + 401k)

Tier II Defined Contribution Plan (401k only)

Tier II Retirement Plan Portability

URS Forms Page

URS Member Videos
Utah Retirement Systems Publications

URS Contribution Rates

2024-25 Early Retiree Benefits Guide

2024-25 Early Retirement Rates with Sick Leave Hours

Continuing Benefits After Retirement
Retirement and the Value of Sick Leave