Wisdom:
When we wait until a crisis and then grasp we have a problem, that is not intelligent behavior; wisdom is when we can anticipate a problem and then act upon it in a non-crisis stage. Intelligent people often exhibit this waiting behavior, they live only in the immediate, they are dogmatic, they learn only by great suffering which comes from a catastrophe. Catastrophe thinking is not true thinking; it only reacts. Anyone can conclude after a disaster that what we did to cause it was probably not a good idea.
Definition of Catastrophe:
A violent and sudden change in a feature of the earth
The final event of a dramatic action especially a tragedy
A momentous tragic event ranging from utter overthrow to ruin