# Privacy Policy for AI Financial Coach
**Effective Date:** 25 July 2026
**Last Updated:** 25 July 2026
Mobilia Apps ("we", "us", "our") operates the **AI Financial Coach** mobile application (the "App"). This Privacy Policy explains what information the App collects, how it is used, how long it is kept, and how you can delete it.
By using the App you agree to the practices described in this policy.
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## 1. Information We Collect
### 1.1 Information You Provide
- **The records you create in the App** — the entries, dates, amounts, notes and other details you type in. This is the core content of the App.
- **Photos** you choose to take or select for your records. The App requests camera or photo access only at the moment you add a photo.
- **Support messages** — if you use the in-app Contact form, we receive your message, your email address, and basic device information (model, Android version, app version).
### 1.2 Information Collected Automatically
The App does not automatically collect personal information.
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## 2. How We Use Your Information
We use the information to provide the App's features, to store and display the records you create, to respond to your support requests.
We do **not** use your data for profiling or automated decision-making, and we do **not** sell it.
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## 3. Data Storage and Security
**All of your data is stored locally on your device** in a private app database. The App has no account system and no server component for your records — your entries are never transmitted to us or to anyone else.
We use commercially reasonable safeguards, but no method of transmission or storage is 100% secure and we cannot guarantee absolute security.
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## 4. Data Sharing
**We do not sell your personal data.** We do not share the records you create with third parties for marketing.
Data is processed only by these service providers, acting on our behalf:
| Provider | Purpose | Policy |
|---|---|---|
| Google Gemini API | Optional AI features you explicitly trigger | ai.google.dev/terms |
We may disclose information if required by law or valid legal process.
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## 5. Data Retention
We keep your information only for as long as it is needed for the purposes described in this policy.
- **All of your entries stay on your device.** We operate no server for this data and never receive a copy of it, so there is nothing for us to retain. Your data is kept until you delete the individual entry, clear the app's storage, or uninstall the App. Uninstalling removes all of it from the device.
- **Support emails** — if you contact us, your message is retained for up to **24 months** after your enquiry is resolved, then deleted.
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## 6. Data Deletion — How to Delete Your Data
You can delete your data at any time.
**Delete individual entries**
Open any entry in the App and tap Delete. It is removed immediately from the device.
**Uninstall**
Uninstalling the App removes all locally stored data from your device.
**Request deletion by email**
If you cannot access the App, or you want written confirmation that your data has been erased, email us at **muhammadilyas15@gmail.com** with the subject line **"AI Financial Coach – Data Deletion Request"**. We will verify the request, delete all associated data, and confirm by email **within 30 days**. There is no charge for this.
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## 7. Your Rights
Depending on where you live (including under GDPR in the EEA/UK and CCPA in California), you have the right to access, correct, delete, and port your data, to object to or restrict processing, to withdraw consent, and not to be discriminated against for exercising these rights.
To exercise any of these rights, email **muhammadilyas15@gmail.com**. We respond within 30 days.
Our legal bases under GDPR are your **consent**, **performance of a contract** (providing the App's features), and our **legitimate interests** (security and crash diagnostics).
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## 8. Children's Privacy
The App is not directed at children under 13 (or under 16 in the EEA). We do not knowingly collect personal information from children. If we learn that we have, we will delete it promptly. Contact **muhammadilyas15@gmail.com**.
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## 9. Changes to This Policy
We may update this Privacy Policy from time to time. The "Last Updated" date will change and material changes will be announced in the App or on this page.
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## 10. Contact Us
**Mobilia Apps**
Email: **muhammadilyas15@gmail.com**
Privacy Policy: https://sites.google.com/view/mobilia-apps/ai-moneymanager
We aim to respond to all privacy enquiries within 30 days.