LOVE System UBI Basics

Universal Basic Income: Some Examples of What People Get In the LOVE System

All money is paid by Automatic Direct-Deposit into your personal bank account.

Your money is created the moment it is deposited into your account.

Your bank account has UBI Sub-Accounts for each category listed below.

Money is deleted the moment you spend it. The store does not get the money you spend, all business owners & workers are paid through money creation.

All money is debt-free, tax-free, and there is no such thing as inflation.

UBI Per Single Adult/Per Average Family Household (more for larger families):

Note: Some of these amounts are based on national averages, amounts can be updated/adjusted accordingly. 

Groceries: $300/$700 per month

Toiletries/Hygiene Supplies: Men: $50; Women: $80; Family: $200 per month

Basic Medical Supplies: $200/$300 per year

Laundry & Cleaning Supplies: $200/$300 per year

Clothing: $1000 per year

Linens: $400 first initial amount, then $100 per year

Pet Food & Supplies: $50 per pet per month (dogs & cats) (amount differs for other pets)

Housewares: $400 first initial amount, then $100 per year

Alcohol & Tobacco: $50+ per month per indulging/partaking adult

Examples of what is covered in each category:

Note: below is just a basic list of products/supplies that are covered, not a comprehensive list.

Note: More money can/will be added to your account if/as needed in case of unexpected emergency/loss (ie loss from natural disasters, fire, accidentally spilled/ruined/lost by kid/pet/self/pests or from refrigerator/freezer breakdown or electricity outage, or if an injury/sickness requires more medical supplies; etc.)

Groceries: All food & drinks (alcohol not included)

Toiletries/Hygiene: Body soap, shampoo, conditioner, toothpaste, toothbrushes, floss, deodorant, body sprays, hairbrushes, combs, hair ties, hairsprays, hair gels, razors, shaving creams, skin lotions, toilet paper, wet wipes, body sponges/loofahs, Q-tips/cotton swabs, hair dye, 

Feminine Care: tampons, pads, liners, intimate cleansing, lubes, etc.

Beauty Products: makeup, curling iron, scissors, electric hair/beard/nose trimmers

Basic Medical Supplies: Everything typically found in the medical aisle of the local grocery stores and drug stores. Includes all over-the-counter medicines, vitamins & supplies such as pain meds (ie Tylenol & other brands), heartburn, bowel health (laxatives, hemorrhoidal products, etc), antibiotics, rubbing alcohol, peroxide, bandaids, bandages, gauze, etc.

Laundry & Cleaning Supplies: Laundry soap, bleach, fabric softeners, dryer sheets, spot & stain removers/treatments, starch, dyes, clothes hangers, paper towels, dish soap, dishwasher soap, sponges, dishcloths, broom, mop, disinfectants, bathroom & kitchen cleaners/chemicals, carpet cleaners/chemicals,

Iron, ironing board, etc. (one-time UBI for products, when worn can be fixed/replaced) 

Dry cleaners are free (suits, dresses, etc.)

Self-Service Laundry Mats are free for anyone to use (washers and dryers).

Vacuum cleaner free (can be traded in at its end of life. End of life can be determined)

Clothing: Pants, shirts, underwear, socks, shoes & laces, boots, jackets/coats, hats/beanies, scarves, belts, suits, ties, dresses, robes, 

Pet Food & Supplies: All Types of Animals Are Covered: Dogs, cats, hamsters, ferrets, birds, reptiles, insects (ie spiders, etc),

Note: Farm-type pets, livestock, and wild animals are covered under farm animals (pigs, cows, horses, emus, goats, sheep, chickens, etc.)

Note: All zoo animals are also covered for free. (tigers, bears, birds, reptiles, etc.)

Linen: bath towels, bath wash clothes, bed sheets, blankets, etc

Housewares: dishes, pots, pans, silverware, utensils, shower curtains, blinds, curtains,

Alcohol: beer, wine, liquor, mixers, (drinking in bars/clubs/venues/etc is free)

Beds: everyone receives a free bed

Note: Most furniture should be free too (UBI amount to be determined)

Infant/baby products are free (cribs, car seats, strollers, diapers, diaper bags, etc.)

There is zero cost to have and raise children (note: this will virtually end abortions)

Other Free Things:

Note: none of these items require any money

Home with Appliances

Utilities (electricity, water, gas, phone, internet, cable tv, trash/recycling, etc.)

Healthcare (full-body, dental, hearing, eyes, hair loss, physical therapy, prosthetics, aesthetics, cosmetic/plastic surgery, etc.; pharmaceuticals/drugs, medical equipment/supplies, etc.; mental/emotional health services, therapy, marital counseling, etc.; drug & alcohol treatment/rehab)

Childcare (babysitters, daycare centers, summer camps, etc.)

Pet/Animal Healthcare (veterinary; also groomers, daycare, boarding, education (training))

Education (grade school, colleges, universities, trade schools; learning & language software)

Information (opensource, patents, etc.) 

Transportation

Restaurants

Travel

Hotels/Motels/Resorts

Beauty/Hair Salons & Spas

Dry Cleaners

Car Repair Shops (mechanics, autobody/collision shops)

Car Wash & Detail Services

Home Repair Services

Movie Theaters

Concerts

Sports Events

Theatre/Performing Arts

Movie/TV/Music/Books Streaming & Download Services

Online Gaming

Gyms, Training, Classes (weights, workouts, sports, yoga, martial arts, etc.)

Basically, all services are free, and the business owners & workers get paid a salary through money creation.

Other issues/services/infrastructure that will be solved/funded at no cost to anyone:

Clean Energy

Climate Change

Ocean/Water/Land/Air Cleanup

Recycling

Automation

Fire/EMS Services

Police (de-escalation crisis counselors that actually Love People)

Military

Government

Elections

Churches/Religious Institutions

News Media

Roads, Bridges, Tunnels

Railroad Trains & Tracks

Airports, Planes, Helicopters (anti-gravitic crafts)

Ships, Shipyards & Ports

Communications Networks (towers, satellites, wire/fiber, equipment, etc.)

Schools

Hospitals & Minor Emergency Centers

Farms, Ranches, Fisheries, etc.

Factories, Processing Plants, etc.

Stores & Distribution Centers

Mining

Mortgage & Rent Reimbursements

All home mortgage equity will be paid back to you in full, this includes farms, stores, and other business properties as well. If your home is already paid off you will be paid back everything you paid in, including repair costs. If you are a landlord of other homes you don’t live in you will be paid back for the complete mortgage, plus you will receive a monthly payment for a specified period of time or for the remainder of your life. We can also pay renters back some of their money too.

Notes to be removed later so the homeowners, landlords, and rich people don’t feel insulted, lol: The main reason for some of these payoffs is psychological, it is so homeowners, landlords, and rich people don’t think they are getting screwed, because they’re not (I’m not Bernie Sanders, lol, he’s too antiquated, tied to an old way of thinking, I’m not trying to take anyone’s money, I Love him though, good-hearted man). Basically, their emotions would be raging in anger and jealousy if we didn’t pay them off. So they can’t say something like “that ain’t fair that you’re giving all these lazy people free homes… when I already worked my ass off my whole life to pay for my home and what I have so why should a lazy person get it for free? etc, etc., etc.”. These people (such as landlords) can retire if they want to, because they weren’t producing anything useful for society anyway. It’s not like them not working will cause a shortage in the labor sector because they already don’t/didn’t do any labor to begin with, they just sat on their ass collecting free money from people who actually work/contribute to society. In capitalism, when a tenant pays a landlord rent, the tenants are actually buying that rental home for the landlord, and also buying the home the landlord lives in. The landlord is living for free off the backs of their tenants. As for the rich people in our society, they will be given more money than they already have. The reason is so that hopefully they don’t have a false sense of fear that their money will be taken from them, because it won’t be taken. I propose doubling their current wealth/money just so they don’t fear the new system before it’s enacted and try to use their vast money (and power because of their money) to fight against starting the new system. It doesn’t matter how rich the richest people are because there is a limit to what and how much they can buy. They could have a Hundred Trillion dollars and it doesn’t affect the actual physical resources in any major way. Sure, they can buy a yacht, a plane, a helicopter, and other high-end luxury items but they can’t buy up all of earth’s lands, resources, government, or people.

Stock Market no longer exists, everyone is paid extra for their stocks/bonds/holdings/etc.

Many other useless jobs/vocations will end as well with generous severance pay.

Other jobs will be rapidly automated, will have severance pay.

Give everyone a UBI into their labor account, that UBI can be spent on anything (products/goods).

Crime (to be moved to another chapter later, and merged with my other writings about crime and psychology):

Have you ever noticed how many cop and crime shows there are on tv? They glorify cops and vilify, mistreat, lockup, and kill people that commit crimes, instead of delving deep into WHY those people commit crimes in the first place so we/humanity can work to prevent crimes by fixing the real problem/cause, such as poverty, and/or improper social, physical, and economic environment, and bad upbringing by parents either in poverty, and/or have mental/emotional problems and anxieties caused by capitalism. Psychology and emotion is a vast topic that I could speak about for days, weeks, months, or write many books about if I liked writing.

Add a comprehensive list of vocations and pay scales as well as other things we get paid for such as learning, playing, recycling, use of public transportation, etc.

Below: Google Docs Version