LOVE System: Transition, UBI, Housing, Etc.

Life’s Optimal Virtuous Economy

Life’s Optimal Virtuous Economic System

The LOVE System

Note: Please keep in mind that these are just some ideas to begin the transition to the LOVE system. All money amounts listed below are just “examples/placeholders”, the amounts can be changed as needed. Also, read the many other pages on this website for more details about the LOVE System.

Possible ways to begin transition towards the LOVE System without fully ending Capitalism right away. First step (once President) is to take control of the Federal Reserve and all the banks and all other financial institutions. Everyone keeps their current bank accounts and money, or opens a new bank account if you don’t have one. Everyone keeps the money they already have plus gets more. The LOVE system will begin creating money directly into everyone's accounts. Everyone gets UBI to cover all living expenses (listed below). The UBI payments will be deposited into sub-accounts of each person’s main bank account. The same current Debit card you use for shopping will still be used, or you can use the LOVE system smartphone banking/shopping app to spend: pay bills and make purchases. UBI can be considered as Social Security for Everyone, at zero cost to anyone. Money is created the moment you receive your bank deposits. The LOVE system creates money directly to and for the people (you, me, us) as income, without debt, and without any taxes or fees.

UBI (Universal Basic Income) Accounts

Below are all the UBI benefits that you and everyone else will receive. All UBI payments are automatically direct-deposited into everyone’s bank accounts.

Note: These are just possible/logical amounts, the actual amounts can be further analyzed and adjusted to achieve optimal effectiveness.

Note: Each UBI deposit can only be used for/towards its intended purpose (i.e. food, clothes, bills, etc.).

Food UBI:

$300+ a Month for Food (Per Person)

Note: This is just for grocery shopping. Eating out is free.

Clothing UBI:

$500+ a Year for Clothes (Per Person)

Housing UBI:

Option 1) +/- $1000 Month for Housing (Per Person) 

Option 2) Best Option: Each person’s/family’s monthly rent/mortgage is fully paid for by the LOVE system until new laws/legislation are created/enacted to change how the land & housing market works.

Note: Technically, with option 2, the Housing UBI isn’t a UBI deposit into your account. Rather, your Housing cost will be paid for by the LOVE system. Much like getting per-diem from your job for housing or hotel costs when traveling, except in this case your per-diem is paid by the LOVE system, not by your employer.

Eventually, as the LOVE system progresses, all rents and mortgages will be eliminated and all the people who own multiple homes, apartment complexes and lands will be paid the full amount (or over) the regular property value of those properties, plus receive monthly income based on what they would have made from renting the home(s) out. If you live in a home (or apartment) that is rented to you by the owner or bank, that home is now yours, you own it, and the previous owner will be paid (fully compensated) for that home at no cost to you or anyone else. If you currently own multiple homes, you can choose which home you want to keep (live in) and you no longer owe a mortgage or anyone else, the home is now yours for free, and you get fully compensated for the other homes. Plus, you will receive a full refund of all the money you’ve paid into your mortgage on your own personal home. You “landlords” can retire and it won’t make a difference on the production of goods because you don’t normally produce any goods (or services) anyway, you just live off of other people for free without working, so now you can continue “not working” and retire and live in your home for free and have a fat bank account from being paid back all the mortgages you’ve paid for.

Note: In some cases we may be able to allow certain people to own multiple homes. Such as people that work in multiple locations at various times of the year. But this can be looked at further as we transition.

Utilities UBI:

Note: Remember, this is just during the transition period until the LOVE system is fully in place, once fully transitioned there will be NO utility bills at all. But until the full transition all utilities will be paid directly to the utility companies by the LOVE system at no cost to you or anyone else.

Option 1) +/- $750 Month for Utilities (Electric, Water, Internet, Phone, Cable, Etc.)

Option 2) Best Option: Each household’s monthly utility bills are paid-in-full by the LOVE system until new laws/legislation are created to change how the utility companies operate. All utility bills will be merged into your smartphone LOVE account so that the bills can be paid automatically by the LOVE system.

Note: Technically, for option 2, the Utilities UBI isn’t a UBI deposit into your account. Rather, your Utility bills will be paid for automatically by the LOVE system.

Household UBI:

$100+ a Month for Household Supplies (such as dishes, kitchen utensils, cleaning supplies, laundry soap & supplies, dish soap, ect.)

Hygiene UBI:

$50+ a Month for Personal Hygiene Supplies (soap, hair products, toothbrush, toothpaste, deodorant, shaving supplies, etc.)

Petcare UBI:

Amount depends on how many pets (and what kind of pets) you have. All costs are covered for all animals (pets, livestock, and wildlife, etc.). Also, includes free veterinary services as well as grooming, training and boarding services.

General UBI:

+/- $100 Month for Anything. Spent just like Earned Income, meaning the money can be spent on any purchase. Note: This amount is in addition to, or supplemental, to all other incomes. And of course, the amount can be any amount that we all come to an agreement on.

Earned Income:

Deposits received for your current work/employment. All salaries are direct-deposited into your account by the LOVE system. Employers don’t pay wages, the LOVE system does, and employers have no overhead or operations costs or bills or taxes.

Earned Income Option 1) 2-times your regular wage/income. $10hr = $20hr, or $500 a week = $1000 a week.

Earned Income Option 2) Or, the same amount as your regular salary/income since UBI covers living expenses.

Note: All Earned Income is extra spending money since all bills and living expenses are already paid for by the LOVE system. If you spend all of your UBI, you can spend Earned Income for extra shopping (food, clothes, etc.). Also, your work hours can be greatly reduced (if you so choose), because the businesses will be able to hire many more employees at no cost to them.

Unemployment Income:

Deposits received for unemployment due to job obsolescence (layoffs).

Unemployment Option 1) 2X the regular wage/income. $500 a week = $1000 a week.

Unemployment Option 2) Or, the same amount as your regular salary/income since UBI covers living expenses.

Note: All Unemployment Income is spending money, since all bills and living expenses are already paid for by the LOVE system.

Retirement Income:

All retired citizens receive the same amount (or more) of income they received while working.

The Rich Keep Their Money & Can Retire:

Basically, everyone who is currently rich in the current capitalist system will be able to retire if they want (but so can anyone else) and still get UBI Income. But if they decide to continue working they still get their regular annual salary for working/contributing, and they still get all the UBI Income. 

The rich shouldn’t feel compelled to complain about the new LOVE system because they will have more money than they already had/have (or expected to make over a certain time period). The whole purpose of letting the rich stay rich (and even be richer) is so that they don’t feel attacked, so they don’t need to worry about the common fear of redistribution of wealth and losing their financial security, they will not lose their money or personal possessions. The only thing the rich will lose is their private dictatorial ‘power’ and ‘ownership’ over bulk natural resources, government, and people. Their money can no longer buy up the bulk resources of the earth. Their money can no longer influence and/or control the government. Their money can no longer be used to buy people or their labor; or pay people off; or pay people for illegal services (i.e. black markets, assasins, sex traficing, false-flag events, etc.). Their money (and everyone else's money) can only be spent to buy products and goods intended for personal use. Someone’s money has no power or influence over other’s lives.

Business owners will still own and operate their businesses, and still get paid the same amount or more than what they already get. But their ownership does not mean that they own the resources and goods that all employees collectively produce, the owner(s) just maintain their managerial positions over operations and production.

Healthcare:

All Healthcare services, supplies and medicines are free for everyone, all paid for by the LOVE system. All people who work in the healthcare industry gets paid more money than they get now. All healthcare industry employees get paid by the LOVE system.

Education:

All educational services, books, supplies and housing are free for everyone, all paid for by the LOVE system. This includes public or private: K-12, colleges, universities, trade schools, online schooling, home schooling, etc. All people who work in the education field gets paid more money than they get now. All employees within the education field get paid by the LOVE system, which includes all staff (teachers, tutors, principals, secretaries, counselors, nurses, janitors, food service workers, etc.), textbook writers, editors, publishers, bookstores, etc., and all other outside industries that produce something for the education industry.

Everyone who is enrolled in school will receive School UBI, you will be paid for furthering your education. The more smart people we have in this world, the better off the world will be. Any and all roadblocks that people previously had will be eliminated, no more financial roadblocks, no more roadblocks based on merit or past mistakes, no more roadblocks based on travel or relocation, etc. There is no limit on how many classes you can take or how many degrees you can earn.

Crime, Mass Shootings, Homelessness, Poverty, Etc.:

The LOVE system will virtually end crime overnight. Most crime that currently happens in our current monetary system is because (directly or indirectly caused by) poverty or financial hardships. The first day that the UBI is implemented, that very morning you will be able to walk out of your house and rest assured and feel completely safe because everyone you see (and don’t see) will have money from UBI. People will no longer need to be standing on the corner with a cardboard sign begging for money or help, they will have the ability and resources to help themselves. They will have full access and ability to get a home and all the other benefits and perks of the LOVE system.

No one will need to rob, burglarize, hold-up, mug or steal from anyone anymore. And since they no longer need to commit those crimes, they will no longer fear getting caught which means they wouldn't need to hurt or kill people out of fear and desperation of getting caught for stealing, because they no longer have reason to steal, they have everything they need without having to steal it. The point is that most crimes and aberrant behaviour would end immediately, all because the implementation of UBI.

The streets, schools and businesses will be safe. Mass shootings would end. The main cause of shootings, is that people are stressing and struggling in some way that originated from financial problems, or they fear that they might suffer financially because of the false media/political propagandized narrative that immigrants might take their/our/your jobs. Some of the shootings are triggered by bullying, but for the most part, people will no longer have reason to fear. 

All people will have the choice and ability and freedom to change their social environment. If a kid is being bullied at school they have various options that can help with their situation, they can inform the school to try to resolve the issue, and/or they can stay home from school, and/or change schools, or receive free home-schooling. All the previous financial roadblocks that kept people stuck in bad situations and/or environments are no longer holding people back from changing their situation. They can move to another neighborhood, town or state if they feel that would help their situation, because money is no longer an issue, people can move for free. Plus people can get counseling, psychological, emotional services for free through their free healthcare. 

In the beginning there will still be many people who are not psychologically and emotionally acclimated to the new stress-free socioeconomic environment but even they will feel more secure because they have money, a home, and everything else they need to feel secure. Over a period of time the newer generations will be much healthier mentally, emotionally and spiritually.

Relationships:

The LOVE system will repair most relationship problems. The most common problem in marriages is financial stress, that will end. Also, those who are stuck in abusive relationships will have the ability and resources to get themselves out of that abusive relationship and/or environment. Same goes for jobs that have bosses that mistreat their employees, the employees have the ability to let that abusive boss know that they are no longer dependant on a paycheck and will quit if they continue to be mistreated.

The UBI opens up so many possibilities and opportunities for everyone, new pathways that were previously unavailable to most. No longer do people need to be stuck in bad situations, or driven to commit crimes of desperation. UBI solves most problems for everyone, overnight!

Recommended Time Off:

I highly recommend that many of the hardest working people within today’s capitalism take the much needed and well deserved time off from work once the LOVE system is installed. Those who haven’t had adequate time, energy and attention-span to sit around and think deeply about many things are the ones who need the time off the most. Take time to self-reflect, get to know your true self, the person you truly are inside, the person you were meant to be without the weight of the socioeconomic forces imposed upon you.

Capitalism has forced upon humanity a certain level of reduced empathy, compassion and Love for others outside of our family/friend circle, or at the very least we oftentimes have no choice but to not help others because the chains of financial debt and lack of time keeps us focused on our own survival over others, because it’s hard enough just to stay afloat in this current system.

The dominant system (the Beast of Capitalism & the Monetary System) has implanted a psychological and emotional belief system into the entire Collective software/mentalware designed to maintain the status-quo, a subconsciously driven belief system maintained by the illusion of scarcity which forces us into a competition mindset, with an Automatic Emotional Response System programmed to trigger emotional responses or outbursts (typically based in anger and fear driven by ignorance), or confusion, or apathy, or indifference, or disinterest when someone talks about specific off-limits topics (such as capitalism) which then elicits a negative response directed towards the speaker/student/teacher/thinker/questioner.

Take time off to think about how the world really operates and how it has programmed humanity (you and me) since childhood to think (or not think), of how and what we are supposed to think and feel, and the things we are not supposed to question. Take time to think for yourself and research, be more sociable, get to know people better, learn to read people better, connect to your emotions, especially Love, compassion and empathy, and become knowledgeable and well-rounded into the depth of the Human Condition and the world around you as well as the man-made systems of illusion and belief that control us. Man-made rules can be changed, improved an/or redesigned to benefit the people, all the people, as well as the planet and all other life on it.  

To be continued…

Please explore other pages on this website for more details about the LOVE system and various other enlightening topics.

Below: Google Docs Version