Cotton Woods Homeowner's Association

Welcome to the home page for the Cotton Woods subdivision of Fruita, Colorado!

Please look at the Announcements page for late breaking news.

Check out the Calendar to find out dates of meetings and other events happening within our subdivision.

The Documentation page is where you can view documents like HOA meeting minutes, Best Practice Policies and HOA CCRs.

If you would like to receive emails from the HOA please vist the Mailing List page.

HOA Assessments are due January 30 of every year.   This applies to everyone, even properties in sub-associations within the Main Association.

HOA Assessments = $220.00 Annually

Transfer Fees = $100.00

Make the check payable to:  Cotton Woods HOA

Send the check to:  P.O. Box 393, Fruita, CO 81521

Effective July 1, 2007: There will be a grace period through March 31st. Assessments not paid in full by April 1st will be subject to a retro-active fee of $20/month for February and March. Each additional late month will be fined an additional $20 late fee. Liens may be filed after June 1st.

If you are a property owner but do not live at the property in the Cotton Woods subdivision, please email us you current mailing address. This will ensure that you will receive mail from the HOA.

Cotton Woods Home Owner's Association Calendar

Cotton Woods HOA Phone Number: (970)639-4061

Cotton Woods HOA Mail: P.O. Box 393, Fruita, CO 81521

Cotton Woods HOA Email: cottonwoodspres@gmail.com

For Financial Questions (Realtors and Title Companies) Email: cottonwoodstreas@gmail.com

We will try to respond to your emails as soon as possible. You may need to add this email address to your contacts in order to receive emails from the HOA.

Per HB 25-1043, the Board is required to post a link to a Department of Regulatory Agency (DORA) website regarding curing any delinquent assessments and to inform unit owners about the availability of, and instructions on how to access free online information through the HOA Information and Resource Center. Here is that link: HOA Information about Assessments/Delinquency | Division of Real Estate 

The above link applies to delinquent assessments after October 1, 2025. If you have a current lien, please contact the Board for payment/cure directions.