Birthdate: 4th June 1935
Birth place: Mapusa, Goa
Education:
Marathi Primary School, Borim 1944-45
Portuguese school Primeiro grauv 1945-47
St. Anthony's School, Assolna S.S.C/Matriculation 1947-1952
R.A.Poddar College of Commerce, Bombay- B.Com 1952-1956
Work:
James Finley Oct 1957-May 1958
Reserve Bank of India 1958-95
Economic Assistant, Dept of Research
Officer at RBI Grade A-Grade D
Director at RBI
Training course at IMF, USA in 1983