Private Equity Mortgage Institute PEMI®

The voice and academic/professional standards setting body for the global private equity mortgage (PEM®) industry group.

What is the private equity mortgage industry group?
  • The private equity mortgage industry group consists of individuals and organizations that trade in what is classified as digital and non-digital, non-bank, non-institutional, non-syndicated, non-regulated or regulatory exempt, free trading securities and related financial instruments; also known as Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow securities and related financial instruments, (because of how they are packaged, transmitted and classified) secured by real estate. 
  • First-Party Market: Capital seekers (Applicants and Borrowers; Individuals, Organizations and Corporations) and Capital deployers (Investors and Lenders) who trade (on a first-party basis) in private equity mortgage instruments are typically - but not always - private individuals or organizations classified as: non-bank, non-institutional, non-syndicated, non-regulated or regulatory exempt and free trading entities; also known as Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow entities
  • Third-Party (Intermediary) Market: Brokers and Traders (middle-persons) are classified as credit intermediaries and depending on the jurisdiction, may be either regulated or non-regulated by government or government appointed industry.

What does the Private Equity Mortgage Institute PEMI® do?

PEMI® is the voice of the private equity mortgage industry group, globally; and sets the global standards for quality and conformity to assure private equity mortgage (PEM®) transactions are better, safer and more efficient; for the benefit of consumers, legislators, policy makers, regulators, industry, professional liability risk insurers and the general public in 119 countries, through a tripartite approach:
  1. Assessment and Designation of Professionals
  2. Professional and Consumer Education
  3. Risk Reduction through National, International Standards-Class (NISC™) Risk Management Systems, Technology, Services & Products

C-PEM®-P Designation

The Chartered Private Equity Mortgage Professional (C-PEM®-P) designation is the hallmark of professional practitioner in the private equity mortgage industry and adheres to a fiduciary standard of conduct and care for both discretionary and nondiscretionary investing/investments when dealing with PEM®-classified, retail investor-lenders.

C-PEM®-P's are real estate finance professionals governed by the Private Equity Mortgage Institute (PEMI)®.

Annual reviews and 3rd-party business audits ensure members maintain professional rigor year after year.

Professional & Consumer Education

PEMI® has designed education programs and training curriculum that ensure members (Investors, Brokers, Agents) who trade in private equity mortgages, have the necessary competency skills to succeed.

Members of the general public who seek to learn about the exciting and lucrative private equity mortgage industry may also register into courses of instruction.

Risk Reduction through National, International Standards-Class (NISC™) Risk Management: Standards, Audit & Certified BlockChain Quality Management Systems (CBQMS™)

A ground breaking approach to delivery of professional services, methods and products. 

Achieved through a seminal "principles of 'BlockChain'"-based operating system, PEMI®-designated organizations function in the world's first and most trusted global "crypto', peer-to-peer" financial system of its kind; assuring risk reduction through a of conformity to statutory, regulatory, process and customer requirements.