What is the private equity mortgage industry group?

  • The private equity mortgage industry group consists of individuals and organizations that trade in what is classified as digital and non-digital, non-bank, non-institutional, non-syndicated, non-regulated or regulatory exempt, free trading securities and related financial instruments; also known as Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow securities and related financial instruments, secured by real estate. 
  • First-Party Market: Capital seekers (Applicants and Borrowers; Individuals, Organizations and Corporations) and Capital deployers (Investors and Lenders) who trade (on a first-party basis) in private equity mortgage instruments are typically - but not always - private individuals or organizations classified as: non-bank, non-institutional, non-syndicated, non-regulated or regulatory exempt and free trading entities; also known as Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow entities
  • Third-Party (Intermediary) Market: Brokers and Traders (middle-persons) are classified as credit intermediaries and depending on the jurisdiction, may be either regulated or non-regulated by government or government appointed industry.

The Chartered Private Equity Mortgage Professional (C-PEM®-P) designation is the hallmark of professional practioner in the private equity mortgage industry.

C-PEM®-P's are real estate finance professionals governed by the Private Equity Mortgage Institute (PEMI)®.

PEMI® has designed education programs and training curriculum that ensure members (Investors, Brokers, Agents) who trade in private equity mortgages, have the necessary competency skills to succeed.

Members of the general public who seek to learn about the exciting and lucrative private equity mortgage industry may also register into courses of instruction.

Through a process of Standards, Audit and Compliance (achieved through "blockchain" -based operating systems) PEMI®-certification manages risk because it ensures that members have demonstrated they possess the required entry-level competencies, in order to provide services effectively and in the public interest.

Annual reviews and 3rd-party business audits ensure members maintain professional rigor year after year.