Welcome to the Peer-to-Peer (P2P) & Private Lending (Investing) Association International

The international voice for the global trade in non-institutional, non-syndicated, non-regulated or regulatory exempt, free trading securities and related financial instruments Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow & Private Lending industry, including: private equity investor-lenders, regulatory compliant credit intermediaries, regulatory compliant P2P technology companies and supporting industry members since at least as early as 2005.

What is Peer-to-Peer (P2P) & Private Lending? We actually call it: Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Investing, Lending or Borrowing.


Debt Obligation or Debt Asset

Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Asset or Debt (Investing, Lending or Borrowing)

Defined by MQCC Money Quality Conformity Control organization incorporated as MortgageQuote Canada Corp. (www.mqcc.org) as:


    • Peer-to-Peer (P2P)
    • Private
    • Crypto
    • Secret
    • Shadow


  • Investor or Lender or Borrower


  • Invest
  • Lend
  • Borrow

Class of Financial Security Instrument

  • Asset
  • Debt

The MQCC™ BlockChain Sentence Formulation Algorithm™

A highly specialized field in the finance industry (United Nations International Standard Industrial Classification of All Economic Activities (ISIC) Rev. 4: Industry Class: 6492 Other credit granting) comprised of private individuals in their own right or a corporation controlled by a private individual who invests personal wealth (private equity) into investment opportunities presented by other individuals or organizations; disintermediating traditional credit intermediation authorities like banks, other regulated entities or third-parties including lawyers, escrow entities, asset appraisers, asset inspectors. Investments may take the form of Debt (secured or unsecured loan obligation) and may be marketed to the public by the investor-lender directly, via a 3rd party binary digit platform or a physical platform, or via a network of regulated, non-regulated or regulatory exempt, specially trained industry professionals.

Also known as:

  • Non-Bank, Non-Institutional, Non-Syndicated, Non-Regulated or Regulatory Exempt, Free Trading asset or debt, investing, lending or borrowing
  • Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow asset or debt, investing, lending or borrowing

Definition Source

Definition Source:

Borne out of nearly two decades (commencing at least as early as August 2001) of scientific-method-based primary research, discovery, development, commercialization, litigation testing, annual professional liability insurer underwriting and regulatory audit, scrutiny, reporting and recognition (through registration to National and International Quality Management System Standards), continual operation and continual improvement of the world’s first application of the “principles of ‘BlockChain’” (Bungay Unification of Quantum Processes Algorithm)-in-commerce. Specifically, development of the world’s first Non-Bank, Non-Institutional, Non-Syndicated, Non-Regulated or Regulatory Exempt, Free Trading Securities and Related Financial Instruments; also known as a Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Electronic Finance System on April 9, 2005; and subsequent registration thereof, of a subordinate Quality Management System, to ISO 9001:2000, on May 9, 2008. To learn more, visit www.mqcc.org.

Ontology, Terminology, Equivalence:

Pursuant to seminal research, development, commercialization and international acceptance pursuant to registration of a “Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow” Electronic Finance System to the consensus based, Quality Management System standards of 119 countries by Mr. Anoop Bungay, founder of Bungay International Inc. (developer of the world's first electronic network, trading in real-estate and non-real estate-secured binary digit free trading securities), Peer-to-Peer in "peer to peer finance" possess the following equivalent (synonymous) terminology:

  • Peer-to-Peer (P2P)
  • Private
  • Crypto
  • Secret
  • Shadow

Generally, the IP2PFA (of which P2PLA is a member) network applies the compound word terminology: Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow. This reduces confusion for those unfamiliar with the ontology, terminology and equivalence principles.

Visit www.mqcc.org to request permission to read: A Brief History & Future of the Development of Global “Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow” Binary Digit Finance (BIT™ Brand Suite: BITFINANCE™, BITDEBT™, BITMORTGAGE®), Blockchain & Conformity: Systems, Technology, Services and Products: Before August 14, 2001 to Present Day by Anoop Bungay; For a detailed understanding of the ontology and related information.

Visit www.mqcc.org to learn more; or www.BITMORTGAGE®.com, to learn more.

Definition: What is the Private Network System?

Individuals or private corporations who trade in the highly specialized non-institutional, non-syndicated, non-regulated or regulatory exempt, free trading securities and related financial instruments. Namely, those who invest money privately by way of lending or "debt basis", to other individuals or corporations and may be marketed to the public by the investor-lender directly (privately), via regulatory-compliant 3rd party technology platform providers, or via a network of industry professionals.

Choose your Jurisdiction of Interest:

International Sponsors:

Peer-to-Peer (P2P) & Private Lending Companies

(Peer-to-Peer (P2P) & Private Lending, namely Mortgage Transactions

The World's First IPeer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Company: Trust & Confidence through Quality.

The World's First IPeer-to-Peer (P2P)/Private/Crypto/Secret/Shadow CompanyRegistered to ISO 9001:2015.

Peer-to-Peer (P2P) Lending Education

Private Equity Mortgage Institute

(Peer-to-Peer (P2P) & Private Lending: Private Mortgage Regulatory Compliance Advisors)

Peer-to-Peer (P2P) Regulatory Compliance

(Peer-to-Peer (P2P) & Private Lending Compliance and Enforcement)

Peer-to-Peer (P2P) Investor-Lender Verification

(Peer-to-Peer (P2P) & Private Lending: Investor-Lender Verification)

Peer-to-Peer (P2P) Consulting, FinTech, RegTech and QMSTech

Regulatory Compliant Loan and Mortgage FinTech for P2P & Private Lending Industry Group


RegTech, FinTech, Quality Management Consulting for the Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Industry Group

Developers of ISO 9001:2015 Compliant Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Operating Platforms

Parent Association:


For information or media inquiries, please email: info[at]p2pla.org