NonMortgage® Private Equity Real Estate Ownership & Capital Solutions

A nonmortgage® is your "non-conventional real estate ownership and real estate non-debt capital solution.TM"

WHO & WHAT: You own real estate and want to get cash out of the equity in your existing home, or stop a foreclosure action but you don't want to sell your home unless you absolutely have to. No lenders or mortgage brokers can help you get money. In many cases, the property remains in your name, you are still the owner. And you get the cash up front. In other cases, ownership is transferred to another party with you having the right to transfer the property back into your name at pre-defined terms. nonmortgages® are powerful, creative, non-traditional, private real estate ownership and capital (finance alternative) solutions for any person seeking non-institutional, non-restrictive and  flexible ways of real estate ownership.

WHY: Why was this website created? To fulfill a need in the marketplace wherein real estate owners needed non-conventional real estate ownership solutions but did not know where to find them. The world is a very creative place and banks, mortgage lenders and other types of debt financiers are not the only way to obtain capital for real estate. Many investors and financiers work in the domain of non-debt capital transactions and nonmortgage.com is where you can find them.

WHERE: We work in any location around the world as long as there is stable civil society, a rule of law and transparent laws pertaining to real estate transactions.

WHEN: Are you a qualified prospect for a nonmortgage® ? Ask yourself the following:

- You have sufficient equity or cashflow; and,
- You are declined for a mortgage from all available mortgage sources
You have a relationship and communication dialogue with a licensed mortgage broker
You are understanding, willing to learn and adapt 
You are hyper-motivated to find an alternate, nonmortgage® solution to your mortgage problem

If you answered Yes to the above, this establishes that you may be a qualified prospect for a nonmortgage® solution. The above characteristics are what highlights our qualified prospects.

NONMORTGAGE® SOLUTIONS:
Life Leases are also available


NonMortgage® Sale - Lease Back

is perfect for situations where:

You have a good downpayment amount and/or great income, but do not qualify for a mortgage.

NonMortgage® Rent to Own

is perfect for situations where:

You want to sell your house, but still live there as a tenant. We will help you.

You are in foreclosure and you want to keep your house?

You want to sell your house today on a cash-sale basis. All cash, no financing. You don't waste time or money.

NonMortgage® Third Party Corporate Restructure - Corporate Guarantor

You have one or more real estate assets with substantial equity. The asset ownership is restructured into a third part; a newly created or modified existing corporate entity.

Once your assets are restructured into the corporate entity, the corporation seeks, interviews, evaluates then appoints an officer and director with sufficient net worth to manage the corporation and provide collateral guarantees to prospective lenders for a restructured debt instrument, secured by the corporation's assets.

All shareholders have a unanimous shareholder agreement which establishes the terms of the corporate relationship and manages for foreseeable events, such as demise or incapacitation. A management agreement is established with the officer and director in order to control how the assets are managed, pursuant to directives of the shareholders.

NonMortgage® Option Agreement

is perfect for situations where:

You want to get cash out of the equity in your home. No lenders or mortgage brokers can help you get money. You don't want to sell your home unless you absolutely have to. The property remains in your name, you are still the owner. And you get the cash up front. You will need to visit our non-arm's length company: www.optionsequities.com to learn more (scroll down to understand the importance of the non-arm's length company).

www.optionsequities.com


www.optionsequities.com - Non-Arm's Length Company Notice:
NonMortgage® Solutions are marketed, managed and administered by a non-arm's length company named Options Equities, a division of Bungay International Inc., based in Calgary, Canada. Visit www.optionsequities.com to learn more. Some officers or directors of  MortgageQuote Canada Corp. are also officers or directors of Options Equities, a division of Bungay International Inc.

Whether it is a Sale - Lease Back, Rent to Own, Corporate Restructure or Option Agreement situation, our network of investors and 3rd party servicing companies have been helping hundreds of clients, just like you, for many years.