National Health Insurance Scheme (NHIS): Are you looking for NHIS jobs in Nigeria in 2022? Would you like to work at NHIS? Also, you would you not mind if we could guide you on how you can apply for? If yes, then continue reading.
National Health Insurance Scheme (NHIS) is an organization that provides health insurance in Nigeria.
It covers both the tiers of government and private sectors since the HMOs are being liaised with by the government to provide health care services to NHIS subscribers.
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Programs Offered by the NHIS
NHIS offers a whole range of programs that cater to different categories of the population. All the programs are divided into three categories: formal sector, informal sector, and vulnerable groups.
Here explains each of them:
1. Formal Sector
The formal sector provides insurance to companies and their employees, as well as to ordinary citizens. There are three sub-categories in this sector:
a. Formal Sector Social Health Insurance Programme.
b. Vital Contributors Social Health Insurance Programme.
c. National Mobile Health Insurance Programme.
The Formal Sector Health Insurance Programme is mandatory for all Nigerian companies that employ over 10 people, including civil service organizations and the private sector.
Both employers and employees fill the collective pool of contributions. The funds from it cover the medical expenses of the employees, their spouses and four children below 18.
2. Informal Sector
This sector provides health insurance to higher educational institutions, communities, and public-private partnerships.
This means health insurance for students, members of communities and partnerships. The collective pool is filled with payments from institutions and their members.
How to Register for NHIS
The registration process is different depending on the programmes. The following are the procedures for each programme:
For the Formal Sector:
1. The registration is to be done through accredited HMOs.
2. The processing of the health insurance programme takes about 90 days (3 months) before the participant can access healthcare services.
3. The registration and payment cover the employer, the spouse and four biological children below the age of 18.
4. They will issue an identity card as proof of registration.
For the Informal Sector:
a. Registration is done through accredited HMO’s.
b. The registration payment covers only the individual concerned.
c. An identification card will be issued after registration.
d. It takes 90 days after registration before accessing medical care.
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