Medical Insurance Waivers

Employees have the option to waive Board-provided health benefits. In doing so, the employee will receive a waiver payment equivalent to 25% of the annual Board-paid portion of the premium or $5,000.00, whichever is less. This insurance waiver will be administered in accordance with all applicable state statutes and regulations.

Eligibility and Coverage Requirements

To be eligible for a waiver payment, employees must provide documentation verifying enrollment in alternative medical and/or prescription coverage through another provider.

If the replacement coverage terminates due to a qualifying life event—such as termination of employment, unemployment, reduction in work hours, divorce or legal separation, death or disability of a spouse, or activation to active-duty military status—re-enrollment in the Board’s benefits plan may be permitted as allowed by the School Health Insurance Fund (SHIF) and subject to the terms and costs established by the carrier.

Re-Enrollment Process

• Employees who have waived coverage may re-enroll during the annual open enrollment period, subject to approval from the State Health Insurance Fund.

• To initiate the waiver process, employees must complete, sign, and submit the required waiver forms through Frontline Central. These forms will then be forwarded to the Benefits Coordinator for processing.