If you have not received financial aid, are not eligible for it, or received too little, you can always appeal your financial aid package
Financial aid can come in many different ways and it's important to understand each one as it is what will allow you to save money when attending college! I have listed and linked different pages to more information about financial aid types and how to apply to them. You should be taking advantage of all the resources out there in order to save as much money as you can!
Education loans are a form of financial aid that must be repaid with interest. As the most prevalent type of financial assistance, many students (and parents), turn to some form of loan aid as a way of closing the gap between educational expenses and available resources. There are different types of loans that you can use to pay for college!
When you fill out the FAFSA, you might be offered two different types of loans: subsidized and unsubsidized loans. Subsidized loans are ALWAYS BETTER better than unsubsidized loans:
Subsidized loans are loans where you don't have to pay interest only while you are in school, and in contrast, unsubsidized loans accrue interest the moment you take out the loan. So, always go for the subsidized loan when presented with these two options
Once you graduate from college, there will also be a post-graduation grace period where you still don't have to pay interest for subsidized loans. However, after this period is over, interest will start to accrue, so ALWAYS make sure you go in with a plan before you consider a loan
A federal pell grant is free money the government provides for students who need to pay to go to college. Most grant programs, like the Free Application for Federal Student Aid (FAFSA) and the Tuition Assistance Program (TAP) provides need-based grants and funding to students with low-income backgrounds pursuing an undergraduate, and sometimes post-baccalaureate degrees
Unlike loans, scholarships do not have to be paid back. Think of scholarships (just like grants) as free money. Scholarships can be awarded by a student's academic achievement, experience, an income-need basis, or simply awarded out of lottery. Some colleges, as well as companies, can award students with a scholarship depending on the scholarship's requirements and eligibility!
While scholarships are often not guaranteed or awarded to students when they apply (especially highly-competitive ones), it is still worth trying and applying as it is almost always free to apply
A Federal Work Study (FWS) provides students with the opportunity to engage in part-time jobs
Depending on your school, you may be matched to a certain job to apply to. However, the application process remains the same. That is, students will have to search, apply, and interview positions all on their own and/or with some assistance from their college's career partnership programs