Lloyds TSB

http://www.lloydstsb-offshore.com/international-current-accounts/

Our Premier International Account offers:

• • Free International Payments* via our International Moneymover service.

  • Visa debit cards in all 3 currencies for easy worldwide access to your money

  • No monthly fee on balances above £2,500/€2,500/US$3,500. Otherwise a monthly fee of £20/€20/US$30 will apply. Only one fee applies for multi-currency accounts.

  • 24/7 Internet Banking and PhoneBank

  • Worldwide family travel insurance^

    • • NEW! The maximum age limit for medical and all other travel insurance benefits is now 75 years inclusive.

      • Only available when you hold a Premier International Account denominated in Sterling.

      • Due to regulatory requirements, travel insurance is not available to US and Canadian residents.

  • Concierge service † — 24/7 phone-based assistance worldwide.

  • Relationship manager service — if you hold a balance of £50,000 (or currency equivalent).

Account eligibility

To be eligible you need a gross annual income of £50,000*. For joint accounts at least one of the applicants needs a gross annual income of £50,000*.

Alternatively you can also be eligible if you have £25,000* to deposit (solely or jointly) with Lloyds TSB International within 3 months of opening your account.

* or currency equivalent.

You also need to make an initial deposit into your account within 30 days of opening.

Travel insurance eligibility

Due to regulatory requirements:

US and Canada residents are not eligible for travel insurance but can still apply for the account

EEA residents need to apply for a Sterling account to benefit from travel insurance

Sterling Introductory Interest Rate

* Applicable for a 3 month period after account opening for new customers only when you select sterling as your fee paying account.

 Interest on Sterling Account Credit Balances Paid Monthly     Gross     AER

Up to £10,000             0.00%     0.00%

£10,000+                     0.00%*     0.00%

£25,000+                     0.00%     0.00%

 Sterling Interest Rates

Accounts open from 17th May 2010

Account balance     Gross Rate Per Annum     AER

£1+     0.00%     0.00%

£5,000+     0.00%     0.00%

£10,000+     0.00%     0.00%

£25,000+     0.00%     0.00%

£50,000+     0.00%     0.00%

£100,000+     0.00%     0.00%

£250,000+     0.00%     0.00%

 Euro Interest Rates

Accounts open from 17th May 2010

Account balance     Gross Rate Per Annum     AER

Up to €2,000+     0.00%     0.00%

€2,000+     0.00%     0.00%

€10,000+     0.00%     0.00%

€25,000+     0.00%     0.00%

€50,000+     0.05%     0.05%

€100,000+     0.05%     0.05%

€250,000+     0.10%     0.10%

 US Dollar Interest Rates

Accounts open from 17th May 2010

Account balance     Gross Rate Per Annum     AER

Up to $2,000+     0.00%     0.00%

$2,000+     0.00%     0.00%

$10,000+     0.05%     0.05%

$25,000+     0.05%     0.05%

$50,000+     0.05%     0.05%

£100,000+     0.05%     0.05%

£250,000+     0.05%     0.05%