Money worries
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BUDGETING
This presentation explains the importance of budgeting and how this will help you to use your money wisely.
Using this budget planner can help you to understand your household spending and analyses your results to help you take control of your money.
You can use this activity sheet to plan out short-term, medium-term and long-term goals for how you use your money.
SAVING MONEY
Saving money every month is in reach of almost all of us as long as we’re willing to budget and work towards our goals. Here are some top tips for putting away money each month in just a few easy steps.
Having some emergency savings is a great way to prepare for unexpected expenses, especially when things go wrong such as a broken washing machine or boiler. This page explains how to build up an emergency savings buffer and how much to save.
SUPPORT AND ADVICE
The all-in-one student money management space. All the money skills you need to take control of your financial life with confidence.
Feeling low or anxious is a normal response when you've lost your job, been made redundant, or you're struggling with debt. Here are some tips for how to cope with worries about money.
Money and finances can impact our mental health in lots of ways, and struggling with our mental health can impact our ability to look after our money. This can feel stressful and overwhelming, but help is available. Find out more about what you can do if you are struggling with money and your mental health.
If you have a mental health condition or you’re on a low income, you may be entitled to claim benefits to help you pay for day-to-day things.
For free, impartial, and confidential money advice in Leeds, please see this comprehensive leaflet with links to different resources.
The Fuel Bank Foundation provides people with the financial support and practical advice that they need to get back on their feet. If you are living without heat, light, and power at home, visit the site for support.
FOOD, CLOTHING AND OTHER ESSENTIALS
Food banks are community organisations that can help if you can’t afford the food you need. You’ll usually need to get a referral to a food bank before you can use it. This includes all food banks run by the Trussell Trust.
If you are struggling to buy enough food, you can collect a halal food parcel from the foodbank at Leeds Grand Mosque in LS6 every Sunday between 10:30am-12:30pm. You can email loveinabox@leedsgrandmosque.com or call 07734391088 for a confidential chat.
Resurrected Bites is a Harrogate- and Knaresborough-based community organisation aiming to reduce food waste and food poverty. They run two give-as-you-can cafes that are open to anyone who needs them, as well as a community groceries scheme which is solely for people in food poverty.
Recipe Station was set up by the Better Together team at Barca-Leeds in 2019 to support healthy cooking at home on a budget! The cookbook contains lots of healthy, low-cost recipes that you can try at home, as well as food hygiene tips, and links to watch their videos and join their Facebook group.
Jack Monroe runs this fantastic website full of low-cost, healthy recipes.
This fantastic organisation provides free 7-day packs of clothes for anyone who needs it; you don’t need to be from the area to receive one. The support provided is discrete, fast, and efficient. To access, you can visit the website or call the emergency support line on 07949 591 852.
Use this search tool to find a clothing bank near where you live.
Assistance with baby essentials in Leeds.
Assistance with baby essentials in Bradford.
Assistance with baby essentials in Kirklees.
Assistance with baby essentials in Wakefield.
The Village is a baby bank and uniform swap shop providing free essential needs for new mums, families and children in Harrogate and North Yorkshire.
You can access free, pre-loved clothes from Harrogate Clothes Bank without needing a referral or to prove income. Visit the site to find out more information.
Freecycle is a grassroots and entirely nonprofit movement of people who are giving and getting stuff for free where they live. It's all about reuse and keeping good stuff out of landfills.