Since at least as early as October 14, 2018.
Since at least as early as November 9, 2021.
and subordinate module: MQCC® BLOCKCHAIN OS™
WORLDWIDE AND ON THE METAVERSE™
Since before incorporation, September 16, 2006, MQCC® helps organizations world-wide with developing high-quality managed business processes that reduce errors, increase profits and assure a continuous state of conformity to statutory, regulatory, customer and quality requirements; across all divisions of an organization and across all levels: governance, management and operational; at a strategic, operations and tactical function; at a short-term, medium-term and long-term, temporal scale.
MQCC® METAVERSE OS™ and META OS™ service provider team is the state-of-the-science and state-of-the-art world leader in commercial application of information technology (IT); integrating the latest, tested, proven and trusted principles, concepts and core processes borne of non-novel (exact) conformity science (www.conformity.org)
MQCC® METAVERSE OS™ and META OS™ service is built on standards trusted by the United States Department of Defense (DOD); United States General Services Administration (GSA) and the United States, National Aeronautical and Space Administration (NASA), since at least as early as May 9, 2008.
MQCC® 23+ years of commercially proven goods and service, identified as: SAFE, RELIABLE, GOOD; BETTER, SAFER AND MORE EFFICIENT™. MQCC® is YOUR PIONEERING MARKET LEADER in risk-based computer and scientific enterprise solutions for regulated and non-regulated (free-trading) organizations, providing pan-functional, cross-cutting, pan-discipline solutions.
MQCC® offers its bespoke (custom-tailored), full-suite METAVERSE OS™ and META OS™ brands of exclusive, multi-function utility, computer and scientific enterprise solutions for regulatory, regulated and non-regulated (free-trading) organizations, world-wide. MQCC® is proven to provide you the highest level of safety through quality by its continuous registration to US, UK and Canada Federal recognized (de jure) National Standards, namely, ISO 9001:2000; ISO 9001:2008 and ISO 9001:2015; since at least as early as May 9, 2008.
Email info@mqcc.org to get started today.
Please provide your jurisdiction-of-residence (where do you pay income taxes); full name, your organization details (name, address, country); and a narrative summary of how MQCC® might able to help you achieve your objective.
MQCC® METAVERSE OS™ & META OS™ service is like no other available in the marketplace. Applying correct and principles of non-novel (exact) conformity science, the MQCC® METAVERSE OS™ & META OS™ brand of services offer you an unlimited scope of application-in-commerce, on a pan-industry sector, cross-cutting, pan-functional basis.
Advisory services in the field of product development and quality improvement of software;
Authentication of data in the field of regulatory compliance, quality management using blockchain technology;
Computer services, namely, creating an on-line virtual environment for authenticating peer-to-peer financial transactions, regulatory compliance, quality management of financial transactions, private online communications, an organizations’ policies and procedures systems;
Computer services, namely, providing virtual application servers to others used in the fields of finance, regulatory compliance, quality management;
Design, development, and implementation of software for authenticating financial transactions in the fields of finance, regulatory compliance, quality management;
Developing quality control standards for finance and technology; Infrastructure as a service (IAAS) services, namely, hosting servers for use by others;
Infrastructure as a service (IAAS) services, namely, hosting software for authenticating financial transactions in the fields of finance, regulatory compliance, quality management for use by others;
Inspection of banks, financial institutions, colleges, universities, schools, regulated organizations, government departments and agencies for quality control purposes;
Platform as a service (PAAS) featuring computer software platforms for authenticating financial transactions in the fields of finance, regulatory compliance, quality management;
Product quality testing;
Product quality testing services;
Product safety testing services;
Programming virtual currency and tokens in the fields of finance, regulatory compliance, quality management services for use in online virtual worlds;
Providing a members-only website featuring technology which provides members with the ability to trade in loans, mortgages and digital assets;
Providing a secure electronic online system featuring technology which allows users to obtain and trade loans, mortgages authenticated with quality assurances;
Providing a secured-access, members only website featuring technology that gives members the ability to trade in loans, mortgages and digital assets;
Providing a web hosting platform for authenticating financial transactions in the fields of finance, regulatory compliance, quality management;
Providing a website featuring a searchable on-line quality evaluation of rarities for the purpose of measuring the scarcity of rare collectible objects;
Providing a website featuring information about green architecture, interior design, sustainable community planning and infrastructure development;
Providing internet based data capture services that enable the exchange of information via the internet from residential mortgage borrowers to institutions for use in loan workouts;
Providing quality assurance services in the field of finance, innovation, public policy, education and regulatory compliance; Providing quality control services for the mortgage industry;
Providing temporary use of non-downloadable cloud-based software for connecting, operating, and managing networked computer workstations and mobile devices in the internet of things (IoT);
Providing temporary use of non-downloadable cloud-based software for authenticating financial transactions in the fields of finance, regulatory compliance, quality management;
Providing temporary use of non-downloadable webbased decentralized applications (DApps) for trading in loans, mortgages and digital assets authenticated by quality management systems;
Providing temporary use of on-line non-downloadable cloud computing software using artificial intelligence for authenticating financial transactions in the fields of finance, regulatory compliance, quality management;
Providing temporary use of on-line non-downloadable software and applications using artificial intelligence for authenticating financial transactions in the fields of finance, regulatory compliance, quality management;
Providing temporary use of on-line non-downloadable software for accessing, reading, and tracking information in the field of finance, regulatory compliance, quality management on a blockchain;
Providing temporary use of online non-downloadable chatbot software using artificial intelligence for authenticating financial transactions in the fields of finance, regulatory compliance, quality management; Providing user authentication services using blockchain-based software technology for cryptocurrency transactions;Quality control for others;
Quality control of goods and services; Quality control of services;
Quality management services, namely, quality evaluation and analysis, quality assurance, and quality control, in the field of finance, regulatory compliance;
Research and development and consultation related thereto in the field of quality control standards and processes;
Research in the field of artificial intelligence technology;
Research in the field of quantum computing;
Technology supervision and inspection in the field of finance, regulatory compliance, quality management;
Testing, analysis, and evaluation of the goods of others to assure compliance with industry standards;
Testing, analysis, and evaluation of government regulatory processes, commercial and academic management systems or operational processes to assure compliance with industry standards;
Testing, analysis, and evaluation of business processes to assure compliance with regulatory and conformity industry standards;
User authentication services using blockchain technology for financial transactions, regulatory compliance, quality management;
Email info@mqcc.org to get started today.
Please provide your jurisdiction-of-residence (where do you pay income taxes); full name, your organization details (name, address, country); and a narrative summary of how MQCC® might able to help you achieve your objective.
Including subordinate concepts systems:
Quality Management
Conformity Assessment
Management System Standards
Governance
Management
Operations
METAVERSE OS™ subordinate module: BLOCKCHAIN OS™: a systems-level, governance, management and operating system for Corporations, Organizations and Individuals (COIN™) who exist within a regulated or non-regulated marketplace.
Beyond (meta) "mere 'technology'"; MQCC® discovered and developed conformity science based, quantum-unification principles which are applied into processes that are programmed in higher-level meta programming paradigm programming languages and commercialized as: the MQCC® AI-AUTOMATE™, AI-ORIGINATE™ and other modules of the METAVERSE™ family brand of Quality Management System namely, METAVERSE-OS™; BLOCKCHAIN-OS™ and REGULATOS™. Visit www.mqcc.org to learn more; or www.METAPROCESSAI.com (which comes back to this page).
If you are looking for educational and informational goods and services related to the concept system known as the metaverse, make sure that your source of goods and services can be identified by the METAVERSE OS™ trademark. This trademark, which is:
traceable
verifiable
non-repudiable
fact immutable
incontestable
measurable
transparent
rules-based
is your assurance that the quality you expect meets the MQCC® rigorous standards.
ORDER YOURS TODAY! Email info@mqcc.org.
MQCC™ ACCREDITED CLASS® METAVERSE Original Source™: METAVERSE OS™ Computer operating systems programs; Computer operating programs and Computer operating systems is built on non-novel (exact) conformity science (www.conformity.org) process-based principles, concepts and core processes; and the subordinate concept system coined: BUNGAY UNIFICATION OF QUANTUM PROCESSES ALGORITHM (BUQPA™) and was designed to allow for commercialized, regulatory-integrated trade of:
Organization Conformity Management Systems (OCOS™)
Organization Meta Operating Systems (MOS™)
Official Authentic Original™ OAO™ BITCOIN™ trademark source identifier brand utility token;
BITMORTGAGE® trademark source identifier brand securities token;
MQCC® Fungible and Non-Fungible (FNFT™) trademark source identifier brand of functional functiontoken.com;
MQCC® BLOCKCHAIN™ trademark source identifier brand of USA Federal (National) and 118+ Country (International) standards-based-integrated quality management system;
MQCC® METAVERSE™ trademark source identifier brand of of USA Federal (National) and 118+ Country (International) standards-based-integrated quality management system;
THIS IS NOT A COMPLETE LIST.
Email info@mqcc.org to learn more.
Time and again we have cautioned experienced mortgage industry members (owner/officers/directors/shareholders of mortgage brokerage firms) to rely upon MortgageQuote to help reduce the risk of financial and reputation liability, when dealing with private mortgages (transactions or investor-lenders). We accomplish this by having the licensed mortgage agents/employees (LMAE) forward their private mortgage applications or prospective private mortgage investor-lenders, to MortgageQuote for processing. We call it: PRIVATE SAFETM.
PRIVATE SAFETM is a certified quality managed service, designed specifically for licensed mortgage brokerages to help them reduce the risk of liability when dealing with: privatemortgage applications or private mortgage investor-lenders. The service does two things:
1 - processes a licensed mortgage brokerages non-standard (private) mortgage applications in a 100% regulatory compliant & Errors and Omissions compliant environment. Processing includes "deal" receipt, data compilation, pre-underwriting, presentation & marketing to authenticated private equity mortgage investor-lenders.
2 - maintains and manages business relationships with "legislatively defined" private investor-lenders.
PRIVATE SAFETM Components:
Dealing with private investor-lenders in matters relating to private mortgages
Marketing mortgage applications to authenticated private investor-lenders
Communicating with the private investor-lender
Preparing application data for private investor-lender underwriting
Preparing commitment letters
Transmitting and maintaining applicant non-public data in a secure environment
Advising the private investor-lender
Working in a certified, quality managed environment
Maintaining Errors and Omissions insurance designed specifically for private real estate finance brokerage
Operating processes and controls are subject to continual improvement and audited for effectiveness 2 times per year by 3rd-party internal and external auditors
To learn more about it and it's rationale, see here.
MortgageQuote Private Mortgage Training Programs for Licensed Mortgage Broker Firms
Visit academy.mortgagequote.ca to learn about training programs designed for licensed mortgage brokerages who want to ensure their licensed agents/employees understand the generally accepted practice when dealing in private mortgages (transactions or investor-lenders).
To set up PRIVATE SAFETM for your licensed brokerage, or to setup a customized private mortgage training program, please email: underwriting[at]mortgagequote.ca.
METAVERSE OS™ - Module Version History
Current version 2022+
Earlier versions
Version Last edited Edited by
Version 5 (current) Apr 24, 2016, 3:15 PM Anoop Bungay
Version 4 Apr 24, 2016, 3:15 PM Anoop Bungay
Version 3 Feb 27, 2016, 6:13 PM Anoop Bungay
Version 2 Feb 27, 2016, 6:13 PM Anoop Bungay
Version 1 Feb 27, 2016, 6:12 PM Anoop Bungay (Revert to this version)
Product:
PEMILATM
Private Equity Mortgage investor-lender Origination, Underwriting, Investment & Administration managed software & process.
Features/Benefits:
- Underwrite a mortgage transaction
LTV analysis
credit review
income assessment
all other 5 C of credit items (Capacity, Collateral, Credit, Character and Cashflow)
- Issue commitment letters, disclosures, amortization tables, unlimited forms based upon your needs.
- Prepare regulatory documents including: APR disclosures (Annual Percentage Rate); Fair Trade Contracts, Loan-To-Value certification; any other document as required
- Communicate with your retail applicants, licensed originating mortgage brokers or referring parties and applicants and borrowers
- Default, Collections & Enforcement management system (send NSF, Demand and other letters; communicate with your lawyers)
- Accounting system (full service - Canada GAAP compliant)
- Document storage system
- Prepare Reports by broker, referrer, applicant, borrower and unlimited other variables
- All data belongs to you; you can download at any time or sync to your earth station
- Self Audit system ensures your work is being done correctly and highlights any problems.
- Corrective & Preventive Action reporting system: records incidences of error or omission and facilitates remedial action.
- Brand marketing: tell us your "brand" and we will create a customized web site for your brand so that your borrowers can go to your website or you can market your lending services to the general market
- Real time, instant and incremental backups on all data
- Delivered as "software-as-a-service"; no programming required by you. Everything is already programmed for the Canadian mortgage industry in the jurisdictions of Alberta, BC and Ontario
- Unlimited customization: Your logos, your forms, your contact information
- Fine grain control on which Employee Roles have access to what information
- Social Media integration: Twitter, Linked In, Facebook & More
Private Equity Mortgage Lender ICRM service offering includes to levels:
Non-Managed Solution
Managed Solution
In a non-managed solution, you (the private mortgage lender) does all of the administrative work. In a managed solution, MortgageQuote Canada Corp. does all of the origination, administration, compliance and underwriting work for you.
Click here to see the technology for Mortgage Brokerages
Leglislative & Regulatory Compliant, Third-Party Advanced Underwriting Services for Licensed Canadian Mortgage Originators, Brokers and Agents are also available. Visit www.underwriterscloud.com.
Email: info[at]mortgagequote.ca to learn more.
METAVERSE OS™ - Module Version History
Current version 2022+
Earlier versions
Version 101 (current) Feb 22, 2017, 7:52 PM Anoop Bungay
Version 100 (recovered) Oct 10, 2016, 2:22 PM Anoop Bungay (Revert to this version)
Version 99 (deleted) Oct 10, 2016, 12:18 PM Anoop Bungay
Version 98 (deleted) Oct 10, 2016, 12:18 PM Anoop Bungay
Version 97 Sep 13, 2016, 8:34 PM Anoop Bungay (Revert to this version)
Version 96 Sep 13, 2016, 8:33 PM Anoop Bungay (Revert to this version)
METAVERSE OS™ - Module Version History extended
Version 95 (recovered) Sep 13, 2016, 8:28 PM Anoop Bungay (Revert to this version)
Version 94 (deleted) Sep 6, 2016, 12:11 PM Anoop Bungay
Version 93 (deleted) Sep 6, 2016, 12:11 PM Anoop Bungay
Version 92 Aug 29, 2016, 6:17 AM Anoop Bungay (Revert to this version)
Version 91 Aug 16, 2016, 11:00 AM Anoop Bungay (Revert to this version)
Version 90 Aug 16, 2016, 10:47 AM Anoop Bungay (Revert to this version)
Version 89 Aug 3, 2016, 8:32 PM Anoop Bungay (Revert to this version)
Version 88 Jun 19, 2016, 11:31 AM Anoop Bungay (Revert to this version)
Version 87 Jun 18, 2016, 12:08 PM Anoop Bungay (Revert to this version)
Version 86 Apr 13, 2016, 1:33 PM Anoop Bungay (Revert to this version)
Version 85 Apr 13, 2016, 1:33 PM Anoop Bungay (Revert to this version)
Version 84 Apr 11, 2016, 1:12 PM Anoop Bungay (Revert to this version)
Version 83 Apr 11, 2016, 1:12 PM Anoop Bungay (Revert to this version)
Version 82 Apr 11, 2016, 1:12 PM Anoop Bungay (Revert to this version)
Version 81 Apr 11, 2016, 1:12 PM Anoop Bungay (Revert to this version)
Version 80 Apr 11, 2016, 1:12 PM Anoop Bungay (Revert to this version)
Version 79 Apr 11, 2016, 1:10 PM Anoop Bungay (Revert to this version)
Version 78 Apr 11, 2016, 1:10 PM Anoop Bungay (Revert to this version)
Version 77 Apr 11, 2016, 11:51 AM Anoop Bungay (Revert to this version)
Version 76 Apr 11, 2016, 7:25 AM Anoop Bungay (Revert to this version)
Version 75 Apr 11, 2016, 7:24 AM Anoop Bungay (Revert to this version)
Version 74 Apr 1, 2016, 1:16 PM Anoop Bungay (Revert to this version)
Version 73 Apr 1, 2016, 1:16 PM Anoop Bungay (Revert to this version)
Version 72 Apr 1, 2016, 1:01 PM Anoop Bungay (Revert to this version)
Version 71 Apr 1, 2016, 12:32 PM Anoop Bungay (Revert to this version)
Version 70 Apr 1, 2016, 12:30 PM Anoop Bungay (Revert to this version)
Version 69 Apr 1, 2016, 12:02 PM Anoop Bungay (Revert to this version)
Version 68 Apr 1, 2016, 10:33 AM Anoop Bungay (Revert to this version)
Version 67 Apr 1, 2016, 10:33 AM Anoop Bungay (Revert to this version)
Version 66 Apr 1, 2016, 10:32 AM Anoop Bungay (Revert to this version)
Version 65 Mar 31, 2016, 4:38 PM Anoop Bungay (Revert to this version)
Version 64 Mar 29, 2016, 3:10 PM Anoop Bungay (Revert to this version)
Version 63 Mar 29, 2016, 3:09 PM Anoop Bungay (Revert to this version)
Version 62 Mar 29, 2016, 2:49 PM Anoop Bungay (Revert to this version)
Version 61 Mar 29, 2016, 2:48 PM Anoop Bungay (Revert to this version)
Version 60 Mar 29, 2016, 1:12 PM Anoop Bungay (Revert to this version)
Version 59 Mar 29, 2016, 12:58 PM Anoop Bungay (Revert to this version)
Version 58 Mar 14, 2016, 6:02 PM Anoop Bungay (Revert to this version)
Version 57 Mar 14, 2016, 5:47 PM Anoop Bungay (Revert to this version)
Version 56 Feb 16, 2016, 11:01 AM Anoop Bungay (Revert to this version)
Version 55 Feb 16, 2016, 11:00 AM Anoop Bungay (Revert to this version)
Version 54 Feb 16, 2016, 11:00 AM Anoop Bungay (Revert to this version)
Version 53 Feb 16, 2016, 10:59 AM Anoop Bungay (Revert to this version)
Version 52 Feb 16, 2016, 10:59 AM Anoop Bungay (Revert to this version)
Version 51 Feb 16, 2016, 10:58 AM Anoop Bungay (Revert to this version)
Version 50 Feb 13, 2016, 9:13 AM Anoop Bungay (Revert to this version)
Version 49 Jan 22, 2016, 2:01 PM Anoop Bungay (Revert to this version)
Version 48 Jan 22, 2016, 1:52 PM Anoop Bungay (Revert to this version)
Version 47 Jan 22, 2016, 1:52 PM Anoop Bungay (Revert to this version)
Version 46 Jan 22, 2016, 1:48 PM Anoop Bungay (Revert to this version)
Version 45 Jan 22, 2016, 1:44 PM Anoop Bungay (Revert to this version)
Version 44 Jan 22, 2016, 12:59 PM Anoop Bungay (Revert to this version)
Version 43 Jan 22, 2016, 11:46 AM Anoop Bungay (Revert to this version)
Version 42 Jan 22, 2016, 11:45 AM Anoop Bungay (Revert to this version)
Version 41 Jan 22, 2016, 11:43 AM Anoop Bungay (Revert to this version)
Version 40 Jan 22, 2016, 11:33 AM Anoop Bungay (Revert to this version)
Version 39 Jan 22, 2016, 11:31 AM Anoop Bungay (Revert to this version)
Version 38 Jan 22, 2016, 11:30 AM Anoop Bungay (Revert to this version)
Version 37 Jan 22, 2016, 11:12 AM Anoop Bungay (Revert to this version)
Version 36 Jan 22, 2016, 11:12 AM Anoop Bungay (Revert to this version)
Version 35 Jan 22, 2016, 11:12 AM Anoop Bungay (Revert to this version)
Version 34 Jan 22, 2016, 11:12 AM Anoop Bungay (Revert to this version)
Version 33 Jan 22, 2016, 11:11 AM Anoop Bungay (Revert to this version)
Version 32 Jan 22, 2016, 11:11 AM Anoop Bungay (Revert to this version)
Version 31 Jan 22, 2016, 10:49 AM Anoop Bungay (Revert to this version)
Version 30 Jan 22, 2016, 10:48 AM Anoop Bungay (Revert to this version)
Version 29 Jan 22, 2016, 10:01 AM Anoop Bungay (Revert to this version)
Version 28 Jan 22, 2016, 9:15 AM Anoop Bungay (Revert to this version)
Version 27 Jan 21, 2016, 7:30 PM Anoop Bungay (Revert to this version)
Version 26 Jan 21, 2016, 7:30 PM Anoop Bungay (Revert to this version)
Version 25 Jan 21, 2016, 7:08 PM Anoop Bungay (Revert to this version)
Version 24 Jan 21, 2016, 7:07 PM Anoop Bungay (Revert to this version)
Version 23 Jan 21, 2016, 7:06 PM Anoop Bungay (Revert to this version)
Version 22 Jan 21, 2016, 7:06 PM Anoop Bungay (Revert to this version)
Version 21 Jan 21, 2016, 7:03 PM Anoop Bungay (Revert to this version)
Version 20 Jan 21, 2016, 7:03 PM Anoop Bungay (Revert to this version)
Version 19 Jan 21, 2016, 7:02 PM Anoop Bungay (Revert to this version)
Version 18 Jan 21, 2016, 2:23 PM Anoop Bungay (Revert to this version)
Version 17 Jan 21, 2016, 2:23 PM Anoop Bungay (Revert to this version)
Version 16 Jan 21, 2016, 2:22 PM Anoop Bungay (Revert to this version)
Version 15 Jan 21, 2016, 1:54 PM Anoop Bungay (Revert to this version)
Version 14 Jan 21, 2016, 1:50 PM Anoop Bungay (Revert to this version)
Version 13 Jan 2, 2016, 7:21 PM Anoop Bungay (Revert to this version)
Version 12 Dec 8, 2015, 4:03 AM Anoop Bungay (Revert to this version)
Version 11 Dec 8, 2015, 4:02 AM Anoop Bungay (Revert to this version)
Version 10 Dec 8, 2015, 4:01 AM Anoop Bungay (Revert to this version)
Version 9 Dec 6, 2015, 3:10 PM Anoop Bungay (Revert to this version)
Version 8 Dec 6, 2015, 3:09 PM Anoop Bungay (Revert to this version)
Version 7 Dec 6, 2015, 3:09 PM Anoop Bungay (Revert to this version)
Version 6 Dec 6, 2015, 3:06 PM Anoop Bungay (Revert to this version)
Version 5 Dec 6, 2015, 3:04 PM Anoop Bungay (Revert to this version)
Version 4 Dec 6, 2015, 3:02 PM Anoop Bungay (Revert to this version)
Version 3 Dec 6, 2015, 2:58 PM Anoop Bungay (Revert to this version)
Version 2 Dec 6, 2015, 2:58 PM Anoop Bungay (Revert to this version)
Version 1 Dec 6, 2015, 2:58 PM Anoop Bungay (Revert to this version)
ISO 9001:2015 Certified Process & Compliance Solutions
For the provision of Mortgage Banking and Mortgage Broker Operations
Canadian Technology; UK (Royal Chartered) Auditors; International Clients
Bringing the best of Canada to the world; a true global initiative.
The Global Leader for Quality & Compliance in Financial Services
Historically, participants in the mortgage industry, including bankers, lenders and brokers, have not been able to access a definitive, third-party, internationally accepted (ISO) and certifiable business method to ensure 100% regulatory compliance in each and every originated mortgage transaction until now.
Why is MortgageQuote Canada Corp., a Canadian financial services firm, able to lay claim to being a global leader? Well, for one thing, according to the World Economic Forum: Canada has the best banking system in the world; ranked #1 continuously since 2008, so we Canadians know a thing or two about getting this right in the quality and compliance finance sector. Learn more (from privatelender.org)
If you are a majority investor or board of directors who want your lending company to be managed effectively and in full compliance of regulatory requirements, rely on MortgageQuote Canada Corp.'s proprietary ISO 9001:2015 certified quality management systems to help you achieve your goal for accountability, transparency, efficiency and business continuity.
Integrated Software and Quality Management Process Solutions for Private Equity Mortgage Investor-Lenders and Mortgage Brokers
QUALITY MANAGEMENT is GOOD MANAGEMENT
Certification Validates It.
Products that enable mortgage brokers, private equity mortgage investor-lenders and underwriters do better work, faster, easier and with utmost regulatory compliance.
Are you a mortgage broker, agent or private equity mortgage investor-lender? Leverage MortgageQuote.ca's Recognized Quality Management expertise and experience! MortgageQuote Systems offers IT and Compliance solutions that will:
- reduce your administrative burden of mortgage origination & regulatory compliance
- virtually eliminate all of your regulatory points of errors & omissions
- substantively reduce your non-regulatory errors & omissions
Certified compliance with regulatory regimes in Alberta, British Columbia and Ontario
- integrate your components of the mortgage process from origination, underwriting, funding, default, collections, enforcement, accounting and compliance
- provide a comprehensive, integrated CRM system that includes all phases of a customer from Applicant to Borrower
- "software-as-a-service", delivered to you via the web using the most advanced internet cloud technology - work from anywhere an internet connection exists
- a true paper-less office environment (good for the environment, good for you)
- our Canadian clients appreciate a world-class delivery system in terms of quality management and internet security. The following certifications are earned by ourselves or our third-party IT infrastructure and delivery partners:
Designed by Mortgage Brokers, Used by Mortgage Brokers, Maintained by Mortgage Brokers
All regulatory controls within our IT & Compliance solutions address the requirements of mortgage broker and mortgage lending legislation for the following jurisdictions and regulatory bodies:
Alberta - Real Estate Council of Alberta (RECA)
British Columbia - Financial Services Commission (FICOM)
Ontario - Financial Services Commission (FSCO)
Our IT & Compliance systems serves the needs of two groups:
Mortgage Brokerages: Brokers & their Licensed and Administrative staff
Private Mortgage Lenders: Individual or Corporate (non-mic, non-syndicated)
Underwriters
METAVERSE OS™ - Module Version History
Current version 2022+
Earlier versions
Version 101 Feb 22, 2017, 7:52 PM Anoop Bungay
(Same as PEMILA™)
MQCC™ DRIFT™ Risk-Based, National-International Standard-Class (NISC™) -Investor, Lender, Lawyer, Broker, Sub-Broker, Agent: Quality, Command, Control (QCC™) Quality Management System (QMS™)
METAVERSE OS™ - Module Version History
Current version 2022+
Earlier versions (Author/Date)
Anoop Bungay
OCTOBER 2020
Anoop Bungay
JUNE 2020
Anoop Bungay
JANUARY 2020
Anoop Bungay
JANUARY 2019
Anoop Bungay
Earlier versions superseded by above versions.
OUR COMPANY PLAN™ METAVERSE DATA BANKER™
METAVERSE OS™ - Module Version History
Current version 2022+
Earlier versions
Creation Date: 2012-12-02 - www.ourcompanyplan.com™
Standards-based approach for:
Ownership
Beneficial Owner Management and Reporting
Classification and regulatory disclosure of of Beneficial Owners of organizations, including those who are also Directors, Officers, Partners and Beneficial Owners
Management of All Owners; beneficial owners and non-beneficial owners
Management of nested ownership; non-human owners (corporations, organizations (COIN™)) including "Ultimate Beneficial Owners".
Ranking of owners; alphabetically or based on greatest to least ownership % in volume, $ value or other metric.
Geography
Management and Reporting of all Offices ( "office" is defined as: “A place of business where an organizations or its staff spends more than 50% of his or her (or their) time working advancing the mission, vision, values and operations of an organization, excluding home offices that are not open to the public.”) including:
Addresses for Service (real-world) offices
Physical (real-world) offices
Virtual offices (website domains; metaverse) can be included if your governing or regulatory body within your jurisdiction or domicile accepts non-physical (real-world) offices as an office for official use-in-commerce purposes.
Home Offices of Staff or Employees or Directors or others
Staffed offices or not
Offices open to the public or not
Offices ranked by jurisdiction, number of employees and other factors
Human Asset Resources (www.human-assets.com)
Onsite Supervisor/Manager
Remote Supervision (e.g., online systems)
AI (artificial intelligence) computer based systems with audio and video functionality; designed for human peer-to-peer and peer-to-pool and pool-to-pool communication.
File Review/File Audits
Regular Meetings (monthly, quarterly, etc.)
Policies and Procedures/Best Practices
Remote Training/Support (Phone/Email/Fax/Online)
In-person Training/Support
Individual Performance Reviews of Agents/Brokers
Number of new employees joined; resigned, retired, terminated in any given period
Number of employees or management subject to regulatory reporting under MQCC® NOCLAR™ www.noclar.org standards; or other regulatory reporting requirements.
Establish enhanced suitability assessments, supervisory controls, and disclosure requirements for employees, brokers, agents, Top Management, that trade in manner that a conflict of interest may be present.
Not a complete list
Policy and Procedures Management and Review
MQCC® Federated Systems of Systems to:
Allow Top Management to review the policies and procedures of the organization to determine whether they are reasonably designed to ensure,
(a) that the organization, and each member, employee, manager, licensee, vendor, supplier, or related party including independent brokers and agents are authorized to deal or trade in the business of the organization and do so effectively on the organization's behalf; and, comply with every requirement established under the Organization's intellectual property rights requirements or regulatory and statutory requirements; and,
(b) that the organization, and each member, employee, manager, licensee, vendor, supplier, or related party including independent brokers and agents are authorized to deal or trade in the business of the organization and do so effectively on the organization's behalf; and, is adequately supervised.
Allow Top Management to recommend to the Organization that it make changes in its policies and procedures, if necessary, to ensure that the standards described in clauses (a) and (b) in this section; are achieved.
Establish enhanced suitability assessments, supervisory controls, and disclosure requirements for employees, brokers, agents, Top Management, that trade in manner that a conflict of interest may be present within the Policies and Procedures system.
For example, for banks and mortgage brokers (intermediaries)
MQCC® has an integrated artificial intelligence-based environment for system of systems (www.METAVERSE-OS.com) that is integrated with ISO 9001:2015; a Federal National Standard of Canada that is designed to prevent nonconformity including problems created by "brokers that lend their own funds".
Establish processes that assure conformity to trademark MQCC Universal™ principles of:
Accountability
Conformity (compliance is an earlier term which is now a deprecated or obsolete term in accordance with international standards.)
Confidentiality; Privacy; Appropriate Disclosure
Management (of conflicts of interest; whistleblowing; sustainable operations; and more)
Proficiency and Competence; Experience; Suitability
Quality
Regulatory Cooperation (as applicable)
Stewardship
Success (results/outcomes)
Codes of Conduct Integration
If your Organization is required to conform to codes of conduct by a regulatory or other body, MQCC® integrates the requirements within the operating system on custom-tailored basis.
Cybersecurity Policies and Procedures
Prevent cyber security incident which could result in a breach of your Organization's computer systems/networks/
Learn MQCC® CyberLockChain™ (www.cyberlockchain.com); to lean more.
Data Management
Number of data artefacts in the organization database; by client (anyone from whom the Organization has collected and retained personal information in its database.)
Data Format Audits (Paper records vs Electronic records)
Complaint Management
Manage complaints from customers, regulators, suppliers (vendors), licensees, related parties and others.
Suitability Management
Were (or are) the Organization including any members of its Top Management or Employees or related parties:
subject to errors and omissions professional insurance liability claims?
fined or were any monetary penalties imposed by any other regulator?
have any overdue fines/monetary penalties owing to any regulator?
fined or were any monetary penalties imposed by any Provincial/Federal courts?
subject to any charges laid under the laws of any Canadian province/territory?
subject to any licences the Organization held from a government agency, regulatory body or professional organization revoked or suspended?
the Organization named in a lawsuit (Statement of Claim, Counterclaim or Third-party Claim)?
Compensation Transparency
Were (or are) the Organization including any members of its Top Management or Employees or related parties:
paid monetary or non-monetary incentives from customers, vendors (suppliers), consultants or third-parties pursuant to the normal course of business on behalf of the Organization? (Monetary incentives may include but not limited to: Credit card, gift cards. Non-monetary incentives may include but not limited to: Reward points, trips, gifts, event tickets, memberships.)
offering monetary or non-monetary incentives to other parties?
paid non-normal contingency commission (i.e. non-disclosed bonus) or payment arrangements from customers, vendors (suppliers), consultants or third-parties pursuant to the normal course of business on behalf of the Organization?
Process Automation
Beyond (meta) "mere 'technology'"; MQCC® discovered and developed conformity science based, quantum-unification principles which are applied into processes that are programmed in higher-level meta programming paradigm programming languages and commercialized as: the MQCC® AI-AUTOMATE™, AI-ORIGINATE™ and other modules of the METAVERSE™ family brand of Quality Management System namely, METAVERSE-OS™; BLOCKCHAIN-OS™ and REGULATOS™; resulting in the automation of a process, or part of the process, of collecting, identifying, classifying, verifying organizing information of the Organization including:
New customer applications
Existing Customer Files and Information
Past Customer Files and Information
Vendors (Suppliers)
Investors
Employees
Top Managements
Board Members
Regulatory requirements and obligations and reporting and disclosure
And more
For money lenders and bankers;
use technology to automate the process, or part of the process, of collecting and verifying borrower information?
use technology to automate the client needs assessment and advising process, in part or in full, when recommending what potential mortgage is most suitable for a client?
use artificial intelligence or machine learning technology to automate decision-making processes, in part or in full, related to identifying potential mortgage options and/or making a final recommendation to clients?
www.regulatos.com™
METAVERSE OS™ - Module Version History
Current version 2022+
Earlier versions
Creation Date: 2020-03-10 www.regulatos.com™
Visit REGULATOS™ www.regulatos.com to learn more.
MQCC™ ACCREDITED CLASS® METAVERSE Original Source™: METAVERSE OS™ learning, education, training, testing, auditing and accreditation is built on Blooms taxonomy; DACUM (and SCID) process-based principles, concepts and core processes. Email info@mqcc.org to learn more.
A Professional Metaversineer™ (P. MVSR.™) is an individual fully educated, trained, tested and accredited (LETTA™) to practice in the application of conformity science concepts and principles within government, industry; or, teach within academia. They are involved at all phases of design, development, implementation, management, auditing, testing and continual improvement of systems, technology, services or products built using applications of conformity science.
The Professional Metaversineer™ (P. MVSR.™) accreditation is the minimum standards of competency and proficient competency, recognized world-wide. A distinction that distinguishes a Metaversineer™ (P. MVSR.™) is the ability to trace their knowledge to the original source of the first application of conformity science for a peer-to-peer electronic finance system developed by A. K. (Anoop) Bungay with help from elder brother, C++ Object Oriented Paradigm programmer, Santosh, at least as early as April 9, 2005 at the uniform resource locator URL (BLOCKCHAIN URL™) www.privatelender.org.
MQCC™ Corporate University (MQCC UNIVERSITY™) ACCREDITED CLASS® Course #: MQCC-MVSR-001
Professional Metaversineer™ (P. MVSR.™) Program
Demonstrate to Government, Industry and Academia that you have the necessary and sufficient, correct and proper learning, education, training, testing and accreditation to possess a:
Competency
Proficient level of competency
in matters of conformity science. Including:
History
Principles
Concept Systems (Superordinate, Peer and Subordinate)
Methods
Processes
Terminology, Thesauri, Vocabulary, Syntax
Practical Application
Training in the use and operation of classic computer systems and quantum unification computer systems and hybrid computer systems and consultation relating thereto
Instruction in the field of conformity science at the Secondary School, Vocational College, University, Doctoral, and Post Doctoral Research level for students, teachers, employees, professionals or executives
Courses are delivered as a peer-to-peer class (P2P CLASS™) correspondence school or virtual school, via the innovative MQCC™ Corporate University (MQCC UNIVERSITY™) on demand peer-to-peer (ON DEMAND P2P™) Learning, Education and Training (LET) Application Environment (MQCC™ ON DEMAND ACADEMY™) delivered via a global computer network to your desktop or mobile computing device.
Any BLOCKCHAIN ACCESS NODE™ uniform resource locator URL-registered desktop or mobile computing device on the Global BlockChain System-Network™ trademark source identifier brand of global computer network.
Any date and any time; all MQCC™ Corporate University (MQCC UNIVERSITY™) ON DEMAND ACADEMY™ is accessible 24 hours a day, 7 days a week.
The Professional Metaversineer™ (P. MVSR.™) Program is designed as a 4 year program comprised of:
48 modules (subjects) over 4 years; distributed as follows:
12 modules per year
Time burden equivalency to a traditional school schedule is:
2 semesters of 4 months per year (September to December) with 6 modules (subjects) per semester
up to 16 weeks per module (4 months)
3 classes for each module per week, of 1 hour length per module per semester for a total of 18 classes per week or 3 to 4 classes per day or 18 class-hours per week.
Average range of 4 to 6 concepts per class
Average of 10 hours of study per week
Total commitment of 28 hours per week or an average of 448 hours per semester.
Lectures are online on demand
Study Materials Journals, Publications and Textbooks are available online on demand
Professional Metaversineer™ (P. MVSR.™) designation is equivalent to:
120-130 credit hours (or units) for a Bachelor’s level degree equivalent
Professional Metaversineer™ (P. MVSR.™) designation is equivalent to:
30-64 credit hours (or units) for a Master's level degree equivalent
MQCC™ Corporate University (MQCC UNIVERSITY™) ACCREDITED CLASS® EVENT #: MQCC-MVSR-EV001
MQCC arranges on demand Conferences, Seminars, Workshops, Retreats, Classes, Congresses Events in the field of Conformity Science as it applies to practical application methods and techniques practiced by a Professional Metaversineer™ (P. MVSR.™) and to celebrate industry members, including:
Providing recognition and incentives by the way of awards to demonstrate excellence in the field of conformity science.
Email info@mqcc.org to obtain a current list of on demand Conferences, Seminars, Workshops, Retreats, Classes, Congresses Events or log in to the MQCC™ ENTER THE BLOCKCHAIN™ BLOCKCHAPP™ available on a Android® or Apple® mobile device.
Events are delivered as a peer-to-peer class (P2P CLASS™) correspondence school or virtual school event, via the innovative MQCC™ Corporate University (MQCC UNIVERSITY™) on demand peer-to-peer (ON DEMAND P2P™) Learning, Education and Training (LET) Application Environment (MQCC™ ON DEMAND ACADEMY™) delivered via a global computer network to your desktop or mobile computing device featuring non-downloadable instructional videos and non-video content.
Any BLOCKCHAIN ACCESS NODE™ uniform resource locator URL-registered desktop or mobile computing device on the Global BlockChain System-Network™ trademark source identifier brand of global computer network.
To be determined after your registration.
up to 3 to 6 hours and up to 3 days.
Recordings are not permitted.
Ancillary Study Materials, Educational Manuals, Journals, Publications and Textbooks are available online on demand to participants.
MQCC™ Corporate University (MQCC UNIVERSITY™) ACCREDITED CLASS® COURSE #: MQCC-MVSR-EXETA-001
If you an elected or appointed official, executive, legislator, regulator, policy maker, legal professional, law enforcement officer, or are the CEO or a Member of Top Management of a Company, Organization or Individual-owned-business (COIN™) and would like to educate your team members on the practical, real-world benefits of conformity science, then register for a Professional Metaversineer™ (P. MVSR.™) Executive Education and Training course. This course includes:
Business education and training services, namely, developing customized in-company leadership and executive development programs, providing executive coaching services, and providing public and in-company keynote presentations to business leaders.
Business education and training services, namely, developing customized leadership and executive development programs, providing executive coaching services, and providing business education programs to employees and executives.
Business training
Business training consultancy services
Business training in the field of conformity science
Career coaching services
Educational and entertainment services, namely, providing motivational and educational speakers
Educational services, namely, providing incentives to legislators, policymakers, regulators, technical experts, scientists, members of top management, global professional liability insurers including corporate risk insurers, legal professionals, law enforcement, business persons, promoters, consultants, investors, and students to demonstrate excellence in the field of conformity science through the issuance of awards
Educational services, namely, providing training of legislators, policymakers, regulators, technical experts, scientists, members of Top Management, global professional liability insurers including corporate risk insurers, legal professionals, law enforcement, business persons, promoters, consultants, investors, and students for certification in the field of conformity science
Courses are delivered as a peer-to-peer class (P2P CLASS™) correspondence school or virtual school, via the innovative MQCC™ Corporate University (MQCC UNIVERSITY™) on demand peer-to-peer (ON DEMAND P2P™) Learning, Education and Training (LET) Application Environment (MQCC™ ON DEMAND ACADEMY™) delivered via a global computer network to your desktop or mobile computing device featuring non-downloadable instructional videos and non-video content.
Any BLOCKCHAIN ACCESS NODE™ uniform resource locator URL-registered desktop or mobile computing device on the Global BlockChain System-Network™ trademark source identifier brand of global computer network.
To be determined after your registration.
Variable length.
Lectures are online on demand.
Study Materials Education Manuals, Journals, Publications and Textbooks are available online on demand.
Awards are delivered via regular post or via electronic mail using the MQCC Non-Fungible Token™ System.
MQCC™ Corporate University (MQCC UNIVERSITY™) ACCREDITED CLASS® EVENT #: MQCC-MVSR-MENT-001
For qualified situations, MQCC™ provides charitable services including academic mentoring of legislators, policymakers, regulators, technical experts, scientists, members of top management, global professional liability insurers including corporate risk insurers, legal professionals, law enforcement, business persons, promoters, consultants, investors, and students in the field of conformity science. Including:
conducting fellowship training programs in the field of conformity science;
Education services, namely, one-on-one mentoring in the fields of conformity science;
Education services, namely, providing tutorial sessions in the field of conformity science;
Peer to peer coaching services in the field of conformity science;;
Personal coaching services in the field of conformity science;
Professional coaching services in the field of conformity science;
Mentorships are delivered as a peer-to-peer class (P2P CLASS™) correspondence school or virtual school program, via the innovative MQCC™ Corporate University (MQCC UNIVERSITY™) on demand peer-to-peer (ON DEMAND P2P™) Learning, Education and Training (LET) Application Environment (MQCC™ ON DEMAND ACADEMY™) delivered via a global computer network to your desktop or mobile computing device featuring non-downloadable instructional videos and non-video content.
Any BLOCKCHAIN ACCESS NODE™ uniform resource locator URL-registered desktop or mobile computing device on the Global BlockChain System-Network™ trademark source identifier brand of global computer network.
To be determined after your registration.
Variable length.
Intellectual property protection agreements will be required.
Study Materials Education Manuals, Journals, Publications and Textbooks are available online on demand.
MQCC™ Corporate University (MQCC UNIVERSITY™) ACCREDITED CLASS® COURSE #: MQCC-MVSR-TTT-001
MQCC™ trains educators educators in the field of conformity science and providing curricula in connection therewith and provides:
Educational services, namely, developing curriculum for educators
Educational services, namely, developing curriculum for others in the field of conformity science
Educational services, namely, developing curriculum for teachers
Educational services, namely, offering of assessments and surveys in the field of educator training and performance for the purpose of improving teaching procedures
Educational services, namely, professional coaching of teachers in the field of conformity science provided on a real-time basis during classroom instruction
Educational services, namely, providing web-based and classroom training for certification of teachers and continuing education for teachers and principals
Educational services, namely, teacher training in the field of conformity science provided on a real-time basis during classroom instruction
Leadership development training for educators
Developing educational manuals for others in the field of conformity science
Courses are delivered as a peer-to-peer class (P2P CLASS™) correspondence school or virtual school, via the innovative MQCC™ Corporate University (MQCC UNIVERSITY™) on demand peer-to-peer (ON DEMAND P2P™) Learning, Education and Training (LET) Application Environment (MQCC™ ON DEMAND ACADEMY™) delivered via a global computer network to your desktop or mobile computing device featuring non-downloadable instructional videos and non-video content.
Any BLOCKCHAIN ACCESS NODE™ uniform resource locator URL-registered desktop or mobile computing device on the Global BlockChain System-Network™ trademark source identifier brand of global computer network.
To be determined after your registration.
Variable length.
Lectures are online on demand.
Study Materials Education Manuals, Journals, Publications and Textbooks are available online on demand.
MQCC™ Corporate University (MQCC UNIVERSITY™) ACCREDITED CLASS® COURSE #: MQCC-MVSR-MDPP-001
MQCC™ trains medical professionals in the field of conformity science and providing curricula in connection therewith and provides:
continuing medical education courses within the context of applications of conformity science.
IT Training for medical professionals
Computer education training
Computer education training services
Courses are delivered as a peer-to-peer class (P2P CLASS™) correspondence school or virtual school, via the innovative MQCC™ Corporate University (MQCC UNIVERSITY™) on demand peer-to-peer (ON DEMAND P2P™) Learning, Education and Training (LET) Application Environment (MQCC™ ON DEMAND ACADEMY™) delivered via a global computer network to your desktop or mobile computing device featuring non-downloadable instructional videos and non-video content.
Any BLOCKCHAIN ACCESS NODE™ uniform resource locator URL-registered desktop or mobile computing device on the Global BlockChain System-Network™ trademark source identifier brand of global computer network.
To be determined after your registration.
Variable length.
Registrants must be:
Board Certified, or
Member of a College of Physicians and Surgeons
Possess an Equivalent designation
Possess an MQCC™ ACCREDITED CLASS® designation
Lectures are online on demand.
Study Materials Education Manuals, Journals, Publications and Textbooks are available online on demand.
MQCC™ Corporate University (MQCC UNIVERSITY™) ACCREDITED CLASS® COURSE #: MQCC-MVSR-FBII-001
MQCC™ trains financiers, bankers, investors and industry members in the field of conformity science and providing curricula in connection therewith and provides:
Money coaching services
Online electronic courses and publishing of text and graphic works of others featuring information regarding securities market services and securities trading activity, information regarding publicly-traded companies and other financial and business information
Courses are delivered as a peer-to-peer class (P2P CLASS™) correspondence school or virtual school, via the innovative MQCC™ Corporate University (MQCC UNIVERSITY™) on demand peer-to-peer (ON DEMAND P2P™) Learning, Education and Training (LET) Application Environment (MQCC™ ON DEMAND ACADEMY™) delivered via a global computer network to your desktop or mobile computing device featuring non-downloadable instructional videos and non-video content.
Any BLOCKCHAIN ACCESS NODE™ uniform resource locator URL-registered desktop or mobile computing device on the Global BlockChain System-Network™ trademark source identifier brand of global computer network.
To be determined after your registration.
Variable length.
Lectures are online on demand.
Study Materials Education Manuals, Journals, Publications and Textbooks are available online on demand.
MQCC™ Corporate University (MQCC UNIVERSITY™) ACCREDITED CLASS® PUBLICATION #: MQCC-CAL-001
Learn about MQCC™, its academic philosophy, its ACREDITED CLASS® designation, organization mission, vision, values, student-centric approach; courses and more.
Email info@mqcc.org to apply to request your own copy of the MQCC University™ Academic Calendar & Course Catalogue, delivered as a MQCC Fungible Token™.
email: info@mqcc.org or schedule a 15 minute registration phone call.
REGISTER TODAY to begin your journey in conformity science! Learn directly, on a peer-to-peer basis from the OFFICAL AUTHENTIC ORIGINAL™ (OAO™) source: MQCC Bungay International LLC and its Governor-Founder, A. K. (Anoop) Bungay and the team of PIONEER GENERATION™ conformity science professionals.
MQCC™ METAVERSE OS™ Educational Testing Services (ETS) is designed to provide the utmost standards of quality in education through fair and reasonable and valid:
curriculum development
question formulation
test development
test deployment
test proctor
test scoring
test results evaluation
statistical analysis
educator reporting
student reporting
audit
continual improvement
The goal of MQCC™ METAVERSE OS™ Educational Testing Services (ETS) is to encourage consensus-standards-based, effective teaching and student enrichment within a quality managed scholarly environment.
If you are a leader or educator in the education industry group in a:
Accredited organization
Accredited Class® organization
Non-Accredited organization
Email info@mqcc.org to get started with MQCC™ METAVERSE OS™ Educational Testing Services (ETS) today.
Origin of a Specie™; Origins of the trademark "Principles of 'BlockChain'"™ and the Bungay International Technology (BIT™) Conformity of Organization and Individuals (COIN™) System-Network
International Journal of Conformity Science IJCS™
OSI 11™: Bungay Unification of Quantum Phases trademark BLOCKCHAIN™ Layer for Open Systems Interconnection of BlockChain™ System-Networks
Teaching SEC™: SCIENTISTS, SECURITIES: Regulator-Policy Maker-Investigator-Lawyer; EXCHANGE, LAW ENFORCEMENT, EDUCATORS: Officers; CHIEF EXECUTIVES: Top Management-CEO of Regulatory & Regulated Bodies
Competency Standards (KCS - 001)
Proficiency Standards (KPS - 002)
People Involvement and Competence (10018)
Competency General Framework (20006-1)
Proficiency Level (20006-2)
Developed between at least as early as August 14, 2001 and commercialized at least as early as April 9, 2005; and Federal National and International Standards-integrated at least as early as May 9, 2005; and introduced under the trademark source identifier brand name META OS™ computer operating systems programs; Computer operating programs and computer operating systems
