Bonds
In cases where an applicant applying for title is unable to provide acceptable ownership documents, the posting of a surety bond will be required before a title is issued.
Colorado uses different bonding procedures to establish ownership of a vehicle.
The regular bonding procedure outlined by checklist DR 2922 Title or Salvage Title Established by Surety Bond is for use when there is a VIN error in the last six characters of the VIN, a misaligned title or lost ownership document pursuant to C.R.S. 42-6-115.
The mechanic and storage lien bond procedure outlined by checklist DR 2711 Title or Salvage Title Established by Mechanics and Storage Lien, is used when a vehicle has been left for service or storage and there has been no contact with the person who left the vehicle for more than 30 days. An oral or written agreement was made between the parties (see Mechanic Storage Lien) pursuant to C.R.S. 38-20-116.
Older vehicle in Lieu of Bond procedure outlined by checklist DR 2462 In Lieu of Bond for Motor Vehicles 25 Years or Older, eliminated the bond requirement for vehicles twenty-five years or older, pursuant to C.R.S. 42- 6-115(b) (see Older Vehicle In Lieu of Bond Procedure).
The Small Trailer procedure in lieu of bond (see Trailer).
Manufactured Home in lieu of bond procedure outlined by checklist DR 2463 In Lieu of Bond for Manufactured Home 25 Years Old or Older, eliminated the bond requirement for manufactured homes twenty-five years or older pursuant to C.R.S. 38-29-119 (2) (b) (see Manufactured Homes).
Requirements Establishing a Title or Salvage Title by Surety Bond C.R.S. 42-6-115
Bond title must be applied for when:
The applicant for a Colorado title cannot furnish ownership documents satisfactory to the department for issuance of a Colorado title.
There are errors or problems with the documents that cannot be corrected.
A vehicle that is left on the property when the property is purchased and was part of the sale of the property.
Copy of a Bill of Sale must describe the vehicle by VIN, year and make.
Bond Title cannot be applied for:
Vehicles abandoned without any formal agreement with the owner of record. Vehicle will have to be towed and processed as an abandoned vehicle (see Abandoned Vehicles).
The Following Steps Are Required To Complete The Bonding Procedure
DR 2704 Colorado Certified VIN Inspection
This is an inspection to verify the year, make, body and identification number of the vehicle. This form must be completed by a Peace Officers Standards and Training Board (P.O.S.T.) certified individual trained to perform such inspections. There is a fee for this inspection.
EXCEPTION: A Manufactured home may be inspected by one of the following and does not require a Colorado certified VIN inspection:
County Assessor
Colorado Manufactured Home Dealer
Colorado Law Enforcement Officer
County Clerk and Recorder
Note: When purchased from a Colorado dealer without proper documents, please contact the Auto Industry Division at
303-205-5604 to file a complaint and inquire on the status of the dealer’s bond.
Note: A VIN inspection that is older than one year from the acceptance date will not be accepted.
Out-of-state verifications of Vehicle Identification Numbers will not be accepted for the bonding procedure. The vehicle must be physically located in Colorado during the bonding process.
The DR 2704 must be completely filled out including plate information. If no plates are on the vehicle, N/A should be indicated.
Record Search forms to be completed:
DR 2489A Requestor Release and Affidavit of Intended Use
Prior to applying for title:
DR 2489A Requestor Release and Affidavit of Intended Use and copy of appropriate VIN inspection must be mailed with the appropriate fee to:
DIVISION OF MOTOR VEHICLES,
VEHICLE SERVICES SECTION
PO BOX 173350, DENVER, CO 80217-3350
A copy of the DR 2489A will be returned to the applicant after the record search is completed with a copy of the record search attached. These forms must be submitted with the bond application.
When no Colorado Record is found. For bond applications dated after April 1, 2024, customers must order a national search using the DR 2489A.
Note: A search that is more than one year old will not be accepted.
This is a Colorado ONLY record search to reflect the current records in Colorado. It will show the owner of record, and any active liens that are filed on the vehicle.
See Motor Vehicle Record Search for further requirements.
Possible Search Results:
No record in Colorado (National Search must be completed and lienholder or owner notified)
Colorado Record found
Shows owner of record
Active liens (if applicable)
Lien not filed in Colorado
Suspense record found — a search must be completed in the state as indicated on the suspense record.
Notice to all addresses:
The applicant must attempt to contact by certified mail (return receipt requested) the owner(s) and lienholder(s) of record as indicated on the record search. The letter must include:
The description of the vehicle (year, make, and VIN).
A statement of intent to title the vehicle.
Request for confirmation that they have no interest in the vehicle.
Applicants contact information.
A copy of the letter(s) and certified mail return receipt(s) must be included with the title application.
A green PS3811 card or envelope/ letter marked undeliverable is acceptable.
Electronic proof of delivery (FedEx, USPS, UPS) is also acceptable.
Active Liens
If the title search shows that there is an active lien, a lien release or release of interest from the lienholder must be submitted.
The lien release or release of interest must be on company letterhead (not required if individual) and include:
Vehicle description (year, make and VIN)
Titled owner’s name(s)
Agent’s signature
Signed under penalty of perjury in the second degree
Date lien released
Lienholder not available — filed in Colorado
If an attempt is made to secure a lien release and the lienholder is not available, the following procedures must be used:
A certified or registered letter must be sent to the lienholder’s last known address and be returned as undeliverable. Include this letter with the application.
A bond must be posted for the amount of the lien or for twice the appraised value of the vehicle, whichever is greater.
Establish the reasonable value by either of the following:
Appraisal from a Licensed Colorado Dealer.
Any licensed Colorado automobile dealer may give an appraisal. It must:
Be on dealer’s letterhead
If the Colorado dealer does not have letterhead, they must sign the appraisal under penalty of perjury or it must be notarized.
Describe the vehicle by VIN, year, and make.
Be signed and dated by the dealer’s agent.
State the dealership’s license number.
Appraisal must be for the current condition of the vehicle.
Appraised value from a current Kelley Blue Book or N.A.D.A. Official Used Car Guide.
The specific model being appraised must be identified (i.e., highlighted). Applicant may use the retail value listed in the current Kelley Blue Book or N.A.D.A. Official Used Car Guide for light truck or passenger vehicles, with a statement indicating this is the applicant’s choice.
Appraised value established from Kelley Blue Book website, with statement indicating this is the applicant’s choice.
Manufactured Home values must be established using twice the actual value according to the County Assessor’s records C.R.S. 38-29-119(2)(a).
Surety Bond
The applicant must purchase a surety bond for twice the appraised value of the vehicle. If the appraisal is showing both the retail and wholesale values, use the greater amount as the established value. This is a one-time, non-refundable bond that allows the State of Colorado to issue a title when proper proof of ownership is not provided.
Dealerships establishing title in their name may post a surety bond for twice the reasonable value of the vehicle.
For manufactured homes surety bond must be for twice the actual value according to the County Assessor’s records.
A bond cannot be issued showing DBA, a corrected bond or rider is required showing correct owner.
Title will be issued in the principal’s name(s) as shown on the surety bond. No changes or additions can be made without a bond rider.
The bond must identify the vehicle by year, make and VIN.
Signature of the principal on the surety bond must be signed the same as the bond issuance. If Bond is in a company name, principal area must show company name as well as agent’s signature.
Notary / bond company representative signature is required.
Notes: If the Colorado dealer does not have letterhead they must sign the appraisal under penalty of perjury or it must be notarized. A dealership may do its own appraisal when bonding for title in their name. This appraisal may be for the reasonable value of the vehicle.
Alternative to Surety Bond
Applicant furnishes evidence of a savings account, deposit, or certificate of deposit.
42-7-301 (6), C.R.S., may be satisfied by a savings account or deposit in or a certificate of deposit issued by a state or national bank doing business in this state or by a savings account or deposit in or a certificate of deposit issued by a state or federal savings and loan association doing business in this state. Such savings account, deposit, or certificate of deposit shall be in the amount specified by statute, if any, and shall be assigned to the appropriate state agency for the use of the people of the state of Colorado. The aggregate liability of the bank or savings and loan association shall in no event exceed the amount of the deposit. For the purposes of the sections referred to in this section, “bond” includes the savings account, deposit, or certificate of deposit authorized by this section.
Note: The savings account is not the customer’s personal savings account.
Note: The Authentication of Taxes Paid for a Manufactured Home is required when following the Bond Procedure.
DR 2394 Bond Statement Guide
A detailed statement from the applicant outlining the reason for bonding to establish title. The statement must be signed, dated and shall include the following information:
Why bonding for ownership is required, why there is no title for the vehicle or why the title is not accessible.
What attempts were made to contact the owner of record to ensure they have no interest in the vehicle.
From whom purchased, when purchased, and the amount paid.
Description of the vehicle by year, make, and VIN.
Whether or not there are no liens against the vehicle.
Whether or not the vehicle is roadworthy.
Manufactured Home — statement must include if the manufactured home is or is not on permanent foundation.
Note: A bond rider may be used to correct any errors or make any changes to the original surety bond.
Documents Required for Titling
DR 2489A Requestor Release and Affidavit of Intended Use and record search results.
DR 2704 Colorado Certified VIN Inspection completed by a POST Certified individual.
Copy of notice sent to the owner of record.
Lien release, if applicable.
Appraisal.
Surety Bond.
DR 2394 Bond Statement Guide.
Odometer must be disclosed on a secure form for motor vehicles with model year of less than 20 years. The applicant taking title will disclose the mileage on the DR 2173 Motor Vehicle Bill of Sale.
Note: All names listed on title must be listed on bond, all must sign the bond.
Older Vehicle In Lieu Of Bond Procedure
The Older Vehicle in Lieu of Bond procedure established under C.R.S. 42-6-115 (3)(b) eliminated the requirement to obtain an appraisal and purchase a bond for vehicles twenty-five years or older when the ownership documentation is not available for the issuance of a new title. The DR 2462 In Lieu of Bond for a Motor Vehicle 25 Years Old or Older Checklist is available as a reference at DMV.Colorado.gov. The regular bonding procedure must be completed in addition to the following requirements:
A bill of sale, within twenty-four months of sale at the time of application.
DR 2394 Older Vehicle in Lieu of Bond Affidavit.
Note: If the bill of sale is over twenty- four months old then a bond is required.
In Lieu Of Bond for A Manufactured Home 25 Years and Older
An applicant is not required to furnish a surety bond for a manufactured home that is twenty-five years old or older, pursuant to C.R.S. 38-29-119 (2)(b). The DR 2462 In Lieu of Bond for Manufactured Home 25 Years Old or Older Checklist is available on www.colorado.gov/dmv. The applicant shall provide the following to apply for a Certificate of Title:
Proof that no property taxes for previous years are due for the manufactured home.
DR 2698 Verification of Vehicle Identification Number.
DR 2489A and record search results.
Proof of efforts to notify owner/lienholder of record.
DR 2394 Bond Statement Guide & In Lieu of Bond Affidavit.
A copy of an order or judgment for possession obtained through a civil eviction proceeding when the property owner is not the owner of the manufactured home.
Note: Previous title should be “BOND LIEU”; this ensures the correct batch for title batching.