Money Magic
Unlocking YOUR Secrete to Financial Success
Money Magic Mondays OR Finance Fridays
13 Financial Fridays
Intro & A Monthly Simulation Every Week (12 Months)
Embedded Files
General summary of unit:
Financial literacy activities in middle school curriculums ensure that students begin developing their financial skills, such as money management, savings and investing, and credit and debit, early on. That way, they can carry those important and beneficial financial skills with them into their future.
Skills students need or will develop:
The Maryland State Curriculum for Personal Financial Literacy Education should be the standard of what skills the students will obtain. Students will develop an understanding of budgeting, saving, spending, and investing.
The Maryland State Curriculum for Personal Financial Literacy Education should be the standard of what skills the students will obtain. Students will develop an understanding of budgeting, saving, spending, and investing.
Decision-making: Students will make informed choices, prioritize expenses, and make trade-offs.
Money management: Students will learn to track income and expenses, manage their money effectively, and avoid debt.
Problem-solving: Students will analyze financial challenges, identify problems, and find solutions.
Collaboration: Students will work individually or in teams to discuss financial strategies, negotiate, and make joint decisions.
In Depth Onboarding for Teachers
In Depth Onboarding for Teachers
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NOTE: There are some new feature that make the game more realistic that you may want to check out.
IMPORTANT INSTRUCTON NOTE: Financial Literacy should be embedded throughout this course. Have fun with the unit and tie in real life experience. The Budget Game is the foundational tool for the class, but you may use other tools a well.
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Héloïse Frison
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hfrison@stocktrak.com
800-786-8725 ext. 274
Any Questions, concerns, problems, or training reach out to Heloise for assistance!!!
Yesterday we had our first training session and I hope I managed to help you all get started and answer your questions. As promised, I am sending you a link of the recording of the session: https://meetinglab.zoho.com/meeting/videoprv?recordingId=6c6643b56096075c66fc167e7103c38a9e280787855985fb68d4437cf42d71ad
You can find a lot of short tutorial videos on our YouTube channel here
Highly recommed Personal Finance Lab Complete Teacher Demo:
In our video library, you can find our video lessons here:
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Here you will find our Recommended 18 week course outline which I showed during the session, with the slideshow located inside of the units:
https://www.personalfinancelab.com/administrator/personalfinancelab-recommended-18-week-course-outline/
(Don't forget to scroll all the way down to find the Teacher & Student Packets)
https://drive.google.com/drive/folders/1ZPxMkBPt1Y5ergdCx28jHyjlK-509_wk
https://drive.google.com/drive/folders/1Zik6cj7n9O-ZokBG7uEpYFSBPOCTPqBB
All of these resources and more can be found in our helpful resources page:
https://www.personalfinancelab.com/resources/
Kind regards,
Héloïse Frison
Account Manager
hfrison@stocktrak.com
800-786-8725 ext. 274
https://www.personalfinancelab.com/
Vocabulary Associated with this Unit
Vocabulary Associated with this Unit
Financial Literacy Vocabulary List – Middle School
This vocabulary list will help students build a strong foundation in money management, financial decision-making, and responsible spending habits.
Financial Literacy – The ability to understand and manage personal finances effectively.
Budget – A plan for managing income and expenses over a specific period of time.
Income – Money received from work, investments, or other sources.
Expense – Money spent on goods, services, and financial obligations.
Saving – Setting aside money for future needs or emergencies.
Investing – Using money to purchase assets such as stocks, bonds, or real estate to grow wealth over time.
Interest – The cost of borrowing money or the earnings from savings and investments.
Credit – The ability to borrow money with the promise of repaying it later, often with interest.
Debit – A financial transaction that deducts money directly from a bank account.
Loan – Money borrowed that must be repaid, usually with interest.
Debt – Money owed to others, such as credit card balances or loans.
Emergency Fund – Savings set aside for unexpected expenses, such as medical bills or car repairs.
Needs vs. Wants – Differentiating between essential expenses (needs) and optional purchases (wants).
Spending Plan – A strategy for managing money to ensure financial stability.
Opportunity Cost – The value of the next best alternative given up when making a decision.
Taxes – Required payments to the government to fund public services such as schools, roads, and healthcare.
Bank Account – A financial account used to store, save, and manage money securely.
Checking Account – A type of bank account used for daily transactions such as paying bills and making purchases.
Savings Account – A bank account designed for storing money over time and earning interest.
Financial Goal – A specific plan for managing money to achieve short-term or long-term financial success.
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