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Employees are automatically provided basic Life and basic Accidental Death and Dismemberment (AD&D) coverage of $10,000 at District Expense with Standard Insurance company through OEBB. Employees may purchase up to $500,000 Life and AD&D coverage for the employee, spouse and children at employee expense.
Employees may purchase up to a $100,000 Optional Life and AD&D limit for themselves without providing proof of medical insurability when first eligible for coverage (newly hired.) This guaranteed issue amount is again offered during the 2012-2013 enrollment period. During future annual enrollment periods, OEBB members may be required to provide medical evidence and coverage may increase in smaller increments.
Employees may purchase up to $30,000 Optional Life and AD&D limit for spouse/partner without providing proof of medical insurability when first eligible for coverage (newly hired.) Coverage may purchased in an amount over $30,000 to maximum $200,000 after approval of a medical questionnaire.
Employees may purchase up to $30,000 Optional Life and AD&D limit for spouse/partner without providing proof of medical insurability. Coverage may purchased in an amount over $30,000 to maximum $200,000 after approval of a medical questionnaire.
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