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LONG TERM DISABILITY
Employees are automatically provided Long Term Disability insurance with Standard Insurance Company through OEBB. Coverage begins after a 90 day waiting period.
Standard Insurance Company - Enroll during OEBB open enrollment
SHORT TERM DISABILITY
Employees may purchase Short Term Disability (STD) with Todd Wells through American Fidelity. Employees should carefully consider whether they need short term disability coverage if they have more than a 60 day sick leave balance remaining with the district.
DISABILITY INSURANCE outside of OEBB:
American Fidelity Insurance Company - Contact Todd Wells directly to enroll.
Todd Wells, Account Representative
American Fidelity Assurance Company
877-293-1090 Ext .13
Fax: 877-295-1091
todd.wells@americanfidelity.com
LIFE INSURANCE outside of OEBB:
American Fidelity Insurance Company - Contact Todd Wells directly to enroll.
Todd Wells, Account Representative
American Fidelity Assurance Company
877-293-1090 Ext .13
Fax: 877-295-1091
LIFE AND ACCIDENTAL DEATH AND DISMEMBERMENT
Employees are automatically provided basic Life and basic Accidental Death and Dismemberment (AD&D) coverage of $10,000 at District Expense with Standard Insurance company through OEBB. Employees may purchase the optional coverage listed below. *Note, employees may only purchase optional life insurance when first eligible for coverage through the district. Optional Accidental Death coverage is available at open enrollment.
Standard Insurance Company - Enroll during OEBB open enrollment
Medical History Statement -required if requesting coverage over the guaranteed coverage amount below.
Employees may purchase up to a $200,000 Optional Life and AD&D limit for themselves without providing proof of medical insurability when first eligible for coverage (newly hired.) During future annual enrollment periods, OEBB members may be required to provide medical evidence and coverage may increase in smaller increments.
Employees may purchase up to $30,000 Optional Life and AD&D limit for spouse/partner without providing proof of medical insurability when first eligible for coverage (newly hired.) Coverage may purchased in an amount over $30,000 to maximum $200,000 after approval of a medical questionnaire.
Employees may purchase up to $10,000 Optional Life and AD&D for children when newly eligible for coverage.
LONG TERM CARE
Unum Insurance Company - Enroll during OEBB open enrollment
The Oregon Educator's Benefit Board (OEBB) contracts with UNUM Insurance Company to provide Long Term Care Insurance to member districts Long Term Care Coverage is available to all benefit eligible employees, participation is voluntary and at employee expense. Family members of employees are also eligible for long term care coverage. Family coverage is medically underwritten.
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For a speedy response, send your email questions to Benefits Mail Box, or call the Benefits Department 541-693-5606.
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