Optional Benefits
DISABILITY BENEFITS
Administrative, Supervisory and Confidential Employees are not automatically provided Disability insurance. However employees may purchase Short Term Disability (STD) and/or Long Term Disability (LTD) coverage through two insurance companies: Standard Insurance Company with OEBB enrollment or AFLAC. Employees should carefully consider whether they need short term disability coverage if they have more than a 60 day sick leave balance remaining with the district.
Standard Insurance Company - Optional Long term disability
Standard Insurance Company - Optional Short term disability
AFLAC Insurance Company - Optional Short term disability
Contact Ryan Kruit to enroll:
Ryan Kruit - Regional Sales Coordinator
300 Reed Market Rd, Suite 230, Bend, Oregon 97702
Office | 541.527.5373 | Cell | 541.954.6248
Email: Ryan_Kruit@US.Aflac.com
OTHER AVAILABLE BENEFITS including
Public Employee's Retirement System-PERS/OPSRP (Redmond School District pays the employer and the employee contribution for qualifying employees.)
OMNI Retirement Investments (OMNI is the third-party administration company for the Redmond School District, for 403(b) accounts. They handle payroll deductions once you open an approved investment account listed on their approved vendor list.)
Oregon Savings Growth Plan (Options available to defer to a Roth 457(b) account and pay taxes now with tax-free withdrawals later during retirement.)
Canopy EAP Services (Up to 6 counseling visits per issue for all Redmond Employees and their families!)
LIFE AND ACCIDENTAL DEATH AND DISMEMBERMENT
Employees are automatically provided Basic Life and Basic Accidental Death and Dismemberment (AD&D) coverage of $50,000 at district expense with Standard Insurance company through OEBB. *Note, employees may only purchase optional life insurance when first eligible for coverage through the district. Optional Accidental Death coverage is available at Open Enrollment.
Standard Insurance Company - Enroll during OEBB open enrollment
Medical History Statement -required if requesting coverage over the guaranteed coverage amount below.
Employees may purchase up to a $200,000 Optional Life and AD&D limit for themselves without providing proof of medical insurability when first eligible for coverage (newly hired.) During future annual enrollment periods, OEBB members may be required to provide medical evidence and coverage may increase in smaller increments.
Employees may purchase up to $30,000 Optional Life and AD&D limit for spouse/partner without providing proof of medical insurability when first eligible for coverage (newly hired.) Coverage may purchased in an amount over $30,000 to maximum $200,000 after approval of a medical questionnaire.
Employees may purchase up to $10,000 Optional Life and AD&D for children when newly eligible for coverage.
American Fidelity Insurance Company
Contact Todd Wells to enroll:
Todd Wells, Account Representative
American Fidelity Assurance Company
877-293-1090 Ext .13
Fax: 877-295-1091
todd.wells@americanfidelity.com
LONG TERM CARE INSURANCE
Unum Insurance Company - Enroll during OEBB open enrollment
The Oregon Educator's Benefit Board (OEBB) contracts with UNUM Insurance Company to provide Long Term Care Insurance to member districts Long Term Care Coverage is available to all benefit eligible employees, participation is voluntary and at employee expense. Family members of employees are also eligible for long term care coverage. Family coverage is medically underwritten.