American Fidelity is the vendor for all Redmond School District Employee groups.
SECTION 125 FLEXIBLE SPENDING ACCOUNTS ARE AVAILABLE TO ALL BENEFIT ELIGIBLE EMPLOYEES
*New employees complete and submit a Section 125 enrollment form to the payroll department no later than September 10, 2024. Returning employees are eligible to make plan changes during open enrollment in October with the American Fidelity Representative when they visits the district.
American Fidelity Information
Summary of Dependent Day Care - Flex
Flex or Dependent Day Care enrollment form
Contact Todd Wells to enroll:
Todd Wells, Account Representative
American Fidelity Assurance Company
877-293-1090 Ext .13
Fax: 877-295-1091
todd.wells@americanfidelity.com
SELF-SERVICE TUTORIALS:
Current Plan Year 1/1/25 through 12/31/25.
Open enrollment dates for the 2025 Section 125 plan year will take place late fall 2024.
Participants may incur medical expenses up to 70 days after the most recent plan year was completed (by 3/10/25). Participants may incur daycare expenses only during the plan year.
All reimbursable claims for Health and daycare expenses must be requested no later than 90 days after the plan year (by 3/30/25). This is a "use it or lose it" plan, so be sure to spend the dollars you had withheld from your check in 2024!!
DEPENDENT DAYCARE FLEXIBLE SPENDING ACCOUNT MAXIMUM LIMIT: Pre-tax contributions for the 2025 plan year are $5,000 for married couples or single taxpayers and $2,500 for married couples filing separately. If you have questions about contributions reach out to our District representative Todd at todd.wells@americanfidelity.com.
HEALTH FLEXIBLE SPENDING ACCOUNT MAXIMUM LIMIT: The maximum allowed by law to contribute pre-tax into this account is $3,200 or 2025.
GET ENROLLED in your Section 125:
Contact your school secretary to schedule a time to meet with the American Fidelity Representative when he comes to your building.
GET REIMBURSED from your Section 125:
Secured Online Service Center - Create an account
American Fidelity Mobile app instructions (compatible with iPhone & iPad)
Medical Flex Reimbursement form
Dependent Day Care reimbursement form
Important Facts to Consider:
1. If you purchased a high deductible health plan (Moda Plan 6 or 7) and have opened a Health Savings Account through American Fidelity or other financial institution, you may NOT also use a Section 125 account for Medical Expense reimbursement. Click here to read more about H.S.A.'s.
2. You "use it" or "lose it". All funds deducted from your paycheck for this plan year must be used during this plan year or the funds are forfeited.
3. Keep copies of all receipts and claims.
4. Dependent care must be provided by someone who is reporting his or her income. Payment to an individual who may be claimed by the employee as an exemption for federal tax purposes is not an eligible expense. You may continue "Dependent Daycare Deductions" if you use a Health Savings Account (H.S.A.) for your medical expense reimbursement.
5. You must re-enroll each year during the open enrollment period in November to participate.
Email questions to Megan.Lentz@redmondschools.org