Active SSD Administrative, Supervisory, Confidential Insurance Options

HOW MUCH DOES THE DISTRICT CONTRIBUTE?

STEP 1 - COMPARE PLANS

MEDICAL, DENTAL, AND VISION COVERAGE OPTIONS

STEP 2 - COMPARE RATES (online calculator)

STEP 3 - COMPARE ANNUAL COST TO BUY AND USE INSURANCE

Review the example below to compare the total cost per year for a full time employee with a full CAP, in a worst case scenario for an individual on each plan. The example includes annual cost to buy insurance, and annual maximum out of pocket costs you would pay to providers.

Note the example is purely for demonstration purposes to evaluate if the additional annual cost for insurance when buying a lower deductible plan provides the most economical option for you during the plan year.  Your cost will not be the same if you don't receive a full CAP

STEP 4 - RESEARCH ADDITIONAL COVERAGES

DISABILITY * LIFE INSURANCE * ACCIDENTAL DEATH COVERAGE * LONG TERM CARE INSURANCE * OTHER

STEP 5 - VISIT THE OEBB WEBSITE AND ENROLL

OPTING OUT AND COMBINING CAPs

OPT OUT

Employees are eligible to "opt out" if they are enrolled in group insurance coverage elsewhere.  Employees who have chosen to "opt out" will receive a stipend in their regular paycheck equivalent to $4,600 annually prorated according to their FTE in relationship to the normal insurance contribution. During open enrollment or when new employees are first eligible for coverage, employees may complete the Opt Out Form 2024-25  and return Tracy in the HR Department.


TWO MARRIED EMPLOYEES MAY COMBINE CAP

If two district employees are both employed by the district and are either married or qualify for insurance based on their status as "domestic partners" they may participate in the following arrangement with the district for the 2024-25 plan year: