How do I redeem Ultimate Rewards for travel?

You can redeem Chase Ultimate Rewards® points for travel in several ways, depending on your card and preferences:

Redemption Options

1. Book Travel Through Chase Travel Portal

   • Log in to your Chase account and access the Ultimate Rewards dashboard.

   • Select Travel to book flights, hotels, rental cars, cruises, or experiences.

   • Points are worth:

     • 1.5¢ each with Sapphire Reserve

     • 1.25¢ each with Sapphire Preferred

     • 1¢ each with most other cards

2. Transfer Points to Travel Partners

   • Move points at a 1:1 ratio to airline and hotel loyalty programs (e.g., United MileagePlus, Southwest Rapid Rewards, World of Hyatt, Marriott Bonvoy, IHG One Rewards).

   • This option can unlock premium international flights or luxury hotel stays at higher value.

3. Pay Yourself Back (select categories)

   • Redeem points for statement credits against eligible purchases (like dining or home improvement), often at the same boosted value as travel redemptions if you hold premium cards.

Tips for Maximizing Value

• Use the portal for simplicity: Great for straightforward bookings where you want to pay with points directly.

• Transfer for luxury travel: Best if you want business/first‑class flights or high‑end hotel stays.

• Compare values: Sometimes transferring points yields more than 2¢ per point, especially for international flights.

In short: You can redeem Ultimate Rewards by booking directly through Chase Travel or transferring to partners, with premium cards giving you the best redemption rates.