Female Writers Writing About Finance

Being financially literate doesn't mean being rich and insulting others. It means having enough money not to worry daily about food and other basic necessities. It also means that if something breaks down I can replace it without falling into stress about my finance. For this I budget my money and invest. To reach a good level of literacy in finance I did a study about finance, Business Economics, followed some courses about finance and read a lot about finance. In this blog I share some books about finance written by female writers.

The Book 'De route naar 100.000 euro per jaar'

The book 'De route naar 100.000 euro per jaar: Meer verdienen, meer vrijheid' by Suzanne van Duijn is celebrating how to learn from others to become financially literate and have less financial stress in daily life. The book isn’t about NOT working, but about working SMART and using the earned money in a smart way. It is also about celebrating life and enjoying life.

The Book 'Koop je rijk'

The book 'Koop je rijk: Hoe iedereen vermogen kan opbouwen met vastgoed' by Myrthe de Groot is about buying property which the person himself or herself doesn't live in. Buying real estate is a way to invest money in something which there is a shortage of. Many people find it a save way to invest, because the money goes into stones, something tangible. Housing is still a demand market, which makes the property owner the one with power. This means it can be profitable, but the investor can also become a slumlord (‘huisjesmelker’). I do NOT invest DIRECTLY in real estate. It's too much effort and hassle for me. And I have to be way more richer than I am.

The Book 'Blut'

The book 'Blut: Hoe niks de weg werd naar alles' by Dorothee Loorbach is about the concept of having a relationship with money. It is not done to talk about money and to strive to be rich according to the average person. This book, actually all the books in this blog, and I don't agree with this prevailing opinion. 'Blut' is about getting rid of financial stress, gaining financial intelligence, using money to free up time, having money to be free to do volunteer work and become outrageously generous.

The Book 'Financial Selfcare'

The book 'Financial selfcare: zorg goed voor jouw financiële toekomst' by Lieke Danenberg and Puck Landewé (Elfin). This book is about the topic of being self-sufficient and financial independent as a women. After the success of a free financial platform for women there was a book and more financial information for women on the platform Elfin. The platform is still partially free. The book covers all kinds of financial stress women can encounter in their (daily)life, from growing up till retirement.

The Book 'Happy Financial'

The book 'Happy Financial: In 5 stappen je financiële doelen bereiken' by Marjan Heemskerk. This book covers the basics of finance. It is a good starting point. I used this book to remember myself what is important in life and how I want to finance it. Every year I reach for her book and visit her website when I need to prepare a balance sheet for my income tax return.

The Book 'Duur huis, nooit thuis'

The book 'Duur huis, nooit thuis: Reken af met al die vaste lasten en kies voor vrijheid' by Reneé Lamboo (Porterenee). This book is about becoming debt free and thereby creating free time to do what I want. The platform is partially free and full of Excel templates to use to create a financial stress free life. I still practice a few of the tips I learned in the Porterenee courses.

The Book 'Blondjes beleggen beter'

The book 'Blondjes beleggen beter: In 7 stappen naar simpel en succesvol beleggen' by Janneke Willemse. This book covers how to start investing on the Exchange through ETFs. After following her ecourse I started investing on the Exchange. I still follow her blog and use the tips I learned in the ecourse and from this book.

The Book 'Van beurs tot handtas'

The book 'Van beurs tot handtas: een intelligent boek over de lotgevallen van twee vrouwelijke beleggers' by Audrey Zonneveld and Marlies Ruijter. This book is about all the things people can invest in, and I mean almost everything. The advice I learned from this book and still use is to invest in the things I use and the things I know.

The Book 'Fuck die studieschuld'

The book 'Fuck die studieschuld: Maak met plezier een einde aan je studieschuld' by Maaike Wind. This book is about having a financially stress-free life by getting rid of student debt. I can speak from experience that what she explains in her book is true. By being debt free through getting rid of my student debt my life has less stress in it. I got rid of a big financial stress.

The Book 'Napkin Finance'

The book 'Napkin Finance: Build your wealth in 30 seconds or less' by Tina Hay. This book stresses the importance of being financially literate. I agree with this book that reaching a basic level of financial literacy can be easily achieved. The writer of this book shows on her website how easy finances can be with all kinds of financial infographics that fit on a napkin.

The Book 'Calimeromarketing 3.0'

The book 'Calimeromarketing 3.0: De slimme marketingfilosofie voor ondernemers, van zzp tot mkb' by Karen Romme. This book discusses how marketing for small business differs from marketing for large businesses. In my Business Economic studies I was taught marketing for big businesses. This book helped me convert this knowledge into marketing for small businesses. I still practice Calimeromarketing on Databeet.

The Book 'Brief van Joan Muller aan ZIJNE EXCELLENTIE den Tijdelijken Minister van Financiën'

The book 'Brief van Joan Muller aan ZIJNE EXCELLENTIE den Tijdelijken Minister van Financiën' by Joan Muller. This book is a letter written in 1848 about the consequences that two bills will have for the finances of the Kingdom of The Netherlands, because incorrect figures were used to inform the Tweede Kamer (the House of Representatives). The incorrect figures she questions are about the revenues assumptions the ministry of finance did. This book (Her letter with the question about the assumption) is the first step to a debate between her and the minister of finance. Nowadays the Tweede Kamer still uses this method a letter or e-mail to the minister to request a debate about something a member of the Tweede Kamer questions. I know Joan as a woman's name.

The Book 'Wallstreetbets VS Wall Street'

The book 'Wallstreetbets VS Wall Street' by Amy Miller. This book is written by a comedian. When I read this book I discovered that she knows a lot about investing, but I still haven't changed my life to mimic her life. I will read more of her books, but I won't follow the rest of her life or go to her comedy outings.

The book 'The female fix'

The book 'The female fix: Jouw weg naar financiële vrijheid' by Marianne Bruijn. This book is about finding a good financial self-reliance (zelfredzaamheid). This book like all the other books I am writing about in this blog the writers are thinking about their finances or the finances that is affecting their financial freedom. All these books help me improve my financial literacy. I don't only acquire this knowledge but practice it also in my life.

The Book 'She takes on the world: A guide to being your own boss, working happy, and living on purpose'

The Book 'She takes on the world: A guide to being your own boss, working happy, and living on purpose' by Nathalie Macneil. This book is about how to find financial and life balance by being an entrepreneur. It covers the subjects: a business plan, game plan, time management, transforming the workforce and an army of women entrepreneurs. I think entrepreneurs are changing the way the workforce works and are better in finding a balance between finances and other parts of their life.

The Book 'Eenzaam aan de top'

The Book 'Eenzaam aan de top: Over het ongezegde, macht en denkfouten in de bestuurskamer' by Marilieke Engbers and Pim Bouwman. One of the two authors of this book is a woman, which is why this book is on this list. The boardroom has a lot of saying power. The choices that are made in the boardroom are about the long term strategy and these are implemented in how the budgets are divided in the organization. This is indirect power over an organization's finances.

The Book 'How women rise'

The Book 'How women rise: Break the 12 habits holding you back' by Sally Helgesen and Marshall Goldsmith. One of the two authors of this book is a woman, which is why this book is on this list. A job is the first step to a career and to money to create free time and a life I love. The habits in this book are a reminder to what my habits are and which ones are there to bring me further.

The Book 'You are a badass at making money'

The Book 'You are a badass at making money: Master the mindset of wealth' by Jen Sincero. This book is not about being rich, but about being wealthy. By reading this book I have worked on my relationship with money, spending money and earning money. There are ways in which I spend my money to have a more wealthy life.

The Book 'Getting a grip'

The Book 'Getting a grip: On my game, my body, my mind ..., myself' by Monica Seles. This book is about a tennis player being on the top of her game. Winning almost everything, before she was stabbed in her back with a knife when she was changing sites by a fan of her rival. It is also about coming back and not getting her ranking freezed. When she returned to tennis, her opponents were asked to vote on freezing her rankings, they all thought with their business hat.

The Book 'I will always write back'

The Book 'I will always write back: How one letter changed two lives' by Caitlen Alfirenka & Martin Ganda with Liz Welch. This book is about how people can impact the lives of others and empower others through education to achieve better personal finances. Two of the three authors of this book are women, which is why this book is on this list.

The Book 'De zwijgende miljardairs'

The Book 'De zwijgende miljardairs: De duistere kanten van de familie achter BMW' by Marjolijn Uitzinger. This book is about the impact that economic crisis and World War II had on personal finances and the choices that were made back then. How people deal with crises such as covid lockdowns, war, economic crises, etc. differs and is a personal choice that affects the income that people have during the crisis and after the crisis. I would not have made the same choices as most of the main characters had.

The Book 'The art of asking'

The Book 'The art of asking: Or how I learned to stop worrying and let people help' by Amanda Palmer. This book is about asking for help when you need it. For me, the art of asking is about asking the right way to get to better finances without breaking the bank or borrowing money. Although I invest in crowdfunding and support the organizations that use crowdfunding to get ahead I do not want a mortgage or a loan myself. I'd rather invest or save to get there.

The Book 'Het inkomen van de koning'

The Book 'Het inkomen van de koning: De totstandkoming en ontwikkeling van het financieel statuut van het koninklijk huis (1972)' by Carla van Baalen, Paul Bovend'eert, Mark van Twist, Alexander van Kessel & Nancy Chin-A-Fat. Two of the five authors of this book are women, which is why this book is on this list. This book is about how the House of Representatives (Tweede Kamer) determines what the alimony (uitkering) of the king will be. They decided on a constitutional (grondwettelijk) tax exemption for the alimony. Also some costs are not included in the alimony, which means the king receives an additional fee for those costs. A pre-established budget (begroting) stating how the alimony of each member of the royal family will be spent is voted on like on all budgets and spendings of the government by the House of Representatives.

The Book 'The suitcase entrepreneur'

The Book 'The suitcase entrepreneur: Create freedom in business and adventure in life' by Nathalie Sisson. This book is about traveling on my own terms and whenever I want. It is about having a location independent business in order to be able to travel. Being location independent usually means embracing minimalism, because there is no need for a lot of stuff and people. By getting rid of all the things and people I don't need, there is financial and mental space to travel. It doesn't mean not having a home and attachment to a place and people.

Book 'Wat is jouw excuus?'

The Book 'Wat is jouw excuus? Geen geld, geen tijd, geen ervaring, geen probleem!' by Esther Jacobs. This book is about having excuses to not succeed in life or for not living the life I want. Yes, There are things that are out of my control, but I can turn them to my advantage and use them as a starting point. Not everything needs a budget to start.

Book 'Geld & Gezin'

The Book 'Geld & Gezin: De complete financiële vraagbank' by Erica Verdegaal. This book is about the traditional way of earning and spending money in a lifetime if kids are in the planning. It is a good book to start with if finances are not a familiar subject. I have read this book, even though I do not belong to the target group for this book.

Book 'The Economy of Cities'

The Book 'The economy of cities' by Jane Jacobs. This book is about the economy in the city. Economics is different from finance. The economy can influence the finances of the city and personal finances. If the economy is doing well, the finances of the city thrive and then there is money to invest in city districts that the Dutch like to call 'Prachtwijken'. Living in certain areas can influence the opportunities that people get in life and therefore their finances.

Book 'Vervoering'

The Book 'Vervoering: Vier generaties, drie continenten' by Shantie Singh. This book is about the dreams of kids of immigrants born in The Netherlands. It is about how family history can influence the dreams of the first generation born in The Netherlands. The motivation to reach high and earn money has its background in the family history that is told and digested.

Book 'Miss Marketing'

The Book 'Miss Marketing: Business in de Evanomie' by Mabel Nummerdor & Mijke de Vette. This book is about feminine marketing and its impact on the future of the global economy. Women do not earn the highest salaries, but they are the ones with buying power. 80 percent of the purchasing decisions is done by women.

Book 'Het Buy Nothing Project'

The Book 'Het buy nothing project: Rijker leven met minder spullen' by Liesl Clark & Rebecca Rockefeller. This book discusses the current topic of buying less. It is about consciously buying and not buying for the sake of buying something. I have tried a few tips from this book. The one tip that needs effort is going a day without buying anything. It means being alert to the need to buy something, is it necessary or am I just buying to buy?

Book 'Unlocking women's health'

The Book 'Unlocking women's health: Femtech and the quest for gender equality' by Brittany Barreto. This book discusses the money that goes into women's health research. In the past there was almost no money for women's health. The money going to women's health was almost all spent on fertility research. There is hope for the future of women's health, because women are included in most health research tests that are performed nowadays. The best news is that the money spent on women's health is not only spent on fertility research these days.

*The book reviews are from bol.com written by me. All pictures are from the Databeet collection. The book 'Brief van Joan Muller aan Zijne Excellentie den Tijdelijken Ministerie van Financiën' I read at the Koninklijke Bibliotheek, Bijzondere collecties and is from 1848. The source https://www.parlement.com/id/vh8lnhrrs0qs/uitkeringen_leden_koninklijk_huis was used for fact checking the book 'Het inkomen van de koning'.