This essay was entered in Dutch in a Dutch essay competition of the NPO.
Yet another new scheme, wrongly repurchased shares by pension funds, employers running away with the pension of their employees. Yet I hardly interfere with it until I myself am approaching retirement age. At least when it comes to the money I set aside for it and how it is managed by the pension fund. While I do postpone many dreams to do later after I retire with the money I put aside.
Isn't life too fragile to put off the things I want to do?
A heart attack
Accident
Stroke
etc.
Therefore isn’t it time to go for a smaller pension (interim pension) that are feasible in a life that is so vulnerable. Retirement age is reachable for most at the age of 67. Life expectancy is around 83 years. That gives me roughly 16 years to do all my deferred dreams. Is that feasible, given the increase in defects over the years?
Am I still mobile?
Do I have enough money then?
Are the things I dreamed still possible?
Will the government or my pension fund allow me to enjoy it or am I going to spend years claiming my pension?
Or am I chained to The Netherlands in such a way that I have to choose between traveling and receiving my pension.
Instead of doing everything for my retirement, use a small part now to enjoy. Think of those beautiful trips, that course I always wanted to do, a little civil disobedience in the pension field could make the enjoyment better. Think of the peace I create for myself, the pleasure, but also the intense enjoyment of life that comes with it. This would also be better for my health as I will be less busy and probably move more, so that I exchange an unhealthy lifestyle for a healthy one.
No more working overtime, which makes me overloaded. Working in moderation, creating space to do my work in relaxation. Also good for the health care, but also for myself. That trip to the white palm beaches that is in the offering or still reading those books that I once picked up. Enjoy a bath with a glass of wine. These dreams, however small, can be realized by focusing a little less only on the field of work that I find so important and that pension for later. Later that never comes for some or comes with flaws for others. Look around me, enjoy nature, the environment, that course that entices me, but I will never actually do! Get out of my comfort zone or what belongs in society and step into the dream world of today instead of with my 67th year. Live in the now!