Open Enrollment is the time of year when our company offers employees the opportunity to consider their participation in our benefit programs for the upcoming plan year. Open Enrollment is the only time of year to add or delete dependents unless you have a qualifying event. For LevelSet, open enrollment is for May 1st.

Super fair question! You can log into your Member account through this link or through the Aetna Health app. The flyers below will provide the instruction for logging in and/or downloading the app

• Aetna Member Website

• Aetna Health App

Ok, you're starting to get technical. Reach out to People Ops for specifics. In general you can only make changes to your healthcare....

• Once a year during "open enrollment" (ours is in May)

• When you are losing other existing coverage.

• If you get married, divorced, or have a kid.

Those last two instances are considered a Qualifying Life Event (QLE).

A change in your situation — like getting married, having a baby, or losing health coverage elsewhere — can make you eligible for a Qualifying Life Event (more info here). This is a special enrollment period, allowing you to enroll in health insurance outside the yearly Open Enrollment Period. You can talk directly with People Ops team about how to submit this in Rippling. In the event of a qualifying event, you have thirty (30) days to notify the HR department of your wish to make a change in your dependent coverage.

• • • Qualifying Events would be: marriage, divorce, death, birth or adoption of a child or if your spouse loses their coverage elsewhere.

    • In most instances, you cannot change which plan you're on if you're already on a Levelset health insurance plan and have a QLE - a common example is you cannot change your insurance plan if you have a baby.

    • If you do not have Levelset health insurance and have a QLE, you're typically eligible to enroll in one of our three plans. A common example is turning 26 years old and being taken off your parents' health insurance.

Your dependent is eligible for coverage regardless of student or marital status up to age 26 for medical, dental and vision insurance.

If you are looking to enroll in Voluntary Life Insurance above the $80,000 threshold, you will need to fill out and send in an Evidence of Insurability (EOI) form. Talk to People Ops if this is something you want to do and we will send you the form to fill out and answer any questions you may have. If you waive voluntary life insurance now, but plan to enroll in it in the future, you will still need to fill out an EOI.

A Health Savings Account or HSA is a tax-advantage medical savings account that isn't subjected to Federal taxes for those individuals that are enrolled in a high-deductible health plan (HDHP). Which at Levelset, the HDHP is Plan A. To put it simply, you are able to save your pre-tax dollars and put them into a medical savings account for qualified medical expenses.

• Qualified medical expenses is a broad umbrella. You able to use those funds for so many other things before doctor's visits. Check out, What am I able to buy using money I save in my HSA? for a comprehensive list of items.

It can be a little daunting trying to figure out if Plan A is the right choice but here are some facts.

• This is HIGH deductible plan but premiums for this plan are at no cost, employee only, or low cost for adding partners, spouses or dependents.

• You will pay out of pocket for medical expenses, which can be very expensive, until you hit your deductible (yes, even prescription costs).

• If you don't anticipate high medical costs, or if you do anticipate a VERY high medical cost that will surely help you meet your deductible, Plan A may be worth considering.

• Health Savings Account (HSA) provides a tremendous advantage to save pre-tax money that may benefit you if you were needing to go to the doctor.

You can check out this article to learn more about the benefits and drawbacks of the selecting a high deductible plan.

In the event of resignation or termination, COBRA is the continuation of group benefits after the individual has left the company for a limited time. The temporary continuation of group healthcare benefits doesn’t only extend to a covered employee. It can also cover the partner, spouse or dependent children whose health coverage would have been lost. Check out this neat article to learn more.