Policy
Brown Insurance does not cover any personal property. Therefore, it is strongly recommended to all student-athletes to have their own personal property insurance.
If the event a student-athlete does not have personal property insurance, there are two options when personal belongings are lost or stolen while participating in an athletic team activity:
Teams can elect to reimburse a student for their lost or stolen property from their team budget
• Head coaches, with the approval of the Senior Associate Athletic Director, Business Operations/CFO, can determine if reimbursement for lost personal items is appropriate
The student athlete can file a claim with their parent's homeowner’s insurance
• Student athletes are advised to keep an inventory of their property, complete with serial numbers, as a way to prove ownership in the event they need to file a claim with an insurance company
If neither option 1 or 2 is utilized, the student-athlete will not be compensated for lost or stolen items.