Home Ownership and Home Maintenance
Central Missouri Community Action- Boone County Family Resource Center
800 N Providence Road, Suite 104, Columbia, MO 65203
Weatherization: 573-443-3500
Hours: 8 AM - 5 PM, Monday through Friday
Home Weatherization program to reduce your energy usage. Financial coaching available.
City of Columbia - Housing Programs Division
500 E. Broadway, Ste. 108 Columbia, MO 65201
573-874-7288
Hours: by appointment only
Services: Down-Payment Assistance Program, Rehab Program, Demolition Program
Habitat for Humanity, Show Me Central Affiliate
1305 Bus. Loop 70E, Columbia, MO 65201
573-499-1202
Hours: 8:30-4:00 Tuesday - Saturday
Services: House building ministry in partnership with low-income families; ReStore sells new and used building materials
Fee: Houses are sold to families with no interest on a 30 year mortgage; family must enter into partnership with Habitat and contribute 250-350 hours of “sweat equity” helping to build the house.
Eligibility: Income within 30-60% of median Columbia income, need housing, willing to help build.
USDA Single Family Housing Direct Home Loans
USDA Rural Development’s Section 502 Direct Loan Program provides a path to homeownership for low, very-low, and moderate income families living in rural areas to make affordable homeownership a reality. This program assists moderate, low, and very low-income applicants obtain decent, safe and sanitary housing in eligible rural areas (any area or town less than 35,000 people) by providing payment assistance to increase an applicant’s repayment ability. No down payment is required. Payment assistance is a type of subsidy that reduces the mortgage payment, and the amount of assistance is determined by the adjusted family income.