Insurance

Parent’s health insurance is primary in case of accident or injury occurring during the play or practice of interscholastic sports and for injury sustained while traveling to and from such activity. The Board of Education purchases a limited secondary insurance policy for all interscholastic sports. Intramural activities along with physical education class activities are not covered by the Board’s secondary insurance policy. This coverage is a secondary policy. The insured must first claim benefits under any other medical insurance. Other coverage would include Blue Cross‐Blue Shield, and private A & H policies or group policies through your employer, etc. If there is any balance due after payment has been made by your other carrier, you would then submit all receipts of payment made by the other carrier and all the medical bills incurred on the claims for consideration of payment of the balance due under this athletic policy. If your medical coverage is under an HMO or similar plan, you must follow their rules for obtaining benefits, or we will be unable to consider balances under our excess plan.

Insurance forms are obtained from the school nurse. Insurance forms must be filed within 90 days of the injury. Before insurance forms will be issued, there must be an incident report on file with the school nurse. The coach/trainer and the athlete complete this incident report.