BAGGAGE & PERSONAL EFFECTS LOSS
Loss, theft, or damage that occurs to your luggage and travel documents while on your trip
* The Insurer will reimburse up to the Maximum Limit shown on the Schedule of Benefits for loss, theft, or damage to the Insured’s Baggage and travel documents during the Insured’s Trip. The Insurer will also pay for loss due to unauthorised use of the Insured’s credit cards, if the Insured has complied with all credit card conditions imposed by the credit card companies.
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BAGGAGE & PERSONAL EFFECTS
Necessary items carried by travellers, including clothing and other personal effects.
Necessary items carried by travellers, including clothing and other personal effects.
BAGGAGE AND PERSONAL EFFECTS COVERAGE
Covers a policy holder’s baggage, passport, credit cards, and personal effects.
Covers a policy holder’s baggage, passport, credit cards, and personal effects.
BAGGAGE DELAY
This benefit reimburses you for loss of personal items if your baggage is delayed more than 24 hours during your trip.
* Having your baggage redirected to a different location, or arriving late at your destination
* The insurer will reimburse the insured, up to the Maximum Limit shown on the Schedule of Benefits for the cost of necessary personal effects purchased by the insured during the Trip, if the insured’s baggage is delayed or misdirected for more than 12 hours from the time the insured arrives at the Destination (other than the insured’s return destination) provided the insured is a ticketed passenger on a Common Carrier and the delay or misdirection is verified by the Common Carrier.
* Coverage can vary by plan. Please see the plan's Description of Coverage for eligibility and limits.
This benefit reimburses you for loss of personal items if your baggage is delayed more than 24 hours during your trip.
* Having your baggage redirected to a different location, or arriving late at your destination
* The insurer will reimburse the insured, up to the Maximum Limit shown on the Schedule of Benefits for the cost of necessary personal effects purchased by the insured during the Trip, if the insured’s baggage is delayed or misdirected for more than 12 hours from the time the insured arrives at the Destination (other than the insured’s return destination) provided the insured is a ticketed passenger on a Common Carrier and the delay or misdirection is verified by the Common Carrier.
* Coverage can vary by plan. Please see the plan's Description of Coverage for eligibility and limits.
LOST LUGGAGE
Secondary coverage that is paid when a policy holder’s checked luggage is permanently lost.
Secondary coverage that is paid when a policy holder’s checked luggage is permanently lost.
PERSONAL EFFECTS AND BAGGAGE
Coverage for personal property taken or purchased on trip which is accidentally lost, stolen or damaged.
Coverage for personal property taken or purchased on trip which is accidentally lost, stolen or damaged.
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