Takaful CBP Protect is a Group Personal Accident (GPA) Takaful product which is exclusively designed for customers of Koperasi Co-opbank Pertama Malaysia Berhad (CBP) that provides twenty-four (24) hours a day and worldwide coverage against bodily injury caused solely by an accident. 

Individuals aged 16 to 65 years (based on their next birthday on the coverage commencement date) are eligible, with renewals allowed up to the age of 75 years.

You may cancel your certificate by providing written notice to CBP. Upon cancellation, you are entitled to a pro-rate refund of the contributions , provided no claims have been made under your certificate.

This product does not cover the following:

• Pre-existing conditions

• Insanity

• Suicide (whether sane or insane), intentional self-inflicted injuries or any attempt thereat 

• Effect or influence of drugs or alcohol 

• Provoked murder or assault 

• While committing or attempting to commit any unlawful or criminal act; and/or 

• Whilst participating in professional sports and/or hazardous activities such as mountaineering, rock or cliff climbing, ice-hockey, polo playing, steeple chasing, winter sports, yachting, caving, potholing, white-water rafting, sky diving, cliff diving, bungee jumping etc. 

Note: The above list is non-exhaustive. Please refer to the certificate and schedule for the full list of exclusions. 

Completed claim form should be submitted to CBP or STMB as soon as reasonably possible and in any case not later than fourteen (14) days of the Accident causing such injury or loss. 

To apply for Takaful CBP Protect, you can contact CBP directly via their website, customer service, or visit the nearest CBP branch.

Several charges are deducted from your contributions, including:

• Wakalah Fee: For the management and operation of the plan.

• Service Tax: 8% of Annual Contribution. 

• Service Fee: Refers to the charge for using the CBP platform.

No, Takaful CBP Protect is a protection plan that does not offer cash value or maturity benefits to participants.