Best Health Insurance in India for Parents

Are you planning to buy the best health insurance in India for parents? Currently, the Indian market is proliferating with the options on health plans which are designed for aged citizens. The health insurance companies provide complete family floater plans designed for the families having senior citizens.

Here are the important points to keep in mind while selecting health care policy for your parents:

Entry age

Many health insurance companies offer health insurance for senior citizens having age between 60-80 years. You can take plan for parents who have crossed 60 years of age. However, not all companies have standard age guidelines, it is best to compare health insurance policies. Health insurance may be attractive on many criteria but if age is not low, it is not going to good for parents.

Coverage of illness

Make sure the insurance plan covers a large number of illness even the existing ones. Maybe there are illnesses from the past that parents are suffering. Typically, this illness is covered after 1-2 years from the plan.

Renewal age

It is the age in which you can renew the insurance plans for your parents. The age limits will vary across the insurance companies, thus it is best to check before selecting one.

Hospital coverage

The selected insurance company must have a broad network of hospitals and include the best one. In an emergency, it helps to access the best hospitals in your area. Therefore, it is important to go for a health insurance plan with a wider network of hospitals.

Check Premiums

Health insurance for elders does not come cheap as risk levels are higher. Thus, go for the lower premium plans that offer a good amount of facilities.

While buying a health insurance plan for your parent go for the individual health insurance policy instead of the family health plan.