6 documents without which you cannot apply for insurance

While buying insurance, you must be ready with all the required documents. Otherwise, misplaced documents or the absence of a particular document could lengthen your process of getting an insurance company. Now the necessary documents for insurance either in a life insurance company or a General insurance company are very standard and similar to each other. Either you are taking life insurance, or health insurance, or motor vehicle insurance, the primary documents which you would require will be the same. But, there might be some additions depending on the type of insurance.

Relevant documents to bring while getting insurance

When you decide the date to buy insurance, make sure to bring the following documents. Remember, each of these documents is extremely important. They are:

The Age Proof

Age Proof is very important in case you are buying life insurance or among health insurance from a General insurance company. You have to bring either of the following documents:

• Voter ID Card

• Pan Card

• Aadhar Card

• Driving License

• Passport

• Birth Certificate

Identity Proof

This is very important for your insurer. The insurer would be able to quickly identify you while getting you the money for the insurance. Any one of the following document must be present with you:

• Passport

• Aadhar Card

• Driving License

• Voter ID Card

Address Proof

Address proof is significant since your insurance company will have the necessity to send your documents and communications through your postal address. You may provide any one of the following documents:

• Ration card

• Aadhar card

• PAN card

• Electricity bill/telephone bill or any other utility bill mentioning your current address

• Passport

• Driving license

Passport-size photographs (if the insurer asks)

Medical reports (in case of health insurance or life insurance)

Application form filled and signed

If you have the documents mentioned above, then you will not face any problem while applying for coverage. Specific insurances also require you to go through a medical examination. In that, cause you have to bring the reports of that examination, which occurs in the case of health insurance or life insurance. Keep your documents ready the night before going to the insurance office.