Answer #1:
• I can understand how you feel, but keep in mind, we are not just going to cover 40%.

With our 30 years of experience, we are also going to negotiate a lower cost on the repair bill so neither of us overpay for the parts or labor. 

Meaning you pay even less.  Plus, you’re also going to get free oil changes, and should you get into an accident we will even cover $500.00 on your auto insurance deductible!  That’s a pretty good piece of mind to have for the next 4 years wouldn’t you agree?  Exactly…  

Answer #2:
• I can appreciate that, but when the on board computer goes out and the repair facility tells you it’s going to cost $4,200.00 to fix it, would you rather pay that out of pocket up front, or have us put you into a rental car, negotiate a lower price, and cover 40% of the bill so that you don’t have to worry about all that drama? 

Exactly and the down payment can be done on a debit card or credit card, as simple as that.