🚛UW Pre-Binding Checklist

FMCSA 

•  Confirm legal name & DBA match

•  Verify active DOT/MC status

•  Check previous carriers → request loss runs (3–5 yrs) 

  • Send LRP (Check L&I through FMCSA)

BrokerSnapshot

• •  Confirm units on record

  •  Review audit exposure (miles & radius)

  •  Verify trailers (separate listing if needed)

  •  Confirm vehicle ownership (titled to insured / finance/lease agreements)

  •  Compare mile radius vs. insured disclosure

  •  Cross-reference driver logs / IFTA

Garaging / Locations

• Confirm the garaging address matches the application and FMCSA

Trailing Documents to collect:

•  If parking elsewhere → collect lease agreements / written permission

• MVR/CDL (All drivers)

• Copies of Unit Reg, Cab Card, Title or Lease Agreement

• Copies of Articles of Formation for the Business

• Proof of Prior Insurance (Personal or Commercial Insurance Declarations Page)

• Prior Inspected Units under their US DOT, we’ll need to collected:

  • Bill of Sale, Lease Termination or Return Receipt Conf
    
    

Filings / Endorsements

• Determine if state/federal filings needed

• Verify MCS-90 endorsement if required

• Confirm the carrier will file BMC-91X / Form E/F

• BOC3 will they require this.

• Form H (moving companies only)
  
  

Additional Coverages

• Cargo → confirm commodity & limits

• Trailer Interchange (if hauling non-owned trailers)

• Downtime / Rental Reimbursement

• Towing/Roadside Assistant

• Collect additional insureds/certificate holders

• Medical/PIP Coverage to be selected

Special Considerations

• If hauling for RXO, collect all RXO Insurance Requirements upfront (insurance limits, endorsements, safety requirements, etc.)

• RLX

• Highway

• UST

• Precis Transport Logistics LLC