EIFS Stucco

EIFS Stucco: Identification and Risk Management

Objective:

To train staff on identifying EIFS stucco, understanding its risks, and providing appropriate guidance to clients.

Understanding EIFS:

EIFS is a multi-layered exterior wall system used for insulation and aesthetic purposes.8
It consists of insulation board, adhesive, reinforced base coat, and finish coat.

Identifying EIFS:

Visual Inspection:
- Smooth, uniform appearance.
- Lack of granular texture compared to traditional stucco.
Tactile Inspection:
- Softer, more hollow feel than traditional stucco.
Professional Inspection:
- Qualified building inspectors can accurately identify EIFS.

Water Intrusion: Improper installation can trap water, leading to wood rot, mold, and structural damage.
Installation Defects: Common issues include poor flashing, improper sealing, and lack of drainage.
Timeframe Vulnerability: Homes built around the mid-1990s and early 2000s are particularly vulnerable.
Insurance Exclusions: Many insurance policies exclude coverage for EIFS-related water damage

Educate Clients: Explain the risks associated with EIFS, especially in homes built around 2006.
Recommend Inspections: Advise clients to have their homes inspected by qualified professionals.
Discuss Maintenance: Emphasize the importance of proper sealing, caulking, and drainage.
Review Insurance Policies: Help clients understand any EIFS-related exclusions in their policies.
Check out our FAQ/Blogpost Link: https://www.streetsmart.insurance/faq/eifs-stucco-what-homeowners-should-know-especially-homes-built-around-2006/

Proper Flashing: Ensure proper flashing is installed around windows, doors, and roof intersections.
Drainage Systems: Consider installing drainable EIFS or other drainage systems.
Regular Inspections: Schedule regular inspections to identify potential problems early.

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