How to Find a Doctor

RUSD HEALTH PLAN- How to find a provider

The Riverside USD self-insured health plans are administered by Lucent Health and offers members access to medical care through a select number of medical groups, physicians, specialists and facilities.

Each time you need care under one of the RUSD EPO plans (Available in California ONLY),  you can choose doctors and facilities from the Prudent Buyer CA Only.  The EPO and High Deductible (HD) EPO plans are in-network only plans. This means, that you MUST choose a health care professional and facility who participates in this specific network. Medical Emergencies are covered. Services rendered at providers and facilities "out-of-network" are NOT covered by the EPO health plans, and the employee would be responsible for 100% of the cost.

*It is the employee's responsibility to ensure care is being received by in-network providers.  We highly recommend that research and due diligence is completed prior to completing any services.*

The RUSD PPO plans, offer members access to medical care through any recognized provider or hospital with in-network and out-of-network coverage.  Each time you need care under this plan, you can choose doctors and facilities from the Prudent Buyer CA Only network to ensure the least out-of-pocket costs.  Unlike the EPO plans, these plans allow you the freedom to visit doctors or use facilities that are out-of-network and still receive a benefits - however, your costs will be higher and you may need to file a claim.