Enrollment Rights & Required Documentation

Who May Enroll

Benefit eligible employees must work at least 20 hours (Classified) or 16 hours (Certificated) per week to receive healthcare coverage. Coverage for eligible employees and their eligible dependent(s) begin the first day of the month following an employee's start date. 

Eligible dependents include:

• • Legally married spouse

  • Registered domestic partner

  • Child(ren) under the age of 26 regardless of student or marital status

When to Enroll

Newly hired benefit eligible RUSD employees must enroll or waive benefits within 30 calendar days from their employment start date. Coverage is effective first of the month, following your start date. 

Current employees who are not newly eligible are permitted to enroll:

• • Each year during Open Enrollment (October/November) for a coverage effective date of January 1st

  • Within 30 calendar days of a "Qualifying Life Event" as defined by the IRS

Unless a qualified change in status exists, you cannot make changes to your healthcare coverage until the next open enrollment period.

How to Enroll

RUSD partners with American Fidelity in utilizing their online benefit enrollment platform.  Newly hired employees are required to:

• • Attend a Benefits Orientation to review benefit plan options and cost.  Please contact the Benefits Department to schedule your appointment

  • Meet one-on-one with a representative from American Fidelity to enroll in medical, dental and voluntary options regardless if electing American Fidelity products.  

If you are a current employee and experience a qualifying life event, please contact your assigned Employee Benefits Assistant or the Benefits Department within 30 calendar days of the event to see what documents are needed.  

If a qualifying life event does not exist, you cannot make changes until the next open enrollment period.

Paying for your Coverage

RUSD provides eligible employees with a comprehensive employee benefit package that is partially paid for by the district.  Your medical and dental premiums, and voluntary products are payroll deducted on a 10thly basis.  This means, there are 10 payroll deductions, with no deductions in June or July and no lapse in healthcare coverage.  Please see Benefits Rate Sheets for cost information.