employee benefits department

Open Enrollment 2026

October 13th - October 31st, 2025

Summary Overview for Plan Year 1/1/2026 - 12/31/2026

No changes to the coverage for the RUSD Self Insured plans (EPO, EPO HD, PPO, PPO HD)
Kaiser plan will now include fertility coverage
Kaiser member copay has increased from $15 to $20
Delta Dental PPO now offers three preventative cleanings per year
Dependent Day Care FSA annual maximum has increased from $5,000 to $7,500.
Health Care FSA annual maximum has increased. For 2026 it will be $3,400 with a rollover amount of $680.
Helpful Flyer regarding Open Enrollment Information 2026 Flyer/Video OE Information

Our Committment

It goes without saying that our employees deliver the services to our students and community - they are our most valuable asset. So, when it comes to important issues like employee benefits, we are committed to offering comprehensive benefits, services and programs to eligible employees, retirees and eligible dependents.

quick links

RUSD EPO & PPO Plan

Need to find a Health Care Provider? Click below for instructions

How to Find a Provider

Benefits at a Glance

For detailed information regarding your health & welfare benefits, please click below

2026 Employee Benefit Guidebook

attention rusd health plan members (epo/ppo)

HAVE YOU RECEIVED A PAST DUE INVOICE IN THE MAIL??

For questions or assistance in having your claims processed, please contact Lucent Health directly or the RUSD Benefit Advocate dedicated Helpline:

RUSD BENEFITS ADVOCATE: (800) 914-5096 or BenefitsAdvocate@mcgriff.com. The advocate will work directly with Lucent on your behalf. Please have your medical ID card and medical bills available.

Why is this Happening? The Provider (doctor's office, laboratory, hospital, etc) did not submit the claim to Anthem for pricing with the correct information from your medical ID card, or coded the services incorrectly. Keep in mind that annual deductibles and out-of-pocket maximums still apply and some invoices are patient responsibility. Be sure to contact Lucent Health for Explanation of Benefits. You can also download the Lucent Health mobile app to your smartphone or register on www.LucentHealth.com to view your claim information.