employee benefits department

Our Committment

It goes without saying that our employees deliver the services to our students and community - they are our most valuable asset. So, when it comes to important issues like employee benefits, we are committed to offering comprehensive benefits, services and programs to eligible employees, retirees and eligible dependents.

Open Enrollment 2027

October 12th - October 30th, 2026

Summary Overview for Plan Year 1/1/2027 - 12/31/2027

No changes to coverage for the RUSD HP (EPO, EPO HD, PPO, PPO HD)
Kaiser: Out-of-Pocket Maximum is increasing to $2,500 (Individual)/ $5,000 (Family)
Delta Dental PPO: Coverage now includes teeth whitening!

New Benefit Offerings!

MetLife Pet Insurance: Protect your furry family members with flexible, discounted coverage Detailed Plan Information
MetLife Aura Identity & Fraud Protection: Comprehensive digital security, monitoring, and identity restoration services Detailed Plan Information
Alight Healthcare Navigation: Get direct access to a dedicated Health Pro via portal, app, phone, chat, or email. Your Health Pro is available to help you find in-network providers, coordinate care, compare costs, understand medical bills, and resolve claims issues at no cost to you.

Flexible Spending Accounts:

Health Care FSA: Maximum election remains at $3,400 with a rollover amount of $680.
Dependent Day Care FSA: Annual maximum remains at $7,500

quick links

RUSD EPO & PPO Plan

Need to find a Health Care Provider? Click below for instructions

How to Find a Provider

Benefits at a Glance

For detailed information regarding your health & welfare benefits, please click below

2027 Employee Benefit Guidebook

attention rusd health plan members (epo/ppo)

HAVE YOU RECEIVED A PAST DUE INVOICE IN THE MAIL??

For questions or assistance in having your claims processed, please contact Lucent Health directly or the RUSD Benefit Advocate dedicated Helpline:

RUSD BENEFITS ADVOCATE: (800) 914-5096 or mcg.benefitsadvocate@marshmma.com. The advocate will work directly with Lucent on your behalf. Please have your medical ID card and medical bills available.

Why is this Happening? The Provider (doctor's office, laboratory, hospital, etc) did not submit the claim to Anthem for pricing with the correct information from your medical ID card, or coded the services incorrectly. Keep in mind that annual deductibles and out-of-pocket maximums still apply and some invoices are patient responsibility. Be sure to contact Lucent Health for Explanation of Benefits. You can also download the Lucent Health mobile app to your smartphone or register on www.LucentHealth.com to view your claim information.