Scammers may use various techniques to try to trick people, including offering something for nothing, pressuring people to act quickly, and using urgency cues. Here are some tips to help you avoid scams:

• Don't give away personal information

• Scammers may ask for personal information like bank account numbers, social security numbers, or passwords, which they can use to steal your identity. Don't give this information out easily, especially to people you don't know.

• Don't be rushed

• If someone pressures you to act quickly, take time to think things through. Offers that seem good today are usually still available tomorrow.

• Research the offer

• You can ask a trusted friend or family member for their opinion, or research the offer yourself.

• Be careful with online interactions

• Don't click on links or download attachments in unsolicited emails or texts, and carefully examine email addresses and website URLs. Scammers can make their numbers look like they're from someone you trust, or they may use hacked contact information.

• Be cautious with money

• Scammers may ask you to move money, purchase gift cards, or receive packages containing money or goods. If you think you've been involved in a money mule scheme, stop what you're doing and report it to your bank.

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