MultiMedic

Build your own insurance plan with the most flexible medical plan in the market.

Fully Customisable Plans

Choose what you need to protect you and your family.

Personalise your plan according to your medical background, life stages, career and more. You can even review and change your coverage whenever you need to.

What are the unique features of Multi Medic?

✓ Enjoy fully customisable plans

Personalise your plan according to your medical background, life stages, career and more with the option to review and change your coverage whenever you need.

✓ Unlimited days on Room and Board

No limit or maximum days of admission when you are admitted to a private or government hospital.

✓ Cashless admission at panel hospitals

Get faster access to treatment at our panel hospitals with the convenience of cashless admission.

✓ Automatic increase of limit of coverage by 10%

Every 3 years, the overall annual limit and inner limit will automatically increase by 10%. This is to ensure that the coverage is adequate, in line with inflation and increased medical expenses.

✓ Family discounts

Purchase for your immediate family members and get a Family Discount up to 10% (not applicable for Optional Coverage)

✓ Optional Coverage

Should you want a more holistic coverage, you can also consider these Riders:

Emergency Medical Evacuation & Repatriation

Hospital Cash Benefit Insurance

Outpatient Insurance

Dental Insurance

Critical Illness Insurance

Personal Accident.

How Much Does It Cost?

Pricing depends on an individual’s respective gender, age, BMI, occupation, lifestyle, etc. Get in touch with us, and we’ll provide a quotation.

Want to find out more about Multi Medic?

You can speak to any of our authorized agents. If you don’t have one, email us at info@generali.com.my and we will find one for you.
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The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Generali Insurance Malaysia Berhad or PIDM (visit www.pidm.gov.my)

Important Information

Purchasing medical insurance that aligns with your needs and budget is essential. Before making a decision, we recommend reviewing the following additional information.

Premium & Commission Table

Please find below the Premium & Commission Table for Multi Medic. If you have any questions, please consult with our authorized agents or intermediaries, or contact Generali Insurance Malaysia Berhad directly.

Premium & Commission Table

Refund Premium Table upon cancellation

The Policyholder can cancel the policy at any time by giving written notice to Generali Insurance Malaysia Berhad. If no claims have been made during the current Policy Year, the Policyholder will be entitled to a premium refund as follows:

Consequence of switching a medical insurance plan from one insurer to another

Switching policies from one insurer to another will subject your application to new underwriting requirements and waiting periods. If your current health status is less favorable to the new insurer, they may impose new terms and conditions to exclude certain illnesses.

Our authorized agents or intermediaries can assist by conducting a comprehensive needs analysis, guiding you towards an informed decision. For more information, please contact Generali Insurance Malaysia Berhad.
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For detailed information on benefits, what we do not cover, waiting periods, exclusions, terms, and conditions before purchasing, kindly refer to our Policy Wording and Product Disclosure Sheet available for download below.