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Risk Planning(风险规划)

SIMON POON AGENCY

Liberty Insurance Berhad

Private Car


Click For an Pre-Expiry 

X -Dating Quote

We are registered (General Insurance Representative) Risk Planners under Persatuan Insuran Am Malaysia

Kami adalah (Wakil Insurans Am) Perancang Risiko berdaftar dibawah Persatuan Insuran Am Malaysia   

我们是 Persatuan Insuran Am Malaysia 的注册风险策划l师 

SIMON POON AGENCY (MKAN2029) -             REGISTERED   under            LIBERTY INSURANCE BERHAD

FAQs on Liberalisation of Motor Tariff

FAQs on Liberalisation of Motor Tariff – Persatuan Insurans Am Malaysia (piam.org.my) 


What does the liberalisation of motor insurance mean?

Consumers will now be able to enjoy a wider choice of motor insurance products at competitive prices as liberalisation encourages innovation and competition among insurers and takaful operators.

Insurers and takaful operators are able to charge premiums that are in line with broader risk factors inherent in a group of policyholders being insured; and also market new products that are not defined under the tariff.


Apakah yang dimaksudkan dengan liberalisasi insurans motor?

Pengguna kini akan dapat menikmati pilihan produk insurans motor yang lebih luas pada harga yang kompetitif kerana liberalisasi menggalakkan inovasi dan persaingan dalam kalangan penanggung insurans dan pengendali takaful.

Penanggung insurans dan pengendali takaful boleh mengenakan premium yang selaras dengan faktor risiko yang lebih luas yang wujud dalam kumpulan pemegang polisi yang diinsuranskan; dan juga memasarkan produk baru yang tidak ditakrifkan di bawah tarif. 


汽车保险的开放意味着什么?

随着自由化鼓励保险公司和回教保险运营商之间的创新和竞争,消费者现在将能够以具有竞争力的价格享受更多的汽车保险产品选择。

保险公司和回教保险运营商能够收取符合被保险保单持有人固有的更广泛风险因素的保费; 并销售关税未定义的新产品。 

Liberty Private Car EZY Plus BundleSama ada anda melakukan perjalanan yang dekat atau jauh, kejadian yang tidak diingini boleh berlaku pada bila-bila masa. 🚘Kami menyediakan perlindungan kend...
5 Types of Windscreen Cracks and ChipsWindscreen cracks can distract your focus and vision while driving. Let us cover the cost to replace it up to windscreen sum insured!Always remember to add o...

Key Benefits-Liberty Insurance

Personal Accident

Ensure that your loved ones are protected, despite sudden unforeseen circumstances that may cause your death or disablement.

Medical Expenses

Get up to RM1,500 per accident claim for an unlimited number of claims throughout the year on policyholders involving the named vehicle.

Key Replacement

Lost your key due to theft?

Don't fret. Your Private Car EZY Plus Policy entitles you to one key replacement up to RM 500.


Child Seat Replacement

We know your child means the world to you. That's why we ensure your little one's safety with replacements of child seats damaged due to accidents or theft or flood

Faedah Utama-Insurans Liberty 

Kemalangan Diri

Pastikan orang yang anda sayangi dilindungi, walaupun dalam keadaan tiba-tiba yang tidak dijangka yang boleh menyebabkan kematian atau hilang upaya anda.


Perbelanjaan perubatan

Dapatkan sehingga RM1,500 setiap tuntutan kemalangan untuk jumlah tuntutan tanpa had sepanjang tahun ke atas pemegang polisi yang melibatkan kenderaan yang dinamakan.


Penggantian Kunci

Kehilangan kunci anda kerana kecurian?

Jangan risau. Polisi EZY Plus Kereta Peribadi anda melayakkan anda mendapat satu penggantian kunci sehingga RM 500.


Penggantian Tempat Duduk Kanak-kanak

Kami tahu anak anda bermakna dunia untuk anda. Itulah sebabnya kami memastikan keselamatan anak anda dengan penggantian kerusi kanak-kanak yang rosak akibat kemalangan atau kecurian atau banjir 

Express Claims with Liberty | At Liberty, we believe in making your claims process easy and hassle-free. Make claim in minutes and get settlement within 24 hours for minor damages... | By Liberty Insurance Malaysia | Facebook527 views, 32 likes, 0 loves, 2 comments, 17 shares, Facebook Watch Videos from Liberty Insurance Malaysia: At Liberty, we believe in making your claims process easy and hassle-free. Make claim in...

Additional Benefits-EZY Plus Comprehensive 

Get more comprehensive coverage for you and your loved ones with Liberty Ezy Plus Bundle!


With additional add-on premiums as low as RM80, select your suitable package from 3 new bundles carefully designed to meet your best needs!


24 Hours

Unlimited Mileage Towing for Breakdown / Accident

Flood Inconvenience Allowance

Side Mirror Damage

Warranty for Workmanship Repair 

Perlindungan Tambahan _EZY Plus Komprehensif

Dapatkan perlindungan yang lebih komprehensif untuk anda dan orang tersayang anda dengan Liberty Ezy Plus Bundle!


Dengan premium tambahan tambahan serendah RM80, pilih pakej sesuai anda daripada 3 berkas baharu yang direka dengan teliti untuk memenuhi keperluan terbaik anda!


24 Jam Tunda Perbatuan Tanpa Had untuk Kerosakan / Kemalangan 


Banjir Elaun Kesulitan 


Kerosakan Cermin Sisi


Waranti untuk Pembaikan Hasil Kerja 

Ezy Plus Private Car Bundle A- RM80.00  

Liberty Private Car Bundle A- RM80.00 

  1. PERSONAL ACCIDENT (DEATH OR PERMANENT DISABLEMENT) - 20,000.00

  2. MEDICAL EXPENSES DUE TO ACCIDENT - 1,500.00

  3. REPLACEMENT OF CAR KEY/TRANSMITTER DUE TO THEFT - 500.00

  4. CHILD SEAT REPLACEMENT DUE TO THEFT - 300.00

  5. PH DOUBLE INDEMNITY - 20,000.00

  6. CORRECTIVE DENTAL AND/OR COSMETIC SURGERY - 1,200.00

  7. AMBULANCE FEES BENEFIT - 300.00

  8. HOSPITAL INCOME BENEFIT (UP TO 60 DAYS) - 30.00

  9. BEREAVEMENT BENEFIT - 500.00

  10. REIMBURSEMENT FOR PHYSIOTHERAPY TREATMENT - 500.00

  11. REPATRIATION BENEFIT - 2,000.00

  12. 24-HOURS TOWING ACCIDENT/BREAKDOWN (UNLIMITED) - 0.00

  13. TOTAL LOSS/VEHICLE THEFT INCONVENIENCE ALLOWANCE - 500.00

Ezy Plus Kenderaan Persendirian Bundle A- RM80.00  

  1. Bundle Kereta Persendirian Liberty A- RM80.00

  2. KEMALANGAN DIRI (KEMATIAN ATAU HILANG UPAYA KEKAL) - 20,000.00

  3. PERBELANJAAN PERUBATAN AKIBAT KEMALANGAN - 1,500.00

  4. PENGGANTIAN KUNCI/PEHANCANG KERETA AKIBAT KECURI - 500.00

  5. PENGGANTIAN TEMPAT TEMPAT KANAK-KANAK AKIBAT KECURIAN - 300.00

  6. INDEMNITI BERGANDA PH - 20,000.00

  7. PEMBETULAN PERGIGIAN DAN/ATAU PEMBEDAHAN KOSMETIK - 1,200.00

  8. FAEDAH YURAN AMBULANS - 300.00

  9. FAEDAH PENDAPATAN HOSPITAL (SEHINGGA 60 HARI) - 30.00

  10. FAEDAH BEREAVEMENT - 500.00

  11. PEMBAYARAN BALIK UNTUK RAWATAN FISIOTERAPI - 500.00

  12. FAEDAH PENGHANTARAN SEMULA - 2,000.00

  13. KEMALANGAN TUNDA/PEROSAKAN 24 JAM (TANPA HAD) - 0.00

  14. JUMLAH ELAUN KEHILANGAN/CURI KENDERAAN - 500.00 

Ezy Plus Private Car Bundle B- RM99.00  

  1. PERSONAL ACCIDENT (DEATH OR PERMANENT DISABLEMENT) - 20,000.00

  2. MEDICAL EXPENSES DUE TO ACCIDENT - 1,500.00

  3. REPLACEMENT OF CAR KEY/TRANSMITTER DUE TO THEFT - 1,000.00

  4. CHILD SEAT REPLACEMENT DUE TO THEFT - 300.00

  5. PH DOUBLE INDEMNITY - 20,000.00

  6. CORRECTIVE DENTAL AND/OR COSMETIC SURGERY - 1,200.00

  7. AMBULANCE FEES BENEFIT - 300.00

  8. HOSPITAL INCOME BENEFIT (UP TO 60 DAYS) - 30.00

  9. BEREAVEMENT BENEFIT - 500.00

  10. REIMBURSEMENT FOR PHYSIOTHERAPY TREATMENT - 500.00

  11. REPATRIATION BENEFIT - 2,000.00

  12. 24 HOURS TOWING ACCIDENT/BREAKDOWN (UNLIMITED) - 0.00

  13. TOTAL LOSS/VEHICLE THEFT INCONVENIENCE ALLOWANCE - 1,000.00

  14. FLOOD INCONVENIENCE ALLOWANCE - 1,000.00

  15. WARRANTY FOR WORKMANSHIP REPAIR (12 MONTHS) - 0.00

Ezy Plus Kenderaan Persendirian Bundle B- RM99.00  

  1. KEMALANGAN DIRI (KEMATIAN ATAU HILANG UPAYA KEKAL) - 20,000.00

  2. PERBELANJAAN PERUBATAN AKIBAT KEMALANGAN - 1,500.00

  3. PENGGANTIAN KUNCI/PEHANCANG KERETA AKIBAT KECURIAN - 1,000.00

  4. PENGGANTIAN TEMPAT TEMPAT KANAK-KANAK AKIBAT KECURIAN - 300.00

  5. INDEMNITI BERGANDA PH - 20,000.00

  6. PEMBETULAN PERGIGIAN DAN/ATAU PEMBEDAHAN KOSMETIK - 1,200.00

  7. FAEDAH YURAN AMBULANS - 300.00

  8. FAEDAH PENDAPATAN HOSPITAL (SEHINGGA 60 HARI) - 30.00

  9. FAEDAH BEREAVEMENT - 500.00

  10. PEMBAYARAN BALIK UNTUK RAWATAN FISIOTERAPI - 500.00

  11. FAEDAH PENGHANTARAN SEMULA - 2,000.00

  12. KEMALANGAN / PECAHAN MENUNDA 24 JAM (TANPA HAD) - 0.00

  13. JUMLAH ELAUN KEHILANGAN/CURI KENDERAAN - 1,000.00

  14. ELAUN KESULITAN BANJIR - 1,000.00

  15. WARANTI UNTUK PEMBAIKAN KERJA (12 BULAN) - 0.00 

Ezy Plus Private Car Bundle C- RM150.00  

  1. PERSONAL ACCIDENT (DEATH OR PERMANENT DISABLEMENT) - 30,000.00

  2. MEDICAL EXPENSES DUE TO ACCIDENT - 3,000.00

  3. REPLACEMENT OF CAR KEY/TRANSMITTER DUE TO THEFT - 2,000.00

  4. CHILD SEAT REPLACEMENT DUE TO THEFT - 500.00

  5. PH DOUBLE INDEMNITY - 30,000.00

  6. CORRECTIVE DENTAL AND/OR COSMETIC SURGERY - 1,200.00

  7. AMBULANCE FEES BENEFIT - 300.00

  8. HOSPITAL INCOME BENEFIT (UP TO 60 DAYS) - 50.00

  9. BEREAVEMENT BENEFIT - 500.00

  10. REIMBURSEMENT FOR PHYSIOTHERAPY TREATMENT - 1,000.00

  11. REPATRIATION BENEFIT - 3,000.00

  12. 24 HOURS TOWING ACCIDENT/BREAKDOWN (UNLIMITED) - 0.00

  13. TOTAL LOSS/VEHICLE THEFT INCONVENIENCE ALLOWANCE - 1,000.00

  14. FLOOD INCONVENIENCE ALLOWANCE - 1,000.00

  15. WINDOW SNATCH THEFT - 1,000.00

  16. MISCARRIAGE DUE TO ACCIDENT ALLOWANCE - 1,000.00

  17. WARRANTY FOR WORKMANSHIP REPAIR (18 MONTHS) - 0.00

  18. DAMAGE TO SIDE MIRROR - 1,000.00

  19. WAIVER OF COMPULSORY EXCESS FOR UNNAMED DRIVER - 0.00

Ezy Plus Kenderaan Persendirian Bundle C- RM150.00

  1. KEMALANGAN DIRI (KEMATIAN ATAU HILANG UPAYA KEKAL) - 30,000.00

  2. PERBELANJAAN PERUBATAN AKIBAT KEMALANGAN - 3,000.00

  3. PENGGANTIAN KUNCI/PENHANCARAN KERETA AKIBAT KECURIAN - 2,000.00

  4. PENGGANTIAN TEMPAT TEMPAT KANAK-KANAK AKIBAT KECURIAN - 500.00

  5. INDEMNITI BERGANDA PH - 30,000.00

  6. PEMBETULAN PERGIGIAN DAN/ATAU PEMBEDAHAN KOSMETIK - 1,200.00

  7. FAEDAH YURAN AMBULANS - 300.00

  8. FAEDAH PENDAPATAN HOSPITAL (SEHINGGA 60 HARI) - 50.00

  9. FAEDAH BEREAVEMENT - 500.00

  10. PEMBAYARAN BALIK UNTUK RAWATAN FISIOTERAPI - 1,000.00

  11. FAEDAH PENGHANTARAN BALIK - 3,000.00

  12. KEMALANGAN / PECAHAN MENUNDA 24 JAM (TANPA HAD) - 0.00

  13. JUMLAH ELAUN KEHILANGAN/CURI KENDERAAN - 1,000.00

  14. ELAUN KESULITAN BANJIR - 1,000.00

  15. CURI TEMBAGA - 1,000.00

  16. KEguguran AKIBAT ELAUN KEMALANGAN - 1,000.00

  17. WARANTI UNTUK PEMBAIKAN KERJA (18 BULAN) - 0.00

  18. KEROSAKAN CERMIN SISI - 1,000.00

  19. PENGECUALIAN LEBIHAN WAJIB BAGI PEMANDU TANPA NAMA - 0.00 

Manual vs Auto

SAFETY-TYRES

Paul Tan's Auto News 

JPJ NEWS

Make the right turn with Liberty Ezy PlusBundle Private Car - Pick Up Trucks - Comprehensive

Insurance is so much more than a piece of paper and a promise. It’s about keeping you protected at every turn. From cargo theft, to unlimited towing and waiver of compulsory excess, the policy covers your business so you can continue driving forward. As an owner-operator, you’ll be making the right turn by choosing Liberty Ezy Plus Bundle – Private Car Pick Up Trucks - Comprehensive.Coverage

for tools of the trade, trade stocks, or materials/ personal

property damage in accidents or theft in vehicles.Side Mirror

DamageWaiver

of Compulsory Excess for Unnamed Driver

Unlimited Towing

Misfuelling Coverage

Warranty for Workmanship Repair 

Tukar hala betul dengan Bungkusan Liberty Ezy Plus Kereta Persendirian -Trak Pick-up- Komprehensif 

Insurans adalah lebih daripada sekeping kertas dan janji. Ini tentang memastikan anda dilindungi pada setiap masa. Daripada kecurian kargo, hingga menunda tanpa had dan penepian lebihan wajib, polisi ini melindungi perniagaan anda supaya anda boleh terus memandu ke hadapan. Sebagai pengendali pemilik, anda akan membuat belok kanan dengan memilih Liberty Ezy Plus Bundle – Trak Angkat Kereta Persendirian - Perlindugan komprehensif

untuk alat perdagangan, stok perdagangan, atau bahan/peribadi

kerosakan harta benda dalam kemalangan atau kecurian dalam kenderaan.

Cermin Sisi

Damage Waiver

Lebihan Wajib untuk Pemandu Tanpa Nama

Tunda tanpa had 

Salah isis minyak

Waranti Perlindungan untuk Pembaikan Hasil Kerja 

Policy At Your Finger Tips/ Road tax delivers up to your doorstep 


Just upload your data to us at: 60162348808



For Motor Insurance NCD Confirmation:-

1) Vehicle Registration Number

2) Current Policy Schedule

3) Full name in IC/ID No:

Polisi Dihujung Jari Anda / Cukai jalan diserah kehadapan alamat anda 


Sila muat-naik data kpd kami: 60162348808


Untuk pengesahan NCD kenderaan:-


1) Vehicle Registration Number

2) Current Policy Schedule

3) Full name in IC/ID No

触手可及的保险单/ 

道路税到你家门口

Just upload your data to me at: 60162348808


For Motor Insurance NCD Confirmation:-

1) Vehicle Registration Number

2) Current Policy Schedule

3) Full name in IC/ID No:

WHAT IS THE DIFFERENCE BETWEEN MARKET VALUE AND AGREED VALUE? 

In the event of a total loss, the Market Value (MV) represents the market value of the car at the time of the claim, while Agreed Value (AV) is the fixed value of the car as agreed by both you and the insurer until the next policy renewal date. 

APAKAH PERBEZAAN ANTARA NILAI PASARAN DAN NILAI YANG DIPERSETUJUI? 

Sekiranya berlaku kerugian sepenuh (total loss), Nilai Pasaran (MV) mewakili nilai pasaran kereta pada masa tuntutan, manakala Nilai Disetujui (AV) ialah nilai tetap kereta seperti yang dipersetujui oleh anda dan syarikat insurans sehingga tarikh pembaharuan polisi seterusnya. 

Download Proposal Form/ Muat turun borang cadangan insuran

Proposal Form English | Bahasa Malaysia

Download - Policy Wording/ Muat turn isi kandungan polisi

Ezy Plus Comprehensive Policy Wording English | Bahasa Malaysia


E-Hailing Policy Wording English | Bahasa Malaysia


Ezy Plus Bundle - Pickup Trucks - Policy Wording English | Bahasa Malaysia

Download - Product Disclosure Sheet/ SENARAI PEMBERITAHUAN PRODUK 

Ezy Plus Product Disclosure Sheet English | Bahasa Malaysia


Ezy Plus Bundle - Pickup Trucks - Product Disclosure Sheet English | Bahasa Malaysia

Download - Product Brochure/ Risalah Produk


Product Brochure English | Bahasa Malaysia


Ezy Plus Bundle Brochure English | Bahasa Malaysia


Ezy Plus Bundle - Pickup Trucks - Brochure English | Bahasa Malaysia


Locate Us - Panel Hospital Windscreen Workshop Workshop Agents

Liberty Insurance

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SIMON POON AGENCY AND WONG YOCK WAN AGENCY HOME

(XXX)  GEN. INS) Agency Rep

(Product Disclosure Sheet)

Liberty motor Quote-Private Car

(XXX) 's agency representative

(Product Disclosure Sheet)

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