Utah (UT)

Approved Carriers

Notes about state

• Cincinnati

• Safeco

• Travelers

Utah Auto Insurance Requirements

All Utah drivers must carry proof of auto insurance and present it to any law enforcement officer upon request.

The following minimum car insurance coverages are required in Utah:

Bodily injury liability: $30,000 per person and $65,000 per accident

Property damage liability: $25,000 per accident

Personal injury protection: $3,000 per accident*

Uninsured motorist: $30,000 per person and $65,000 per accident**

Underinsured motorist: $30,000 per person and $65,000 per accident**

*The "loss of income" portion of personal injury protection (PIP) coverage may be rejected in writing.

**Uninsured and underinsured coverages may be rejected in writing.

Utah Teen Driving Laws

Starting at age 15, teens become eligible for a Utah learner's permit, which allows them to drive with an approved instructor or a licensed parent or guardian. Beginning at age 16, if the driver has held a learner's permit for a minimum of 6 months and has completed a minimum 40 hours instructed driving (at least 10 at night), they are eligible to apply for a Utah driver's license. No drivers under 17 (whether learner's permit or driver's license holder) may drive between the hours of midnight and 5 AM, except under certain conditions.

Utah Registration Information

Bring to the Division of Motor Vehicles (DMV) the following for each vehicle:

• Most recent registration

• Title

• Utah safety inspection certificate, if required

• Utah emission certificate, if required

• Serial number (VIN) inspections, if being titled in Utah for the first time

At least one person whose name must appear on new title
To register and title in Utah for the first time, Form TC-656 (Application to Register/Title), must be completed and submitted to a Motor Vehicle office with inspection certificates and evidence showing ownership of the vehicle.